[DDoug]

Just an FYI for anyone interested I just changed insurance companies same coverage and an A rated company and dropped 450 dollars a year. It would appear that agents keep you up on a higher rate for their commissions. Not a good way to do business

[asianthree]

With sink hole.

[zcaveman]

If I dropped $450, I would only be paying $300 a year. What is the name of this company?

Z

[electricblue]

Originally Posted by DDoug

Just an FYI for anyone interested I just changed insurance companies same coverage and an A rated company and dropped 450 dollars a year. It would appear that agents keep you up on a higher rate for their commissions. Not a good way to do business

What is the name of the new ins. co? I have the Villages ins and I think it's high..thanks

[billlaur]

What is the name of this gr8 co..

[DDoug]

St. Johns

[dirtbanker]

Originally Posted by DDoug

St. Johns

St. Johns thru which agent?? (example: The Villages Ins, Tom Keedy)

[DDoug]

dirtbanker sent you a PM

[PJOHNS2654]

Originally Posted by DDoug

St. Johns

I had my Policy with St. Johns for a few years and this year it went up considerably.

I shopped around and got a policy from "Ark Royal" through Darr Schackow Insurance (Leesburg) for several hundred dollars less.

I think it pays to shop around and get quotes from a different agent.

[Rango]

The Villages insurance also sells "Ark Royal"

[Birdie Dreamer]

Originally Posted by PJOHNS2654

I had my Policy with St. Johns for a few years and this year it went up considerably.

I shopped around and got a policy from "Ark Royal" through Darr Schackow Insurance (Leesburg) for several hundred dollars less.

I think it pays to shop around and get quotes from a different agent.

From my experience in South Florida that seems to be the pattern with St John's.

[DDoug]

Most honest agents will tell you to change companies every 2 to 3 years

[cattywampus]

Originally Posted by DDoug

Most honest agents will tell you to change companies every 2 to 3 years

I bet they do.

Especially since most get a 50% Commission on the Premium
for the first year when they write that NEW Policy when you change Carriers..

The Small ( 6% or so ) "Residuals" they receive on "Renewals" do not help
so much with the Mortgage on the Beach House or that
32 foot Carver boat.

Some of the HONEST ones will give you a so-called LOWER Price
by using part of their 50%
Commission to lower your premium the First year
to help you decide to Switch Carriers.

My MOMMA done told me

FIGURES don't LIE.
But LIARS can FIGURE.

[dirtbanker]

Originally Posted by DDoug

dirtbanker sent you a PM

No PM in my inbox...

[dirtbanker]

Originally Posted by cattywampus

Especially since most get a 50% Commission on the Premium
for the first year when they write that NEW Policy when you change Carriers..

These insurance companies must be stupid, it is a wonder they are still able to stay in business when they give 50% of the premium as commissions