Can’t Afford The Villages

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  #106  
Old 04-28-2023, 10:54 AM
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Originally Posted by herremans View Post
Our ins doubled with villages,one year --went elsewhere
So, the only criterium by which you decided to stay in TV or move elsewhere was the cost of homeowner's insurance??? OK, whatever.
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Old 04-28-2023, 10:57 AM
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So, the only criterium by which you decided to stay in TV or move elsewhere was the cost of homeowner's insurance??? OK, whatever.
poster might have meant they went elsewhere for insurance?
  #108  
Old 04-28-2023, 10:59 AM
JGibson JGibson is offline
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Originally Posted by Papa_lecki View Post
Keep telling yourself that, I just went to five guys web site,

In Brownwood a burger is 10.09
In some random town in South Carolina it’s 9.29
In some renadom town outside of Philadelphia, it’s 9.69
In Miami and Los Angeles, it’s 10.59

Is $0.40 or $0.80 that much more expensive?

The median income in Sumter County is $46,000 in Los Angeles it’s $80,000.

So tell me again how they’re not price gouging.
  #109  
Old 04-28-2023, 11:06 AM
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Originally Posted by JGibson View Post
The median income in Sumter County is $46,000 in Los Angeles it’s $80,000.

So tell me again how they’re not price gouging.
Not really sure there is a direct correlation between the cost of restaurant food and median income in a county. If the median income in Los Angeles is $80,000, is it the same in Beverly Hills as it is in Watts? Do they charge 10-12 times as much for a burger in Beverly Hills than in Watts? Is the median income in TV the same as Sumter County as a whole??? Since most residents in TV are retired, should the comparison be net worth???

I think we should go with the OP's 40-80 cent absolute price difference and not try to read more into it than is there.
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Old 04-28-2023, 11:06 AM
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Originally Posted by Laker14 View Post
poster might have meant they went elsewhere for insurance?
That would make more sense. My bad.
  #111  
Old 04-28-2023, 11:09 AM
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Default I have a great rental

It would be great for 1 person, 2 bed, 1 bath, large master, corner lot. Beautiful. Alice 352-272-4678

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Originally Posted by DiviAruba View Post
I thought I had everything figured out for moving to The Villages. I had to wait for my divorce to go through to buy a house. It went through last week and I am now rethinking if I can afford living in TV.
What is scaring me is homeowners insurance and car insurance. I have a place in MA that I can register the car, so that would make the insurance much cheaper. I am in N Ft Myers and homeowners and car insurance has jumped in price since Ian. Have the prices also gone up for insurance in TV?
  #112  
Old 04-28-2023, 02:41 PM
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I hope you don't believe everything you read. It is expensive to live there at the villages and all of Florida now.
  #113  
Old 04-28-2023, 02:48 PM
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I hope you don't believe everything you read. It is expensive to live there at the villages and all of Florida now.
So says the person who does not, and never has lived here. Ignore him, everybody else does.
  #114  
Old 04-28-2023, 07:22 PM
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Originally Posted by villagetinker View Post
OP, a lot depends on the age of the house, ours is a 2013 vintage concrete block with wind mitigation on the roof, the result was a mild increase of around $300. Car insurance also depends on your selected coverage, especially deductibles, I tend to have $1000 or higher deductibles, I just got the bill, 2 cars (2012 and 2021 vintage) and it is around $1700, I have some questions and will be discussing with agent shortly.
The age of the roof on your house will have a big impact on your insurance rate, if it is approaching 15 years, you better plan on a new roof in your future (at your cost).
Hope this helps, make sure you account for all of the other expenses. Search this site, as there is another thread on the typical living expenses.
Also many Utube videos on same subject... but again, unless you know the personal interests, hobbies (travel is going to require more than needlework hobby), how much routine maintenance a person is willing to do themselves and how much they want to hire done, just too many variables. I know neighbors who don't even use their autos once a week, do everything by golf cart. Have relatives here who never use their golf cart to go anywhere, even to the grocery just blocks away, and even drive to the postal station/pool in an auto, so how to plan unless you know you'll use $50 in gasoline a mo. or $300. Hard to give someone else advice... past just very general !
  #115  
Old 04-28-2023, 07:30 PM
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Originally Posted by DiviAruba View Post
I thought I had everything figured out for moving to The Villages. I had to wait for my divorce to go through to buy a house. It went through last week and I am now rethinking if I can afford living in TV.
What is scaring me is homeowners insurance and car insurance. I have a place in MA that I can register the car, so that would make the insurance much cheaper. I am in N Ft Myers and homeowners and car insurance has jumped in price since Ian. Have the prices also gone up for insurance in TV?
Inflation means everything goes up everywhere, except your income.
Insurance most everywhere where there is growth has gone through the roof. Changes sometimes have consequences, as witnessed these last two years.
  #116  
Old 04-29-2023, 06:41 AM
jimjamuser jimjamuser is offline
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Originally Posted by golfing eagles View Post
So, the only criterium by which you decided to stay in TV or move elsewhere was the cost of homeowner's insurance??? OK, whatever.
Yes, my point exactly. They are not looking at the BIG PICTURE, but rather concentrating on minor details
  #117  
Old 04-29-2023, 06:46 AM
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They wanted to Raise Minimum Wage, and Now we all are suffering the consequences! It’s Expensive to live everywhere! If you can’t afford living in The Villages, then you need to rethink your life’s Plan .., PRICES ARE GOING UP IN THE VILLAGES
  #118  
Old 04-29-2023, 07:16 AM
rustyp rustyp is offline
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Originally Posted by RICH1 View Post
They wanted to Raise Minimum Wage, and Now we all are suffering the consequences! It’s Expensive to live everywhere! If you can’t afford living in The Villages, then you need to rethink your life’s Plan .., PRICES ARE GOING UP IN THE VILLAGES

Does immigration drive down inflation?

While the first speaks of immigration increasing the demand for goods and services; the latter speaks of immigration driving down inflation by increasing the labour supply, which is essence drives down real wage demands, preventing inflation.In addition many immigrants are willing to work for minimum wage in exchange for a new home in a land where they have hopes of achieving the "American Dream". Both arguments do have their rationale which seems true from their respective perspectives.
  #119  
Old 04-29-2023, 07:58 AM
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Default Car registered in MA

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Originally Posted by DiviAruba View Post
That is my concern, the insurance and taxes.
I was under the impression that where ever you registered your car was where you paid your state taxes. In other words you could only register a automobile in your home state. Is that not true anymore?
  #120  
Old 04-29-2023, 08:11 AM
JGibson JGibson is offline
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Quote:
Originally Posted by RICH1 View Post
They wanted to Raise Minimum Wage, and Now we all are suffering the consequences! It’s Expensive to live everywhere! If you can’t afford living in The Villages, then you need to rethink your life’s Plan .., PRICES ARE GOING UP IN THE VILLAGES
Or sure the minimum wage is the culprit.

Have you seen how much money has been dumped into the economy since COVID.

It's basic economics.
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