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80/20 rule

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  #16  
Old 10-03-2012, 05:20 AM
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Originally Posted by graciegirl View Post
When someone says that folks in their 30's can buy here, I feel disappointed. We like the concept of an adult community and expected to find mostly over 55 residents. We left a world of younger people who sometimes dismissed us because of our age.

That does not mean we don't have friends of all ages, but hoped to find our peer group here. Living with people who have finished their careers and raising their children and who have lived at least five decades is comfortable and nice for me.

Please don't yell at me. That is how I feel.
I am very much in agreement with this post. But, just this week I became aware of a situation which gave me concern ........... an acquaintance of ours has moved to extended living; the son lives in TV and has taken over their home and put "his" son into this property. This is a young man, is no where near retirement age, likes to play loud music at night, and the list goes on...................... It's early days yet, and things may return to normal, but knowing this could happen bothers me.
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Old 10-03-2012, 05:44 AM
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Originally Posted by graciegirl View Post
When someone says that folks in their 30's can buy here, I feel disappointed. We like the concept of an adult community and expected to find mostly over 55 residents. We left a world of younger people who sometimes dismissed us because of our age.

That does not mean we don't have friends of all ages, but hoped to find our peer group here. Living with people who have finished their careers and raising their children and who have lived at least five decades is comfortable and nice for me.

Please don't yell at me. That is how I feel.
No one is going to yell! I am sure most would agree with you. I remember moving into our neighborhood when our kids were young (and so we're we). We raised our children and in the blink of an eye all those years passed and we were the "nice, elderly couple" in the neighborhood! Although we lived in a wonderful neighborhood, we wanted to be amongst people our age.
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Old 10-03-2012, 05:55 AM
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Gracilegirl .... It's been my observation, that the younger Villagers in their 30's, 40's, etc...are not here to raise children, and are not the type that would "dismiss" anyone because of their age. Being one of those "younger folks" myself and associtiating with many....I can assure you that most are here to look after their ill or lonely parents. Many others are here working throughout our community...thus assisting the young, and old alike. Dismissing anyone because of their age, is precisely what you state was done to you...and two wrongs, don't make a right. Fortunately my "older" neighbors have welcomed me...and love that they can always count on me to help them with moving heavy items, computer questions, etc. Just sayin....
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Old 10-03-2012, 06:05 AM
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Originally Posted by ugotme View Post
It is my understanding that in order to qualify as a "senior residence" there can be no less than 80% ownership by someone age 55 or over. If you fall below the 80% mark, you could become an "open community" which would then have to allow children in (under 19).
I’ve heard a lot of misquotes regarding the 80% requirement of HOPA, but you got it right.

And to clarify it further, it’s not based on the percentage of population, it’s based on a percentage of homes. For example in a senior community with 1000 homes, as long as 800 of those homes had a resident 55 years of age or older, it would qualify for protection under HOPA even if that community also had 1200 residents under the age of 55.
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Old 10-03-2012, 06:15 AM
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Originally Posted by RayMan View Post
Gracilegirl .... It's been my observation, that the younger Villagers in their 30's, 40's, etc...are not here to raise children, and are not the type that would "dismiss" anyone because of their age. Being one of those "younger folks" myself and associtiating with many....I can assure you that most are here to look after their ill or lonely parents. Many others are here working throughout our community...thus assisting the young, and old alike. Dismissing anyone because of their age, is precisely what you state was done to you...and two wrongs, don't make a right. Fortunately my "older" neighbors have welcomed me...and love that they can always count on me to help them with moving heavy items, computer questions, etc. Just sayin....
I agree, Very well spoken.Two wrongs,don't make a right.
  #21  
Old 10-03-2012, 06:39 AM
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Love to have our grandchildren come to visit us in the Spring. But, oh boy, after a week in the family pool............!!
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Old 10-04-2012, 12:31 PM
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Quote:
Originally Posted by graciegirl View Post
When someone says that folks in their 30's can buy here, I feel disappointed. We like the concept of an adult community and expected to find mostly over 55 residents. We left a world of younger people who sometimes dismissed us because of our age.

That does not mean we don't have friends of all ages, but hoped to find our peer group here. Living with people who have finished their careers and raising their children and who have lived at least five decades is comfortable and nice for me.

