[BrianL99]

Originally Posted by PleaseBeKind

I agree with your comments but Joel Johnson is correct.

In limited circumstances.

[La lamy]

Originally Posted by Aces4

We recommend Advantage Title off of 466 and have used them several times. Address is 11714 NE 62nd Terrace, Ste 400, The Villages, FL. Take a look at their website for more details.

I second that opinion of title office. No need for lawyer IMHO.

[BrianL99]

Originally Posted by Aces4

We recommend Advantage Title off of 466 and have used them several times. Address is 11714 NE 62nd Terrace, Ste 400, The Villages, FL. Take a look at their website for more details.

Originally Posted by La lamy

I second that opinion of title office. No need for lawyer IMHO.

Originally Posted by Fenster

It’s probably the biggest investment of your life. It smart to get a real estate lawyer.

Would you let the nurse do your surgery?

More like allowing a "Nurses' Aid" to treat you, instead of a Doctor. Yeah, you might save $100, but who you gonna trust?

[MrFlorida]

Bought two houses here in the Villages, used Peninsula Title, no need for a lawyer.

[goneil2024]

I have bought and sold five homes in four different states (including FL). In most cases I knew more about the transaction requirements, risks and details than the attorneys involved, that includes the title insurer.

I was always comfortable reviewing, the transactions. However, in every case I had legal counsel review the documents, and affirm they were consistent with the transaction and the intent of the parties involved. An added benefit would be if something was missed or in error the attorney would likely be highly motivated to help resolve any issue that may come up after the fact.

DIY legal, medical, and other complex technical decisions carry risk no matter how remote. Each individual has a different risk tolerance, ability to absorb economic and other losses, and capacity to understand as well as manage complexity. Therefore my recommendation is “it depends” on the parties involved. Another thing to consider is why risk a lot for a little? $300 for a legal fee vs. a $650,000 transaction .004615% of the total transaction, does not seem material to me, however that’s simply my opinion.

The comments above are my personal opinion, and for entertainment purposes only, when making important financial, legal or other decisions consult subject matter professionals.

[DonRaleigh]

Originally Posted by Fenster

It’s probably the biggest investment of your life. It smart to get a real estate lawyer.

Would you let the nurse do your surgery?

Yes, if the nurse specializes in that surgery and has done it thousands of times.

[egw45911]

Having come from the world of corporate relocation, please be advised - there are only 4 states that require attorney closings.

[Aces4]

Originally Posted by BrianL99

More like allowing a "Nurses' Aid" to treat you, instead of a Doctor. Yeah, you might save $100, but who you gonna trust?

If one read the suggestion I made earlier to peruse the Advantage Title Co. off 466 website, one would realize it is an attorney based title company and it is excellent, IMHO. Homework is difficult for some.. After more than 20 property closings in our lives, we have a very good handle on the process and requirements.

[retiredguy123]

Originally Posted by Aces4

If one read the suggestion I made earlier to peruse the Advantage Title Co. off 466 website, one would realize it is an attorney based title company and it is excellent, IMHO. Homework is difficult for some.. After more than 20 property closings in our lives, we have a very good handle on the process and requirements.

I would expect all title companies to have access to attorneys, especially for title searches. And, if you buy title insurance, the insurance company will have access to legal counsel. In Florida, the vast majority of home buyers do not hire their own attorney to personally represent them. I always buy title insurance, but some people think that it is not needed when purchasing a new house from The Villages.

[Aces4]

Originally Posted by retiredguy123

I would expect all title companies to have access to attorneys, especially for title searches. And, if you buy title insurance, the insurance company will have access to legal counsel. In Florida, the vast majority of home buyers do not hire their own attorney to personally represent them. I always buy title insurance, but some people think that it is not needed when purchasing a new house from The Villages.

Advantage Title Co. attorneys are in-house. Prices when we used them were fair and reasonable.

[BrianL99]

Originally Posted by Aces4

If one read the suggestion I made earlier to peruse the Advantage Title Co. off 466 website, one would realize it is an attorney based title company and it is excellent, IMHO. Homework is difficult for some.. After more than 20 property closings in our lives, we have a very good handle on the process and requirements.

Most all Title Companies in Florida are owned by Attorneys.

Having participated in 100's of real estate closings as a principal, I have a clue. There's been an Attorney involved in 99.9% of them.

if you think after 20 property transactions, you have sufficient experience not to need professional oversight, I have a bridge I'm interested in selling.

[BrianL99]

Here’s one simple example of why you should use a Lawyer on all transactions, involving pre-owned homes, particularly in The Villages.

A Title Company is simply a Transactional Agent. They do NOT represent the Buyer or the Seller. Both sides are naked.

An attorney representing a Buyer, will attempt to get his client indemnification against future claims the property is not in compliance with TV Standards/ARC complaints. If representing a Seller, will try to get his client indemnification against future claims the property was misrepresented or not in compliance.

A lawyer, at worst, will advise either party of their contingent liability.

A Title Company doesn’t care, they don’t have a horse in the race, they’re simply “paper pushers”.

[virtue51]

I come from a state that requires a lawyer. However, you are spending hundreds of thousands of dollars to purchase a home, probably your largest purchase -- I want a lawyer looking out for my interest. The cost of the lawyer does not amount to a lot of money when you consider what you are spending on purchasing a home and all of the costs associated with a home.