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  #1  
Old 05-16-2022, 10:34 AM
New Englander New Englander is offline
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Default Home title lock

I've seen home title lock advertised on TV. Is this a worthwhile thing to do or not worth the cost?
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Old 05-16-2022, 10:56 AM
retiredguy123 retiredguy123 is online now
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A waste of money.

If you live in Sumter County or Lake County, you can go onto their property appraisal website and register your name and an email address. Then, if there are any transactions using your name, they will send you an email message.
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Old 05-16-2022, 12:26 PM
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Originally Posted by New Englander View Post
I've seen home title lock advertised on TV. Is this a worthwhile thing to do or not worth the cost?
Waste of money. I'm in title ins business over 30yrs in NJ. I agree with Retiredguy123's post. go online to Sumter County and sign up for alerts to anything being recorded to your property.
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Old 05-16-2022, 02:54 PM
Babubhat Babubhat is offline
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Complete waste of money. See prior post . Sumter county can alert you
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Old 05-16-2022, 03:03 PM
JoelJohnson JoelJohnson is offline
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Sumter county can alert you.
Easy to do!
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Old 05-16-2022, 03:24 PM
MrFlorida MrFlorida is offline
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Not only here in Florida, but most states now will alert you if there is any activity on your title. Do a google search for your state.
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Old 05-16-2022, 03:29 PM
photo1902 photo1902 is offline
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It's called a Property Fraud Alert.

This service is offered though the Sumter County Clerk of the Courts, not the property appraisers office.

Property Fraud Alert | Sumter County Clerk of Courts
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Old 05-16-2022, 03:41 PM
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Quote:
Originally Posted by retiredguy123 View Post
A waste of money.

If you live in Sumter County or Lake County, you can go onto their property appraisal website and register your name and an email address. Then, if there are any transactions using your name, they will send you an email message.
I already did that.
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Old 05-16-2022, 03:44 PM
retiredguy123 retiredguy123 is online now
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Quote:
Originally Posted by photo1902 View Post
It's called a Property Fraud Alert.

This service is offered though the Sumter County Clerk of the Courts, not the property appraisers office.

Property Fraud Alert | Sumter County Clerk of Courts
For Lake County, here is the link. The last time I checked, Marion County doesn't offer the fraud alert service.

Recording Notification Service
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Old 05-16-2022, 07:36 PM
MSchad MSchad is offline
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Quote:
Originally Posted by photo1902 View Post
It's called a Property Fraud Alert.

This service is offered though the Sumter County Clerk of the Courts, not the property appraisers office.

Property Fraud Alert | Sumter County Clerk of Courts
Below is on their website ???
“This is an ALERT ONLY and the Clerk cannot be held responsible for the recording of false or fraudulent documents
Notifications will only be sent out after documents have been recorded, indexed and verified by our Deputy Clerk's
If you believe that you are a victim of fraud, immediately contact your local Law Enforcement or regional FBI Office for assistance.”
  #11  
Old 05-16-2022, 07:45 PM
retiredguy123 retiredguy123 is online now
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Quote:
Originally Posted by MSchad View Post
Below is on their website ???
“This is an ALERT ONLY and the Clerk cannot be held responsible for the recording of false or fraudulent documents
Notifications will only be sent out after documents have been recorded, indexed and verified by our Deputy Clerk's
If you believe that you are a victim of fraud, immediately contact your local Law Enforcement or regional FBI Office for assistance.”
CYA. Kind of like McDonalds telling you the coffee is hot.
  #12  
Old 05-17-2022, 05:13 AM
RustyN RustyN is offline
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Default Sumter county free service

Although this is not lifelock It is free from The counties and will notify you about certain things. I did this video on how it works on my YouTube channel about The Villages. Hope it helps. https://youtu.be/acuulsSCW24
Quote:
Originally Posted by New Englander View Post
I've seen home title lock advertised on TV. Is this a worthwhile thing to do or not worth the cost?
  #13  
Old 05-17-2022, 06:30 AM
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Bay Kid Bay Kid is offline
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Quote:
Originally Posted by retiredguy123 View Post
For Lake County, here is the link. The last time I checked, Marion County doesn't offer the fraud alert service.

Recording Notification Service
Done! Thank you. So easy.
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Old 05-17-2022, 07:27 AM
rstebbins rstebbins is offline
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Default Title insurance

Hopefully the title insurance industry will make a couple of changes to there procedures that could stop this sort of thing
1. When doing a search for a mortgage call the previous owner to verify actual sale
2. Check the tax stamps on the filing. If it seems low could be a sign of an issue

Thanks for the tip on the fraud alert
  #15  
Old 05-17-2022, 07:59 AM
debem1@aol.com debem1@aol.com is offline
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Quote:
Originally Posted by New Englander View Post
I've seen home title lock advertised on TV. Is this a worthwhile thing to do or not worth the cost?
Yes, I do think it is helpful! I had on my home in Lakeland and I have it here. Apparantly, it only takes ONE (1) sheet of paper and they own your house. It's like $14.99 a month.
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