[Mazjaz]

Originally Posted by hdidden

AAA can do it all

AAA raised my auto insurance 40% this month and no tickets or claims. I just dropped them. Progressive will write auto but is getting out of home insurance in Florida. State Farm writes both a a bundle. KIN insurance is another option for home insurance.

[MSGirl]

Originally Posted by TheWarriors

Progressive is not renewing homeowner policies.

They are not renewing random homeowner insurance policies. Some are being renewed. Ours was just renewed for a year beginning in August.

[bragones]

On an insurance side note, if you have an umbrella policy, it is required that you have Uninsured Motorist (UM) coverage. A previous thread on UM coverage cast doubt and differing opinions on the necessity/value of UM. In my case, UM cost is $456/year. It is something that I would have dropped if I wasn't required to have it for my umbrella.

[retiredguy123]

Originally Posted by bragones

On an insurance side note, if you have an umbrella policy, it is required that you have Uninsured Motorist (UM) coverage. A previous thread on UM coverage cast doubt and differing opinions on the necessity/value of UM. In my case, UM cost is $456/year. It is something that I would have dropped if I wasn't required to have it for my umbrella.

I have $1 million in liability insurance included with my State Farm auto policy. Allstate also offers up to a million in coverage. I have no UM coverage and no umbrella policy. So, if you can get by with a million dollars in liability coverage, you may want to consider cancelling the umbrella policy and switching to a company that offers a higher liability limit.

[elevatorman]

Originally Posted by TheWarriors

Progressive is not renewing homeowner policies.

Progressive raised my policy from $1657 to $4284 last year. I asked what would happen if I got a new roof (15 year old roof). The agent said it would not make much of a difference. So I went with State Farm for $2627, They required a 4 point inspection . State Farm told me if I did not get a new roof I would have to pay for a 4 point inspection every year or risk cancellation. I went ahead and got the roof replaced.
https://www.citizensfla.com/document...6-3a796c675a7f

[nn0wheremann]

Originally Posted by Lynnettepa

We have homeowners insurance thru Villages Insurance. Our auto is insured by a company that doesn’t cover FL. We need to transfer that to a company that does. Knowing that bundling usually gets you better pricing and also knowing the mess Florida homeowners insurance is in these days, we are wondering if any company writes BOTH home and auto in FL. (State Farm used to but no longer for new customers.)
If no bundling companies, hit me with your best company for auto. TIA

Allstate, but they do not write homeowners insurance in Florida

[bigjohnny19]

Originally Posted by lynnettepa

we have homeowners insurance thru villages insurance. Our auto is insured by a company that doesn’t cover fl. We need to transfer that to a company that does. Knowing that bundling usually gets you better pricing and also knowing the mess florida homeowners insurance is in these days, we are wondering if any company writes both home and auto in fl. (state farm used to but no longer for new customers.)
if no bundling companies, hit me with your best company for auto. Tia

aaa

[nn0wheremann]

Originally Posted by Mazjaz

AAA raised my auto insurance 40% this month and no tickets or claims. I just dropped them. Progressive will write auto but is getting out of home insurance in Florida. State Farm writes both a a bundle. KIN insurance is another option for home insurance.

KIN’s quote was higher, for my home, than Tower Hill. Take a look at KIN’s BBB record too.

[judyflorida]

Originally Posted by Girlcopper

Geico for auto

Geico bundles my home and auto in Florida

[morchol]

Originally Posted by blueash

Reportedly, I heard it from a hot dog salesman, Progressive will be leaving the homeowner insurance market here in the next 12 months. New roof or not.

Progressive dropped us for homeowners in June. House is a designer built in 2018 with no claims.

[Tyson]

Ive been in TV for 19 years, a Fla. resident, but Ive kept my auto insurance with the co. we've been using for all that time in Pa. Have a home in pa. and cars are have Pa. registrations. Save a lot of money.

[Coley]

Originally Posted by bellbuoy8

Is anyone considering self insure for your home? Where can you get accurate information.

House has to be solely owned by you --no mortgage.-It's risky--be careful-know your exposure.

[miadford@gmail.com]

My home is covered by Progressive and no one can touch their price. My car is with AARP Hartford. Same thing.

[Villagesgal]

Originally Posted by TheWarriors

Progressive is not renewing homeowner policies.

Progressive just renewed my homeowners policy and the premium dropped by several hundred dollars from last year. So Progressive is renewing some policies in the Villages and I have an older home. I am very happy with Progressive for my home.

[NavyVet]

Dealing with Villages Insurance has been a nightmare. We got our "We're dumping you" letter from Progressive in May for our HO policy that would have run out in October. At least we got advance notice. Last year it had jumped from $2300 to $4100. House is only 13 years old with a perfectly good roof. When I contacted Villages Insurance (our agents for this policy) to find a new company, I was given an appt date ... for AUGUST 21! Unacceptable. Everyone knows you don't shop for HO insurance during the height of hurricane season. They will not write policies if there is an active storm in the ocean.
So on my own, I did research. Most of the big companies are no longer doing HO in Florida and we were forced to get a new roof to get ANYTHING. We ended up with Kin. I immediately cancelled the Progressive policy and got a refund for the remaining months. Now Progressive is telling us that because we don't have HO or car with them, they will also not be renewing our umbrella policy. Our car insurance is with Travelers as it was cheaper than bundling with Progressive. Asked Villages agent if we could get umbrella policy with Travelers. They would but only if the home is NOT in a Trust. Whiskey Tango Foxtrot!
What a racket. Now I will be looking for a different car insurance company that has agents outside of TV that can also do umbrella. I am so done with Villages Insurance Group.
It has been a stressful couple of months, but at least the roof is done. Total cost for roof plus removing solar panels and reinstalling them after: $25,000. Shouldn't have had to worry about it for a couple more years. If nothing else, it will make the house easier to sell. LOL