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Credit card fee

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  #91  
Old 09-05-2022, 09:41 AM
pauld315 pauld315 is offline
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Originally Posted by retiredguy123 View Post
The 3.75 percent fee would be about double what I paid when I owned a retail business. But, I don't know what the current bank fees are. It seems too high though. Their online menu doesn't seem to say anything about the fee. Also, I wonder if they are able to distinguish between a credit card and a debit card in all cases.
Having owned several businesses, the fee the bank charges varies based on volume and other factors. I wouldn't doubt for a second the 3.75% charge.
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  #92  
Old 09-05-2022, 09:43 AM
pauld315 pauld315 is offline
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Originally Posted by banjobob View Post
All credit card companies charge the merchant fees for using their card, if the merchan.t passes these charges on it should be noted on your bill . The fee is based on the merchants volume of sales , higher sales lower fee .
Or, they could just raise their prices by 4% to cover the cost. Of course, that means that even those that pay cash would pay more.
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  #93  
Old 09-05-2022, 10:30 AM
capecoralbill capecoralbill is offline
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Originally Posted by Sandy and Ed View Post
Considering they now “for our convenience” suggest a minimum tip of 18%, have increased the meal cost and in some cases reduced the meal quality and selection, might as well do more cooking at home.
Yes, hidden/camouflaged fees everywhere, need a lawyer just to understand the bill. I also am not happy about many tips starting at 18 %.

I wonder if all this extra income is reported to the IRS?
  #94  
Old 09-05-2022, 10:53 AM
fdpaq0580 fdpaq0580 is offline
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Originally Posted by capecoralbill View Post
Yes, hidden/camouflaged fees everywhere, need a lawyer just to understand the bill. I also am not happy about many tips starting at 18 %.

I wonder if all this extra income is reported to the IRS?
"For your convenience, we suggest xxx% tip". How dare they try to suggest, recommend or in any other way try to passively/aggressively try to bully me to spend my money the way they want me to.
And, "NO", I highly doubt that "all this extra income is reported to the IRS".
  #95  
Old 09-05-2022, 10:58 AM
Keefelane66 Keefelane66 is offline
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Originally Posted by capecoralbill View Post
Yes, hidden/camouflaged fees everywhere, need a lawyer just to understand the bill. I also am not happy about many tips starting at 18 %.

I wonder if all this extra income is reported to the IRS?
Tipping has got out of hand we consider it a plate delivery fee. Just because prices are inflated doesn't mean an automatic increase.
If the restaurant is imposing up to 3.75 cc fee along with meal tax7% we deduct the total and tip on meals not fees and taxes. We tip on service provided by waiter/waitress not necessarily an automatic 18%
  #96  
Old 09-05-2022, 11:24 AM
fdpaq0580 fdpaq0580 is offline
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Originally Posted by Keefelane66 View Post
Tipping has got out of hand we consider it a plate delivery fee. Just because prices are inflated doesn't mean an automatic increase.
If the restaurant is imposing up to 3.75 cc fee along with meal tax7% we deduct the total and tip on meals not fees and taxes. We tip on service provided by waiter/waitress not necessarily an automatic 18%
Last sentence does not match previous sentence, "tip on meals". Tip sould be calculated on pre-tax and fees total, if you tip on meals.
My point about tipping relation to the cost of the meal is that it makes no sense. Whether the server delivers a $10 burger or a $30 steak, the effort for the server is the same, therefore the tips should be the same.
  #97  
Old 09-05-2022, 11:30 AM
MrFlorida MrFlorida is offline
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One of my friends was complaining that while paying cash, the waiter came back and said they don't have change....go figure.
  #98  
Old 09-05-2022, 11:39 AM
Michael G. Michael G. is offline
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Originally Posted by fdpaq0580 View Post
Whether the server delivers a $10 burger or a $30 steak, the effort for the server is the same, therefore the tips should be the same.
Agree, that's why I go to McDonalds, order my 2 sausages McMuffin, a senior coffee,
sit outside and watch people.

No tipping, I can pick up my own meal, takes a couple minutes, and get a pleasant
smile with "Thank You Sir, have a great day".

