[Nana2Teddy]

Originally Posted by La lamy

No desire to be Big Brothered. Now that I know new cars are, it makes me want to keep my 21 yr old car even longer!

Same here! 2004 Honda Odyssey still going strong, and about $500 annually for insurance. It’s our only vehicle plus two golf carts (one gas, one electric cool kart).

[Michael G.]

Drive a 1980 YUGO, then you got nothing to worry about.

[Singerlady]

Personally, it’s a joke. Hubby had one on Chicago. He drove on a major road to work. When others cut him off and he had to swerve and brake hard to avoid a collision, he got dinged that it was his fault. He didn’t pass. Just a gimmick. Don’t waste your time.

[TheWarriors]

Originally Posted by Fastskiguy

We have them and are saving about $230/yr between the two cars. I'm at or close to 100 (perfect) on braking and phone distraction but "fair" on acceleration (because electric car) and speed (because of the hell that is I75). Cornering is always "needs improvement" because spirited corning is fun.

The ramp northbound onto the turnpike at 301 is a tough place. Uphill, on a corner, with a bridge shortly after the merge lane ends. It's nice to hit the merge area at 60-70mph, and the electric car does that with ease, but I get dinged there every single time for excessive acceleration. Sure guys, just try to accelerate slowly there and see how it goes for you! Grrrrr!

Roundabouts ding me for cornering all of the time.

I kinda resent it but I kinda like the idea of monitoring driver behavior too. So many lunatics on the roads these days.

On my thing you can pull up your drives on your phone and see where your violations occurred. I think it makes you a safer driver, just knowing something is monitoring you and getting feedback on where "stuff happened" on your drives.

Joe

You must not be married

[Sully2023]

Originally Posted by Michael G.

To save on auto Insurance, this option to lower my rate and save was
offered to me to get a discount on my auto insurance.

It's a app that tracks your driving habits.

Anyone have one?

I use the Safe Pilot app for USAA insurance. I saved $220 this current six month premium. The app looks at two main issues: touching the phone when in the car and braking hard. I carry my phone in the center storage bin. Keeps me from playing with my phone when driving.

[CoachKandSportsguy]

I use Waze mostly, monitors my speed and monitors my route.

[Velvet]

Originally Posted by CoachKandSportsguy

I use Waze mostly, monitors my speed and monitors my route.

Waze = gives you information and feedback, I am not fond of the word “monitors” something about it feels Machiavellian.

[jimjamuser]

Originally Posted by Michael G.

To save on auto Insurance, this option to lower my rate and save was
offered to me to get a discount on my auto insurance.

It's a app that tracks your driving habits.

Anyone have one?

Of course, I do. I have a very, very expensive and LOUD one. It is called...........My Wife.

[Two Bills]

I just pay the premium, and drive like a lunatic.
Much more fun!

[tophcfa]

Originally Posted by Two Bills

I just pay the premium, and drive like a lunatic.
Much more fun!

I sometimes use a driving monitor, when my wife rides with me. The monitor gives instant feedback when my driving doesn’t meet the required standards.

[JohnN]

Originally Posted by jimjamuser

Of course, I do. I have a very, very expensive and LOUD one. It is called...........My Wife.

Bingo

[Shipping up to Boston]

Originally Posted by PJMac

I did a quick check on this because, well, TOTV. It looks to me like this was true until very recently. Ford apparently now sells to lexnexis who makes it available to insurance companies.

Not only that......

This carmaker develops tech that can shut down car remotely if owner misses EMI | HT Auto

[CoachKandSportsguy]

Originally Posted by Velvet

Waze = gives you information and feedback, I am not fond of the word “monitors” something about it feels Machiavellian.

[Limey]

Our daughter was one of the designers for this program. I asked if she would put it in her car. Response : Absolutely not, your insurance costs will probably go up.

[CoachKandSportsguy]

There is no way I would ever agree to take a monitor. you can counter all of the assumptions with a constantly recording dash cam, but not worth the time and expense.

Now that now I drive a "big" truck in the villages which is built for golf carts so I go very slowly in most places, but highway driving has so many differing conditions and trying to make up time etc. Plus fast braking has certain safety advantages, to give more time to decide what to do in a non standard scenario. The app makes just way too many assumptions about what should happen.

A low mileage driver can save, but a high mileage driver will have so many scenarios happen, more out of the ordinary than a local only driver, that an app can't account for all the potential variations. . .

good luck for those who attempt it. .