[CFrance]

Originally Posted by perrjojo

Yup, we love our Schwab Account. We make deposit on our iPhone. Who would have ever believed the way we Bank in today’s world.

I love our Schwab investment account. Even in Europe, we incur no transaction fees for using the debit card--just the foreign exchange rate. However, you do have to make an investment or two with Schwab in order to qualify for an investor account.

For a month, I wouldn't go to the trouble of opening another bank account. How many times would you make a cash withdrawal? You could possibly figure out how much you need for each two-week period and limit your ATM charges. But that's just my opinion.

I hope you have a lovely, warm time!

[VillagerNut]

Originally Posted by TJLAMPHERE

My wife and I will be spending the month of March in TV. What is the recommendation for cashing a check and/or using an ATM? I have never paid an ATM fee and never will. With that being said, if I need some cash, are there banks that will cash a check for me? I would be happy to open a small savings account to make check cashing easier. What do snowbirds do for banking needs in TV?

If you purchase something at a store, you can use your Debit card and get cash back - no fee to do it at the cash register. That is what I would do or else use a credit card!

[asianthree]

We use our AE when we travel, I plan out how much cash and take it with us. Thankfully both of our banks are located in TV

[ColdNoMore]

Originally Posted by mtdjed

If you have a Debit Card, you can make a withdrawal of cash at the ATM's at Publix with no ATM Fee. I think that may be the case at all Publix locations in Florida. There are multiple Publix Supermarkets in The Villages.

Depending on the bank that issued the debit card, THEY may have a charge for using an ATM other than theirs though.

Originally Posted by VillagerNut

If you purchase something at a store, you can use your Debit card and get cash back - no fee to do it at the cash register. That is what I would do or else use a credit card!

While a couple of dollar charge for the convenience of just using any ATM is well worth it for me...there is another easy way you can get cash back without any fees.

Just buy a pack of gum at Publix and get cash back...without any charges.

Be advised though, that the only Publix that I'm aware of that allows more than $50 cash back...is the one at Southern Trace shopping center on 466.

They will give up to $100 cash back.

And if you want more than that, I've never had a cashier deny me (or even complain about it) purchasing a couple of packs of gum separately...to get $100 back from each purchase.

Quick and easy.

[pauld315]

Originally Posted by TJLAMPHERE

My wife and I will be spending the month of March in TV. What is the recommendation for cashing a check and/or using an ATM? I have never paid an ATM fee and never will. With that being said, if I need some cash, are there banks that will cash a check for me? I would be happy to open a small savings account to make check cashing easier. What do snowbirds do for banking needs in TV?

If you have a debit card you can always get cash when you are checking out at just about any store.

[Fenney5776]

Originally Posted by l2ridehd

Open a Schwab investor checking account. Comes with a debit/credit card and you can use it in any ATM any where in the world, at any bank and all fees are reimbursed.
I just use the ATM I find closest to me where ever I am and never pay a fee. Every transaction says there will be a fee, but 100% are paid by Schwab.

Fidelity offers the same. Free checks. Never pay ATM fees. They are reimbursed 100%. Deposit checks right from your phone. Comes with debit card that you can use everywhere.

[rjm1cc]

What is a check?
To be serious try Schwab

[DigitalGranny]

We use PNC. They have an ATM in the Walmart/Sonic parking lot on US 441 and a branch on the main drag in Leesburg. BUT, they also offer that you can use any ATM, and they will refund the fees to your account. We travel a lot and find that feature to be very handy.

[tophcfa]

Originally Posted by TJLAMPHERE

My wife and I will be spending the month of March in TV. What is the recommendation for cashing a check and/or using an ATM? I have never paid an ATM fee and never will. With that being said, if I need some cash, are there banks that will cash a check for me? I would be happy to open a small savings account to make check cashing easier. What do snowbirds do for banking needs in TV?

We keep a checking account with Bank of America because just about anywhere you go you can find a B of A ATM. When at the Villages, I can drive my golf cart up to a drive through ATM on Parr Drive. Very convenient.

[simpilot]

I have an Ally bank card. Can be used at any banks ATM with all fees reimbursed.

[CFrance]

Originally Posted by simpilot

I have an Ally bank card. Can be used at any banks ATM with all fees reimbursed.

Not true anymore--free for withdrawals made at an Allpoint ATM, plus reimbursed up to $10/statement cycle for withdrawals made at ATMs outside Allpoint.

Find Allpoint ATMs in TV here: Find An ATM Near Me: Ally Bank ATM & Cash Back Locations | Ally Bank But mostly Citizens First Banks and a Winn Dixie. There's a Walgreens that will give you cash back without a fee.

[bluedivergirl]

Originally Posted by Muffin9780

Fidelity offers the same. Free checks. Never pay ATM fees. They are reimbursed 100%. Deposit checks right from your phone. Comes with debit card that you can use everywhere.

We have the same service with Ameritrade.

[carolmarion]

My 5/3 ATM card works in the network supported at the ATM at Publix. Never a fee. Check the network on your bank card. We moved down here and never changed our bank even though there is no branch here. Closest branch is Clermont but that's OK.

[Chatbrat]

Boys & girls you are throwing away lots of free $$ & warrantee & protection by using cash, debit cards & checks

With credit cards you get cash back with the proper card, you get extended warrantees/guarantee & you can dispute problems with purchases; also if a debit card is hacked --you can lose what ever is in your checking account--you have very limited protection if you use debit cards--we don't have any

Get rid of your debit cards

[EPutnam1863]

Gee, who would want to go through the hassle of opening and then closing a local account just to avoid paying $2.00-$3.00 ATM fee? If one can afford to rent a place, then he should be able to afford the fees.