[BrianL99]

Originally Posted by Skip

BTW: Connecticut, Massachusetts and Puerto Rico have laws prohibiting fees on using credit cards.

That is the law, but the Division of Banks in Massachusetts, has elected not to enforce it. You can hardly eat at a restaurant in Boston, that won't charge you a credit card "convenience fee".

Here's an article about how automobile dealerships can charge the fee:

Credit card surcharges are Illegal in Massachusetts, but some businesses charge them

[Golfer222]

Just subtract the exact percentage from the tip. When the servers complain to management (and/or quit) there will be a change. Solved on TOTV. Your'e welcome

[JMintzer]

Originally Posted by Golfer222

Just subtract the exact percentage from the tip. When the servers complain to management (and/or quit) there will be a change. Solved on TOTV. Your'e welcome

Sure, punish the servers for something they cannot control... How nice...

[BrianL99]

Originally Posted by Golfer222

Just subtract the exact percentage from the tip. When the servers complain to management (and/or quit) there will be a change. Solved on TOTV. Your'e welcome

Thanks again for that suggestion. After you suggested it earlier in the thread, I did it yesterday at a TV restaurant and will continue to do so. (They charged me on a Debit Card, with is patently illegal.)

To those that claim it's unfair to Servers ... tough luck. They can get a job at another restaurant, who's more honest and upfront about their pricing.

[Ecuadog]

Originally Posted by BrianL99

...

To those that claim it's unfair to Servers ... tough luck. They can get a job at another restaurant, who's more honest and upfront about their pricing.

Wow.

[tophcfa]

Originally Posted by Skip

BTW: Connecticut, Massachusetts and Puerto Rico have laws prohibiting fees on using credit cards.
Skip

Stupid law. I just forces the merchants to bury the fee in prices charged. The result is that those using cash or debit are penalized into having to pay the buried fee.

[charlieo1126@gmail.com]

Originally Posted by BrianL99

That is the law, but the Division of Banks in Massachusetts, has elected not to enforce it. You can hardly eat at a restaurant in Boston, that won't charge you a credit card "convenience fee".

Here's an article about how automobile dealerships can charge the fee:

Credit card surcharges are Illegal in Massachusetts, but some businesses charge them

well I must be missing something living in the city of Boston , I don’t know about the suburbs but I haven’t come across a surcharge at all , also why use a debit card when you can get cash back , I’m going to finish up the year with having received about $2,500 back

[BrianL99]

Originally Posted by charlieo1126@gmail.com

well I must be missing something living in the city of Boston , I don’t know about the suburbs but I haven’t come across a surcharge at all , also why use a debit card when you can get cash back , I’m going to finish up the year with having received about $2,500 back

Your Credit Card companies must love you, spending over $200,000/year on their cards. Great customer for them!

I don't know where you're eating in Boston, but most every restaurant is adding a "convenience fee" and the Division of Banks has said it's ok and not a violation.

As for why use a Debit Card? A Debit Card is CASH. You've heard about the "cashless society" that's been predicted for 25 years? It's here now. Might as well participate, because you're paying for it. Taking actually folding money, costs money. People to handle it, people to transport it, companies to insure it, banks to manage it. The true cost of accepting "cash" isn't much different than the processing costs of taking credit cards.

In the big scheme of things, it costs us all more, as it's easy to hide cash from the tax implications. 99% of the time, if you walk into a business that says "Cash Only", it's because they're stealing from you and I, by not paying their fair share of taxes. Personally, I won't do business with anyone that takes "cash only" ... they're invariably, crooks.

BTW, who do you think is paying for your Reward Points"? The cost of accepting "Reward Cards" is typically 1%-1.5% higher for a merchant. Robbing Peter, to pay Paul.

[charlieo1126@gmail.com]

Originally Posted by BrianL99

Your Credit Card companies must love you, spending over $200,000/year on their cards. Great customer for them!

I don't know where you're eating in Boston, but most every restaurant is adding a "convenience fee" and the Division of Banks has said it's ok and not a violation.

As for why use a Debit Card? A Debit Card is CASH. You've heard about the "cashless society" that's been predicted for 25 years? It's here now. Might as well participate, because you're paying for it. Taking actually folding money, costs money. People to handle it, people to transport it, companies to insure it, banks to manage it. The true cost of accepting "cash" isn't much different than the processing costs of taking credit cards.

In the big scheme of things, it costs us all more, as it's easy to hide cash from the tax implications. 99% of the time, if you walk into a business that says "Cash Only", it's because they're stealing from you and I, by not paying their fair share of taxes. Personally, I won't do business with anyone that takes "cash only" ... they're invariably, crooks.

BTW, who do you think is paying for your Reward Points"? The cost of accepting "Reward Cards" is typically 1%-1.5% higher for a merchant. Robbing Peter, to pay Paul.

your paying the same price with your debit card as I’m paying with my credit card , so what’s the problem with me using it and getting some money back and in 5 months I never saw a surcharge , , hmmmm cash back $2,500 , I spent $ 200,000 interesting math FYI I googled credit card surcharges and Massachusetts is one of a few states that makes it illegal , but so this won’t go on and on because from reading some of your posts you are always right I’ll just say whatever you say is ok with me and GO Raiders I need you for a 4 game parlay

[4$ALE]

Originally Posted by BrianL99

huge.

Stop! You're going to go blind!

[BrianL99]

Originally Posted by 4$ALE

Stop! You're going to go blind!

I'll stop when I get near-sighted.

[JGibson]

Originally Posted by Two Bills

I have blacked out the CVV number on back of card after remembering it.
I never hand card to anyone if touch and pay not available, always put card in reader myself.
Use phone for payment as much as possible, cash in restaurants, and I won't eat in any that presume I have enjoyed my meal and add their own service charge.
Works for me.

We would get along great as I share the same sentiments.

America is so far behind with tap and pay compared to other countries.

[BrianL99]

Originally Posted by JGibson

We would get along great as I share the same sentiments.

America is so far behind with tap and pay compared to other countries.

I've been told by a number of friends in the Cyber Security/Banking world, the most secure method of payment is ApplePay. It's certainly convenient, as I seldom venture out without my iPhone & Apple Watch. Unfortunately (as you said), I seem to find a lot of business in this area are a bit behind the times with their technology.

[Golfer222]

Originally Posted by BrianL99

Thanks again for that suggestion. After you suggested it earlier in the thread, I did it yesterday at a TV restaurant and will continue to do so. (They charged me on a Debit Card, with is patently illegal.)

To those that claim it's unfair to Servers ... tough luck. They can get a job at another restaurant, who's more honest and upfront about their pricing.

I as well. Went to Palmer's over the weekend. 136 dollar tab before taxes. Left tip for 22.10 (20-3.75)- I am sure the server knew where their extra tip went.

[JMintzer]

Originally Posted by Golfer222

I as well. Went to Palmer's over the weekend. 136 dollar tab before taxes. Left tip for 22.10 (20-3.75)- I am sure the server knew where their extra tip went.

How would they know? Did you tell them?

Pretty cheap tip to begin with, btw...