[Muncle]

Hey, I'm leaving now for a quick nine on Turtle Mound. If you're in one of those nice homes on Day Lily backing to the course, you might wanna duck. I'll have my lawyer with me.

[Irish Rover]

Muncie - if you ever get back to the St. Louis area, please warn me.

[chuckinca]

Recently, someone hit a ball over my house and broke the windshield of my car sitting in the driveway - my $1K deductible covered it.

[Muncle]

Originally Posted by Irish Rover

Muncie - if you ever get back to the St. Louis area, please warn me.

Irish, I never played at Whitmoor CC, but I did go to a wedding reception at Bogey Hills. I really didn't play much golf during my St. Louis days and never played while visiting St. Charles relatives. I guess I always figured they'd suffered enough.

If I do make it back there, I'll meet you at Pio's for a great dinner.

[ssw]

Before filing a claim with your homeowner's insurance, talk to your agent. Whether the homeowner's company pays the claim or not, it will be reported that you filed a liability claim.

[The Great Fumar]

In Michigan , We have always been under the supposition the the Golfer is responsible for his shot .......Wheather its a house ,car or someones rotton little dog........In which case I would gladly pay............ ;D ;D ;D ;D ;D

errant fumar

[MnGirl]

Homeowners Insurance for $100. - $200. claim? I would hate to see what your rates will be next year. Isn't there a deductible? Like $1000..
I thought the reason TV puts in the golf courses first is for the reason the homeowner can't say he didn't know a course would be there.

[samhass]

If I broke someone's window or damaged their property, there is no way that I would walk away without contacting the homeowner to let them know what had happened. Although it may have been an accident, IMHO it's morally wrong not to own up to the deed.

[hdken]

How can it be so difficult to get an answer to a simple question? This has nothing to do with morals; it has everything to do with law. As an attorney in NY who lives on a golf course, there is no doubt in my mind that the errant golfer is responsible. Identifying and catching him/her is a different matter. I am equally sure that there is a definitive answer in Florida. Perish the thought that someone might ask a Florida attorney for a written opinion, and pay him/her for the opinion. You get what you pay for

[Muncle]

Originally Posted by hdken

How can it be so difficult to get an answer to a simple question? This has nothing to do with morals; it has everything to do with law. As an attorney in NY who lives on a golf course, there is no doubt in my mind that the errant golfer is responsible. Identifying and catching him/her is a different matter. I am equally sure that there is a definitive answer in Florida. Perish the thought that someone might ask a Florida attorney for a written opinion, and pay him/her for the opinion. You get what you pay for

Well, if you want to do it, here's a couple numbers:

Babiarz Law Firm, P.A.
Law Firm in The Villages, Florida
Oakland Hills, Suite 205, 13940 US HWY 441
The Villages, Florida 32159
Phone: 352-205-7599

Mary F. Trotter, P.A.
Law Firm in The Villages, Florida
13940 N. U.S. Highway 441, Suite 210
The Villages, Florida 32159
Phone: 352-205-7245

McLin & Burnsed, P.A.
Law Firm serving The Villages, Florida
1000 West Main Street, P.O. Box 491357
Leesburg, Florida 34749-1357
Phone: 352-787-1241

If you need any more, just holler. Be glad to supply the names and numbers if you contact them. You get what you pay for.

[nitehawk]

I just love lawyers

[captain1202]

Oh No! Are lawyers living along the golf courses? Watch your shots!

[l2ridehd]

The fact that many on here are concerned about what the "legal" answer is, is the real problem. If we would all just take responsibility for our actions the issue would be solved. What would you teach your children? What would you preffer to have happen if it happened to you? How do you feel when someone steals a parking space your waiting for? Or takes something that belongs to you? Or as someone above asked, you come out of a store and someone has hit your car and took off?

If you damage someones property because you hit an errant ball, repair the damage. Yes it was an accident and people who live on golf courses expect errant balls. I could not sleep at night if I hit someones home and caused damage and did not make every attempt to resolve the damage. And I would expect the same from everyone else. If you can't own up to your actions, don't play the game. I just can't seem to comprehend why anyone worries about what is the legal answer instead of what is the "right thing to do" answer.

Have respect for yourself, enjoy your integrity, and go ask the homeowner if you caused any damage. And if they say yes and show you the damage done by the idiot who left yesterday, smile and pay for it. He has to live with that, you don't. Good and bad deeds come back to you 10 fold. Personally I only expect to see good ones. ;D

[bimmertl]

Originally Posted by l2ridehd

The fact that many on here are concerned about what the "legal" answer is, is the real problem. If we would all just take responsibility for our actions the issue would be solved. What would you teach your children? What would you preffer to have happen if it happened to you? How do you feel when someone steals a parking space your waiting for? Or takes something that belongs to you? Or as someone above asked, you come out of a store and someone has hit your car and took off?

If you damage someones property because you hit an errant ball, repair the damage. Yes it was an accident and people who live on golf courses expect errant balls. I could not sleep at night if I hit someones home and caused damage and did not make every attempt to resolve the damage. And I would expect the same from everyone else. If you can't own up to your actions, don't play the game. I just can't seem to comprehend why anyone worries about what is the legal answer instead of what is the "right thing to do" answer.

Have respect for yourself, enjoy your integrity, and go ask the homeowner if you caused any damage. And if they say yes and show you the damage done by the idiot who left yesterday, smile and pay for it. He has to live with that, you don't. Good and bad deeds come back to you 10 fold. Personally I only expect to see good ones. ;D

Sounds wonderful when it's limited to property damage only. Change the scenario to hitting an errant drive into a persons head or eye. They incur thousands in bills and maybe some disability and it's determined you aren't negligent and therefore not legally liable. No doubt you'd cough up thousands regardless.

Right!!

[zummy]

Bump!!!!!!!!

Most homeowners policies have a "damage to property of others" additional coverage that pays up to 500 per occurrence with certain exclusions. This type of loss should be covered. Check your policy jackets under additional coverages. If you don't have it, ask your agent why.