Sorry for the late reply, just saw your message.

I'm fine with the Fidelity ETFs. For the managed accounts (we have several), they're mostly Fidelity ETFs in the IRAs and ROTH IRAs. The taxable accounts have stocks to create a pseudo personal ETF. That's the account used to pay the quarterly management fees, and for tax loss harvesting.

I've traded for my own account, too, and I use a variety of ETFs in certain market sectors. I'm doing ok.