Now life doesn't get any better than that.
  #99  
Old 09-05-2022, 11:41 AM
Mrs.Guy Mrs.Guy is offline
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Originally Posted by fdpaq0580 View Post
Last sentence does not match previous sentence, "tip on meals". Tip sould be calculated on pre-tax and fees total, if you tip on meals.
My point about tipping relation to the cost of the meal is that it makes no sense. Whether the server delivers a $10 burger or a $30 steak, the effort for the server is the same, therefore the tips should be the same.
Soooo.....is it safe to say that when you get a $10 burger you tip like it's a $30 steak? Or is it the other way around?

THERE ARE A LOT OF PEOPLE WHO THINK TIPPING IS A CITY IN CHINA!
  #100  
Old 09-05-2022, 11:45 AM
Mrs.Guy Mrs.Guy is offline
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Originally Posted by Michael G. View Post
Agree, that's why I go to McDonalds, order my 2 sausages McMuffin, a senior coffee,
sit outside and watch people.

No tipping, I can pick up my own meal, takes a couple minutes, and get a pleasant
smile with "Thank You Sir, have a great day".

Now life doesn't get any better than that.
Surf and Turf every night...... filet-o-fish and a big mac????
  #101  
Old 09-05-2022, 12:17 PM
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Originally Posted by MrFlorida View Post
One of my friends was complaining that while paying cash, the waiter came back and said they don't have change....go figure.
We had that happen too. They rounded UP the total paying cash. When I complained and they said "we don't do coins", I made them round DOWN to the lower dollar.

Some restaurants (one in particular nearby) even with a reservation, will say "Go to the bar and we'll get you when your table is ready." Yet the restaurant is empty and the servers are standing around waiting for patrons. Obviously we left and don't go there any more.

This behavior is getting out of hand.

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  #102  
Old 09-05-2022, 12:19 PM
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Originally Posted by Mrs.Guy View Post
TIPPING IS A CITY IN CHINA!
No, it's an old tower in Pisa, Italy.

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  #103  
Old 09-05-2022, 12:41 PM
Tom52 Tom52 is offline
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Originally Posted by pauld315 View Post
Or, they could just raise their prices by 4% to cover the cost. Of course, that means that even those that pay cash would pay more.
The majority of people have been paying with credit cards at restaurants for years. I would bet that the restaurants have had credit card fees built in their prices for many years as well. This is just a new excuse to increase prices even further.
  #104  
Old 09-05-2022, 01:50 PM
DDToto41 DDToto41 is offline
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Quote:
Originally Posted by retiredguy123 View Post
Interesting. The credit card fee seems to violate this Florida law.

Update: Although this Florida law is still current, a Federal court ruled that it is unconstitutional. So, it may be legal to charge the fee. Go figure.

Fla. Stat. §501.0117

(1) A seller or lessor in a sales or lease transaction may not impose a surcharge on the buyer or lessee for electing to use a credit card in lieu of payment by cash, check, or similar means, if the seller or lessor accepts payment by credit card. A surcharge is any additional amount imposed at the time of a sale or lease transaction by the seller or lessor that increases the charge to the buyer or lessee for the privilege of using a credit card to make payment. Charges imposed pursuant to approved state or federal tariffs are not considered to be a surcharge, and charges made under such tariffs are exempt from this section. A convenience fee imposed upon a student or family paying tuition, fees, or other student account charges by credit card to a William L. Boyd, IV, Florida resident access grant eligible institution, as defined in §1009.89, or to a private school, as defined in §1002.01, is not considered to be a surcharge and is exempt from this section if the amount of the convenience fee does not exceed the total cost charged by the credit card company to the institution. The term “credit card” includes those cards for which unpaid balances are payable on demand. This section does not apply to the offering of a discount for the purpose of inducing payment by cash, check, or other means not involving the use of a credit card, if the discount is offered to all prospective customers.

(2) A person who violates the provisions of subsection (1) is guilty of a misdemeanor of the second degree, punishable as provided in §775.082 or §775.083.
The state will charge you 3% if you wanted to use a credit card or a debit card. And they have been doing it since I came in 2005.
  #105  
Old 09-05-2022, 02:06 PM
retiredguy123 retiredguy123 is offline
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Originally Posted by DDToto41 View Post
The state will charge you 3% if you wanted to use a credit card or a debit card. And they have been doing it since I came in 2005.
It does seem hypocritical that they would not comply with their own law.

Last edited by retiredguy123; 09-05-2022 at 02:17 PM.
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