[SoxOfRed]

For many years, we've had USAA insurance for most everything. They've also been a great company to deal with.

We just got a new golf car and got a quote of $60... per month! Explained to them it's not a low speed vehicle, not registered, no VIN and we didn't even include collision in our request.

Does anyone have experience with USAA and getting your golf cars insured? Am I just not asking them the right questions?

Otherwise, we'll have to go elsewhere. If that's the case can someone recommend and give me their costs for a company that this is the only policy with them? Can't take advantage of any bundling unfortunately.

[VAtoFLA]

The key is whether it goes over 20 mph or not, at least that's how it was for us. We use Progressive and it is $75 per year.

[kansasr]

We have USAA coverage on our golf cart and the premium is $31.97 every 6 months. We do have comprehensive and collision coverage declined. Something doesn’t seem right with your quote.

[mrf6969]

Through our Ins Broker, all she came up with is Progressive. It costs us $189. for 2 carts and that is the total annual amount.
We used to have Foremost but Progressive was a better deal.

[Babbs1957]

I have USAA cars and home insurance back north, but down here USAA is horribly overpriced. Already used a different company for homeowners insurance down here. Then last month when we bought a new golf cart, we went with AAA for $14 a month full coverage. He then asked to review USAA car insurance policy which was coming up for renewal two weeks later. He cut under USAA car insurance down here by $800 for 6 month policy and was still able to match all the same criteria in my USAA policy.

We are headed back north in a month for some family visits and plan on making some changes for the future and without the use of USAA on our home and cars/equipment still on the farm. I have been with them for 35 years.

[Howdy]

Originally Posted by SoxOfRed

For many years, we've had USAA insurance for most everything. They've also been a great company to deal with.

We just got a new golf car and got a quote of $60... per month! Explained to them it's not a low speed vehicle, not registered, no VIN and we didn't even include collision in our request.

Does anyone have experience with USAA and getting your golf cars insured? Am I just not asking them the right questions?

Otherwise, we'll have to go elsewhere. If that's the case can someone recommend and give me their costs for a company that this is the only policy with them? Can't take advantage of any bundling unfortunately.

I am with USAA & worked for them for a few years, they are & always have been rated as one of the Top Insurance Co. in the USA.
That doesn't mean they are the cheapest, what a client get's with USAA is " Trust " & above all top rated " Service ". I know 1st hand.
I am sure you are well aware that USAA is very " Picky " on who quaifies for them to consider getting USAA Insurance.

[DARFAP]

Originally Posted by SoxOfRed

For many years, we've had USAA insurance for most everything. They've also been a great company to deal with.

We just got a new golf car and got a quote of $60... per month! Explained to them it's not a low speed vehicle, not registered, no VIN and we didn't even include collision in our request.

Does anyone have experience with USAA and getting your golf cars insured? Am I just not asking them the right questions?

Otherwise, we'll have to go elsewhere. If that's the case can someone recommend and give me their costs for a company that this is the only policy with them? Can't take advantage of any bundling unfortunately.

I canceled my USAA golf cart insurance when I discovered we were paying over $1000/yrs for 2 carts. I asked them what the deal was and they said they it was in line with the coverage on our cars. Never said a word to me about increasing grin the initial very cheap rate. I switched to Progressive.

[Howdy]

Originally Posted by DARFAP

I canceled my USAA golf cart insurance when I discovered we were paying over $1000/yrs for 2 carts. I asked them what the deal was and they said they it was in line with the coverage on our cars. Never said a word to me about increasing grin the initial very cheap rate. I switched to Progressive.

My hope for you is that you never have a claim, unlike USAA ya get what U Pay For.

[McClendons]

I see the positive comments about USAA. I've been with them 45 years, filed 2 claims. One I was hit by a USAA insured driver while stopped at light (she tried lane splitting and hit 5 cars, was ticketed multiple infractions). The 2nd was a flooded condo caused when an upstairs neighbor broke a pipe. In BOTH CASES, USAA WAS HORRIBLE!. In the car case, they even tried fraud claiming i had to pay deductible "because other insurer would nor pay". I said I was suing, and demanded documentation of other insuer not paying. Story changed.......

I am still with them because of an Umbrella policy, but that may change soon. Way too expensive and dishonest now.

[Rocksnap]

Something went wrong. I have USAA, and have full coverage cart insurance thru Progressive via USAA.
I pay $80 per year plus an extra $10 for towing.

[wawriwwawriw]

Reason why I went with Progressive

[bhferri85]

We have USAA and the cart Insurance is through Progressive. We pay $89 a YEAR.

[jnieman]

Foremost

Originally Posted by SoxOfRed

For many years, we've had USAA insurance for most everything. They've also been a great company to deal with.

We just got a new golf car and got a quote of $60... per month! Explained to them it's not a low speed vehicle, not registered, no VIN and we didn't even include collision in our request.

Does anyone have experience with USAA and getting your golf cars insured? Am I just not asking them the right questions?

Otherwise, we'll have to go elsewhere. If that's the case can someone recommend and give me their costs for a company that this is the only policy with them? Can't take advantage of any bundling unfortunately.

[sowilts]

Originally Posted by SoxOfRed

For many years, we've had USAA insurance for most everything. They've also been a great company to deal with.

We just got a new golf car and got a quote of $60... per month! Explained to them it's not a low speed vehicle, not registered, no VIN and we didn't even include collision in our request.

Does anyone have experience with USAA and getting your golf cars insured? Am I just not asking them the right questions?

Otherwise, we'll have to go elsewhere. If that's the case can someone recommend and give me their costs for a company that this is the only policy with them? Can't take advantage of any bundling unfortunately.

USAA EZGO Lithium 20 dollars a Month. Very nice. 😎

[RcCalais]

With State Farm I have the house, 2 cars, golf cart and an umbrella policy. The golf cart is $80 / year