[jmsturm]

Use ATM at WaWa. No charges!

[Stu from NYC]

Originally Posted by ellenwelsh

I was charged 3% on my copay at a doctor office this week.

Our dermatologist office has done this for awhile so we pay by check

[retiredguy123]

Originally Posted by ron32162

I have never been anywhere that I cant pay cash or credit.

The only place I know of in The Villages that will not accept cash is the Darlin's Sweet Shoppe in Sawgrass Grove. In my opinion, this is a bad business practice.

[Shipping up to Boston]

Originally Posted by retiredguy123

I didn't realize the thread was limited to restaurants and gas stations. That's not what the OP said.

Nope....you’re right....the OP only mentioned the ever ambiguous ‘retailer’. So I guess I can see how a Villager could could confuse a ‘retailer’ with a roofing contractor. My bad

[Cliff Fr]

Not a problem for me. If I need cash I get cash back with no fee when I buy groceries. I haven't paid an ATM fee in many years.

[Toymeister]

Originally Posted by maryannesk

But you only get .25% interest where other HY savings accounts offer over 4% - so there's that

Incorrect it is 3.10% with a 100.00 balance. So there are the facts.

[Velvet]

Originally Posted by retiredguy123

The only place I know of in The Villages that will not accept cash is the Darlin's Sweet Shoppe in Sawgrass Grove. In my opinion, this is a bad business practice.

Sweets are bad for most people anyways…no big loss.

[Lea N]

Originally Posted by ThirdOfFive

"This note is legal tender for all debts, public and private" (small print on the dollar bill)

I wonder what the reaction would be if someone incurred a debt for which the merchant only accepted credit payment (a car repair, say) and when it came time to pay up offered the amount owned in "legal tender" (i.e. cash) stating that he doesn't believe in, and has no credit cards of any kind.

About 15ish years ago I watched a video of a man (in PA I think) who went to pay his house taxes that were at or over 6K. I don't remember all of the details but he paid in cash, deliberately to prove a point that if they are charging that much they should take cash. Of course the tax office he was at didn't have the ability to county all the money, or give him a receipt for it because they couldn't count it before they closed (or something like that.) It turned into a major issue. I don't remember all the details but I think they ended up going to the bank with him to count the money and issue a receipt, or something along those lines.

[sdeikenberry]

Tipping...I am happy to tip 20-30% or more if someone actually does something for me or if I'm occupying an establishments space for any length of time. I'm also happy to tip a minimum of $3-4 for a tab that is $10 or less, so I don't think I'm cheap. But tip jars are becoming the norm and nearly every counter that accepts my money for something...for example if I stop at Too Jays and buy a dessert, or Dunkin for a cup of take out regular coffee, why am I expected to tip for that purchase?

[MikeVillages]

Originally Posted by Michael G.

...
Then pay fees to withdraw YOUR money from a ATM machine to use cash.
Or use a credit card and get charged 3%-4%.
....
Your Thoughts

It depents on your bank. I have 3 checkings accounts. One with a bank, two with credit unions. ATMs are free when you use an ATM in their network.

One of the credit unitions is free regardless of which ATM you use & they will pay the fee if the ATM's bank charges a fee. This is great for travel, especially foreign travel.

[JWinATL]

I try to always tip in cash. In that way, I am sure the server gets the money. I once put it on my Visa, and the credit card company notified me that it was 31% (oh, the horror) so I could correct it with the restaurant. Talk about a Nanny State!

[retiredguy123]

Originally Posted by Lea N

About 15ish years ago I watched a video of a man (in PA I think) who went to pay his house taxes that were at or over 6K. I don't remember all of the details but he paid in cash, deliberately to prove a point that if they are charging that much they should take cash. Of course the tax office he was at didn't have the ability to county all the money, or give him a receipt for it because they couldn't count it before they closed (or something like that.) It turned into a major issue. I don't remember all the details but I think they ended up going to the bank with him to count the money and issue a receipt, or something along those lines.

I could be wrong, but, as I understand it, the legal tender statement on money only applies to actual debts where you have borrowed money. Buying something and paying for it in a restaurant or store is not paying a debt. Also, paying taxes when they are due is not paying a debt. A debt only occurs when someone gives permission to pay for something at a later time than when it is received. For example, writing a bad check is a crime, but postdating a check with the permission of the payee is a loan and not a crime. Failure to pay a debt is never a crime and cannot be prosecuted as one.

[MikeVillages]

Originally Posted by JWinATL

I try to always tip in cash. In that way, I am sure the server gets the money. ...

I believe many restaurants split the tip between the waitress and the server as they're often two separate people. This is both for cash & credit card payments.

[Michael G.]

Originally Posted by Velvet

Sweets are bad for most people anyways…no big loss.

For the amount of time most of us have here on earth,
tell me again have a sweet treat is bad for you,

[Stu from NYC]

Originally Posted by Michael G.

For the amount of time most of us have here on earth,
tell me again have a sweet treat is bad for you,

In moderation I agree but many of us do not really understand the word