Please don't yell at me. That is how I feel.
I share your concern, Gracie. I have been thinking about the 80/20 rule since this thread started. I decided to do some checking.

The law allows up to 20% of the units to be occupied (not owned) by non-qualifying persons for any reason. If more than 20% of the units are occupied by non-qualifying persons (“good” reasons do not matter) the exemption may be lost and law suits could result on the basis of discrimination against families.

A census could be required in order to determine if the 20% has been exceeded.

I tend to agree with those posters who feel it is unlikely we will ever see the 20% exceeded. I would hope the District is keeping some sort of score to assure we never reach that position.

By the way, has anyone heard of a 55 plus community losing their exemption?
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Old 10-04-2012, 01:02 PM
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Originally Posted by Skybo View Post
Actually, it's a federal law that requires 80% of the homes be occupied by at least one person that is at least 55.
Skybo: Agree but my question for the last six years is "What individual or organization is performing the necessary testing to ensure compliance of the 80/20 rule ?
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Old 10-04-2012, 01:12 PM
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Quote:
Originally Posted by rubicon View Post
Skybo: Agree but my question for the last six years is "What individual or organization is performing the necessary testing to ensure compliance of the 80/20 rule ?
This is usually done by either the Board of Directors and/or the Management Comppany.
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Old 10-04-2012, 01:14 PM
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It's really a matter of the exemption TV and other "adult communities" get from the federal housing law that prevents age discrimination against families who have children.

In exchange for getting up to 80% of homes belonging to 55+ people, we "give up" up to 20% possibly occupied by under-55 people.....but we still keep the prohibition against under-19 people living here in 100% of homes.

In addition to the protection of no children/teens under 19, we also have deed restrictions against parking "oodles of large vehicular toys on wheels" in driveways etc., and we have far more adult-only pools and sport pools (which only age 30 and older people can use) than family/child pools.

We also have the "protection" of the 30-days per year visiting limit on grandchildren or other visiting children. From what I can see, if we do have to put up with bratty little kids and their parents who do not correct bratty behavior, 30 days is the limit on that.

The only annoyance I can think of from an under-55 neighbor would be loud music or partying, or driving drunk thru the hood, but those are things over-55 people do too.

I've read many times here on TOTV that someone has an elderly neighbor whose television blasts because the person cannot hear and doesn't realize it's so loud that neighbors hear it.

In the end, those who could aggravate us because of their immature behavior are outnumbered by the 80%.
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Old 10-04-2012, 01:22 PM
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Quote:
Originally Posted by rubicon View Post
Skybo: Agree but my question for the last six years is "What individual or organization is performing the necessary testing to ensure compliance of the 80/20 rule ?
Rubicon, I don't know who does it, but I feel confident that it is being done. I'm sure that records have to be provided and that audits are conducted by both the federal government and the state of Florida (because there are also Florida statutes that apply here). I can't imagine that the developer would do or not do anything that would put TV at risk of losing it's "senior community" designation.
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Old 10-04-2012, 01:45 PM
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Quote:
Originally Posted by ugotme View Post
This is usually done by either the Board of Directors and/or the Management Comppany.
Thank you. Now do they publish the auditing results???????
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Old 10-04-2012, 02:22 PM
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board of directors of what ? Management company of what ?
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  #29  
Old 10-04-2012, 02:59 PM
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Quote:
Originally Posted by CaptJohn View Post
I can't imagine why 30 year olds would want to live in a retirement community even as nice as TV.
I played golf at Palmer with two men in their 30s to early 40s who live here with their wives. They are friends and all live on the same street. Both have home offices and travel a lot. They and their wives each love to golf and thus their interest in TV. According to them, they, and their wives, loved life in the Villages.
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  #30  
Old 10-04-2012, 03:45 PM
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Originally Posted by eweissenbach View Post
I played golf at Palmer with two men in their 30s to early 40s who live here with their wives. They are friends and all live on the same street. Both have home offices and travel a lot. They and their wives each love to golf and thus their interest in TV. According to them, they, and their wives, loved life in the Villages.
Why would anyone this age want to be around all us old farts???
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