[Keefelane66]

I posted this yesterday under Homeowner’s Insurance hope it may help someone.

Just had an interesting discussion with friend in Naples Fl. Their Insurance Co is opting it if Florida May 31st. Insurance Agency got them a policy with Edison Insurance Company premium almost $2000 than current policy , home is pored concrete, tile roof tile 13 years with pool.
I referred them to my Agency in Clermont who also provided a policy with Edison Insurance Apples to Apples, there was a QUOTE almost $1500 less than the Naples Agency.
Moral of story your Insurance Agency is not your pal or best friend it PAYS TO SHOP AROUND.
The Insurance Agency in Clermont is Southern Insurance Group 352) 243-9000
I do not receive compensation or incentives

[MX rider]

We bought a place last March that was built in 09. Called a few of the big insurance companies, all told us our roof was too old to insure. We were referred to HH Insurance in St Pete. They're a broker, they deal with over 40 companies. They got us a good rate at a fair price.

The insurance company we chose sent out an inspector at their expense to verify our house/roof was in good shape. We passed just fine.
I called them last week to ask about a rate increase I suspected was coming in March when we renew. And they confirmed I'll probably see 10 to 15%. They told me at that point they will shop other companies just to make sure I'm getting the best deal.

[retiredguy123]

Originally Posted by Keefelane66

I posted this yesterday under Homeowner’s Insurance hope it may help someone.

Just had an interesting discussion with friend in Naples Fl. Their Insurance Co is opting it if Florida May 31st. Insurance Agency got them a policy with Edison Insurance Company premium almost $2000 than current policy , home is pored concrete, tile roof tile 13 years with pool.
I referred them to my Agency in Clermont who also provided a policy with Edison Insurance Apples to Apples, there was a QUOTE almost $1500 less than the Naples Agency.
Moral of story your Insurance Agency is not your pal or best friend it PAYS TO SHOP AROUND.
The Insurance Agency in Clermont is Southern Insurance Group 352) 243-9000
I do not receive compensation or incentives

The term insurance "agent" is a misnomer. An actual agent for a company has the power to commit the company to a contract and to make decisions. Most insurance agents are merely salespeople who collect customer information and plug it into a company computer program to determine the policy cost. They have no power to change the policy cost.

In this case, it sounds like one of the agents selling the Edison policies may have made a mistake and calculated the wrong cost for the policy. I had that happen once, and the company cancelled my policy within 2 days after receiving a signed insurance binder from a so-called agent. Last year, when I switched my auto insurance from Allstate to State Farm, my very experienced Allstate agent told me that he couldn't do anything to reduce the Allstate policy premium that had just increased by 35 percent, even though I had been a customer for 27 years.