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Villages Health Care-Advantage plans

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  #16  
Old 07-19-2016, 05:17 AM
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I am not a fan of TVHCS preferring from the beginning to utilize Munroe. However in fairness to all the health care system and insurance are dealing with the enormous upheaval ACA has had. ACA is reported to be going down in flames. Is it so ?????

It is sad to see The Villages Healthcare System boot residents out because they do not belong to the right health insurance club. Does not have that "Friendliest Home Town" sound to it.
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Old 07-19-2016, 07:44 AM
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Just remember it's only health care. We still get free nightly live entertainment in the squares. Just exercise, stay in shape, eat healthy, and maybe you won't need health care.
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Old 07-19-2016, 07:53 AM
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Just remember it's only health care. We still get free nightly live entertainment in the squares. Just exercise, stay in shape, eat healthy, and maybe you won't need health care.
OK, that was funny.
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Old 07-21-2016, 10:36 PM
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To solve the big mystery, it is all about CONTROL! The Advantage plan will be telling YOU and your doctors what can be done for you! They do not intend to spend more for your care than they allot for your care! If you are not happy with your Advantage plan, I'm not sure you can return to your old supplement without qualifying questions. I could find no one who would tell me that I could "go back" without penalty! I'm sure it's a business decision for TV and THANKS BUT NO THANKS!
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Old 07-21-2016, 10:49 PM
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...The Advantage plan will be telling YOU and your doctors what can be done for you...
Through several years in an Advantage plan and a couple major medical procedures, I've yet to experience anything like this.
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Old 07-21-2016, 11:05 PM
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[QUOTE=Polar Bear;1257777]Through several years in an Advantage plan and a couple major medical procedures, I've yet to experience anything like this

That's good to hear! I've had friends that had problems.
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Old 07-22-2016, 03:53 AM
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My husband and I are most concerned with major medical issues, not day-to-day care. What happens if we develop a rare cancer, need an organ transplant, or have a difficult-to-diagnose problem? We want the freedom to go to the best place to get treatment and not have our options limited. That's why we use Medigap F rather than an Advantage plan.
  #23  
Old 07-22-2016, 10:26 PM
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My wife and I are currently considering purchasing a home in the Villages. We are both on Medicare and have BCBS of Illinois as supplemental. We have had BCBS for 40 years and are not going to change. Is this going to be an issue if we decide to buy a home?
  #24  
Old 07-23-2016, 05:44 AM
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My wife and I are currently considering purchasing a home in the Villages. We are both on Medicare and have BCBS of Illinois as supplemental. We have had BCBS for 40 years and are not going to change. Is this going to be an issue if we decide to buy a home?

No more so than if you were moving to Dallas or Oshkosh. You would have to find a new doctor, and would probably look for someone who accepted your existing insurance after getting recommendations from your neighbors or friends. No different here.

The controversy is rooted in the concept that some people feel that they were "promised" they could stay in TVH system "forever", regardless of any changes in insurances or national health care policy. They feel they were "lied" to, although no one has submitted proof of any such promise, and probably never will, since it would be a rather unique position. Therefore there are a large number of TVH patients that will either have to change their doctor, or change their insurance. The complainers don't want to do either. They feel they are taking a risk by changing insurance, although after reviewing the plans, the risk is, in my opinion, minimal. It's sort of like stating you don't want to get shot by a terrorist in France. So don't go to France. But they want to go to France anyway, but get a guarantee they won't get shot. Not an option that is offered.
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Old 07-23-2016, 11:42 AM
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Originally Posted by golfing eagles View Post
No more so than if you were moving to Dallas or Oshkosh. You would have to find a new doctor, and would probably look for someone who accepted your existing insurance after getting recommendations from your neighbors or friends. No different here.

The controversy is rooted in the concept that some people feel that they were "promised" they could stay in TVH system "forever", regardless of any changes in insurances or national health care policy. They feel they were "lied" to, although no one has submitted proof of any such promise, and probably never will, since it would be a rather unique position. Therefore there are a large number of TVH patients that will either have to change their doctor, or change their insurance. The complainers don't want to do either. They feel they are taking a risk by changing insurance, although after reviewing the plans, the risk is, in my opinion, minimal. It's sort of like stating you don't want to get shot by a terrorist in France. So don't go to France. But they want to go to France anyway, but get a guarantee they won't get shot. Not an option that is offered.
Excellent post!!!! :bigapplause:

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Old 07-23-2016, 07:34 PM
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Originally Posted by golfing eagles View Post
No more so than if you were moving to Dallas or Oshkosh. You would have to find a new doctor, and would probably look for someone who accepted your existing insurance after getting recommendations from your neighbors or friends. No different here.

The controversy is rooted in the concept that some people feel that they were "promised" they could stay in TVH system "forever", regardless of any changes in insurances or national health care policy. They feel they were "lied" to, although no one has submitted proof of any such promise, and probably never will, since it would be a rather unique position. Therefore there are a large number of TVH patients that will either have to change their doctor, or change their insurance. The complainers don't want to do either. They feel they are taking a risk by changing insurance, although after reviewing the plans, the risk is, in my opinion, minimal. It's sort of like stating you don't want to get shot by a terrorist in France. So don't go to France. But they want to go to France anyway, but get a guarantee they won't get shot. Not an option that is offered.
Oshkosh, interesting choice of location...lol.
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  #27  
Old 07-23-2016, 08:02 PM
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Oshkosh, interesting choice of location...lol.
B'gosh, I guess it was
  #28  
Old 07-24-2016, 11:26 AM
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Oshkosh, interesting choice of location...lol.
Oskosh is in Wisconsin, USA

BTW - Isn't Google great?
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  #29  
Old 07-24-2016, 03:35 PM
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Medicare Advantage video




No Premium "FREE" Medicare Plans | You Get What You Pay For - YouTube
  #30  
Old 07-24-2016, 03:56 PM
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Anyone have a copy of the 2016 UHC plan F and plan N enrollment guides that I could borrow for 1-2 days? My wife and I have these plans, and I have the "accepted" plan books for this year. I want to do a detailed comparison to see what we might be giving up if we stay. I know the new books will be out in October, but I am trying to plan ahead (assuming there will not be significant changes except for costs).

Thank you in advance.

PS I called UHC to get copies, the minion said oh we can send you those electronically, guess what I got LINKS to the website, and NO documents. I could not find the documents on the site, and a google search turned up nothing useful. We tossed ours out after we signed up, who knew???
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