[LynnDeb]

Heads up everyone, we had instances w 2 separate banks this past 2 wks....around Vets Day we were charged on Bruce's debt card over 99.00 from a Kangeroo Gas Station in Orlando, Fl. Tonite on my email (which didnt look like my correct email) from our bank w their logo to correct some info...I called them immediately I sent them the email and had to change our Id and password. The 99.00 we found out was actually signed for...wow, just want all of you to be aware of your cards, banks, etc

[Indydealmaker]

Originally Posted by LynnDeb

Heads up everyone, we had instances w 2 separate banks this past 2 wks....around Vets Day we were charged on Bruce's debt card over 99.00 from a Kangeroo Gas Station in Orlando, Fl. Tonite on my email (which didnt look like my correct email) from our bank w their logo to correct some info...I called them immediately I sent them the email and had to change our Id and password. The 99.00 we found out was actually signed for...wow, just want all of you to be aware of your cards, banks, etc

A lot of fraud is the fault of the credit card companies. They refuse to go to a photo on the cards and for some stupid reason they allow debit cards to be used without the pin numbers.

It would also help if cashiers would do their jobs. I wrote "check photo ID" on the back of my cards and only one in ten actually ask to see photo ID.

[LynnDeb]

That would be an excellent tool did you ever suggest to the banks or credit cards

[2BNTV]

Thanks for the heads up but I am painfully aware of this issue, as I had an episode of fraud for $99.00 on my credit card. Thank goodness my CC company saw this right away and deactivated my acccount.

They exercised due diligence, as I went to my son's in Ft. Lauderdale the following week. I made some large purchases while there, and the CC company stopped it again. If you can't use your CC card, I would call them to activate it, as this happened to me.

The only thing I can think of is, when I was at the gas station, someome had stole some information as I had not lost my CC. A friend of mine had refused using his CC at a gas station and I remember him commenting, he was supicious of someone stealing the CC information. Maybe he was right?

It's always good idea to be diligent and deal with a company who will be suspicious of transactions. It's always a good idea to call them if your going on a trip, or else they might deactivate your account, if they see a different zip code for your purchases. I am talking about a far away trip and not a city near your zip code.

Thank you for posting this.

[LynnDeb]

Originally Posted by 2BNTV

Thanks for the heads up but I am painfully aware of this issue, as I had an episode of fraud for $99.00 on my credit card. Thank goodness my CC company saw this right away and deactivated my acccount.

They exercised due diligence, as I went to my son's in Ft. Lauderdale the following week. I made some large purchases while there, and the CC company stopped it again. If you can't use your CC card, I would call them to activate it, as this happened to me.

The only thing I can think of is, when I was at the gas station, someome had stole some information as I had not lost my CC. A friend of mine had refused using his CC at a gas station and I remember him commenting, he was supicious of someone stealing the CC information. Maybe he was right?

It's always good idea to be diligent and deal with a company who will be suspicious of transactions. It's always a good idea to call them if your going on a trip, or else they might deactivate your account, if they see a different zip code for your purchases. I am talking about a far away trip and not a city near your zip code.

Thank you for posting this.

The 99.00 incident was with citizens bank the officer asked me if anyone from security contacted us. NO I told her I saw it and reported it.
Chase bank is on top of these things so u know which bank we will stay w and the one is going

[LynnDeb]

This is a sore topic w people but in this crazy world we live in I wanted our neighbors to know what's going on and please be on top of it

[2BNTV]

It seems funny to me these charges are $99.00. I wonder if the $99 is the least they can charge, without it becoming a felony.

Just sayin........

[TrudyM]

Originally Posted by Indydealmaker

A lot of fraud is the fault of the credit card companies. They refuse to go to a photo on the cards and for some stupid reason they allow debit cards to be used without the pin numbers.

It would also help if cashiers would do their jobs. I wrote "check photo ID" on the back of my cards and only one in ten actually ask to see photo ID.

Same here and if the amount is under $500 the police won't even take a report even if you know who is doing it. Someone copied our number off our card when we used it in a restaurant and then used it at a spa for themselves and their daughter. They charged $10 less than the limit for what the police will investigate big shocker. They did not have the card or Id that matched and were not even the same race. My husband went to the spa and got pictures of the people from their security camera and identified the server and the police would do nothing. Really made us angry. They said that it costs too much to prosecute for any amount under $500.

[SALYBOW]

I had a charge of 24.00 from 3322 North First whuch is a scam. Went to the bank to report it.

[OBXNana]

We had three separate charges for $7.95 and not known to us. Within 10 minutes of the charges showing up, the fraud department from American Express called to verify the charges. When we said we had not made the charges, our credit card was cancelled, and a new one issued.

They said small amounts like this send up red flags with online purchases. Scammers play the number game to see if the charges go through and then move up to more expensive items. They don't actually have your info, put in random numbers, and hope they stick. It's online gaming, gambling, and not goods. Something we all have to watch as we go into the holiday season.

In this case, it was a point of sale and even more scary. Thank you for making us aware of the situation. It can happen anywhere.

[PaPaLarry]

Originally Posted by Indydealmaker

A lot of fraud is the fault of the credit card companies. They refuse to go to a photo on the cards and for some stupid reason they allow debit cards to be used without the pin numbers.

It would also help if cashiers would do their jobs. I wrote "check photo ID" on the back of my cards and only one in ten actually ask to see photo ID.

Had the same experience!! Asked clerk, aren't you going to check my ID, and she said why? LOL

[2BNTV]

Originally Posted by OBXNana

We had three separate charges for $7.95 and not known to us. Within 10 minutes of the charges showing up, the fraud department from American Express called to verify the charges. When we said we had not made the charges, our credit card was cancelled, and a new one issued.

They said small amounts like this send up red flags with online purchases. Scammers play the number game to see if the charges go through and then move up to more expensive items. They don't actually have your info, put in random numbers, and hope they stick. It's online gaming, gambling, and not goods. Something we all have to watch as we go into the holiday season.

In this case, it was a point of sale and even more scary. Thank you for making us aware of the situation. It can happen anywhere.

I always make a point, to viewing my CC bill for charges, that I didn't occur. I gave up doing the math, as the totals are always correct as it computer generated. If the total looks fishy, I'll break out my trusty calculator.

One time a company charged me for a piece of software, that I never bought.

There are a lot of scammers in this world so it pays to be diligent with one's finances. As I often say, "it doesn't pay to be stupid about money".

[jblum315]

I was pleasantly surprised to get a refund on a financial-advice subscription that I canceled. She said they would refund the money and sure enough there it is the next day. Doesn't usually happen that way.

[Jaggy]

My husband's Debit card # was used in Pensacola at Bed Bath & Beyond for $1500 - our bank called us on a Sunday morning saying the charge looked suspicious. the funds were put back in our acct and we filed a report.. the gal at the bank indicated this was very common and the # could have been taken months ago or taken yesterday.. no way to check where they got the information. new card was issued.

[asianthree]

We are using cash only when we go out but if I have to use a credit card American Express will fix anything with no worries