[snbrafford]

Originally Posted by jabacon6669

Looking for a new company. Currently with The Villages Insurance partners, they have written my policy with Cabrillo Coastal General Insurance. Two years ago my policy was $1300. Last year it went to $1700+, just got my new bill, $2700+. Outrageous. Over 100% in two years. Looking for recommendations, have till 12/11/22. Regards.

I moved here in 2018 and also was pointed to CC. My home was built in 2009. In 2021, I got a letter that I would be dropped due to "failure to maintain my roof". I had my roof inspected and no problems. I called and complained and CC said they would keep my policy in effect but I saw the writing on the wall and began searching for a new insurance company. I couldn't get online quotes due to age of roof so I started calling insurance companies and talked to a person. I finally settled upon AAA and switched my Home Owners, car and liability policy to them. Side note - got my roof inspected again this year and there is damage and AAA paid for a complete roof replacement.

[ocpaul66]

Veteran? USAA would be my choice.

[Villages Kahuna]

If you think your insurance rates are getting too high, wait until the insurance companies begin to reflect their huge losses in southwest Florida as the result of hurricane Ian. That’s if the companies are writing homeowner’s insurance in Florida at all.

[snbrafford]

Originally Posted by JSR22

State Farm
Teresa McHugh
352-259- 0900
So much lower than AAA

I contacted State Farm and agent said would not write the policy due to age of my roof so I went with AAA. Once I get my new roof put on via AAA, I'll be shopping around again.

[kkingston57]

Originally Posted by jabacon6669

Looking for a new company. Currently with The Villages Insurance partners, they have written my policy with Cabrillo Coastal General Insurance. Two years ago my policy was $1300. Last year it went to $1700+, just got my new bill, $2700+. Outrageous. Over 100% in two years. Looking for recommendations, have till 12/11/22. Regards.

The Villages is an independent agent who represents numerous companies. Most of these insurance companies also contract with other independent agents. Met find a better price but I would not bet on it. It is going to only get worse after Mr. Ian and Ms. Nicole.

[kkingston57]

Originally Posted by dmorhome

Use to be a nice place to live.

Still is a nice place to live but like all others in Florida, no state income tax and out of control insurance prices.

[kkingston57]

Originally Posted by PJackpot

Those are not insurance companies, those are agencies.

Might want to research this statement. I was in the biz and they are not agents.

[PugMom]

Originally Posted by JSR22

State Farm
Teresa McHugh
352-259- 0900
So much lower than AAA

another vote for State Farm. we switched from Travelers earlier this year.

[MX rider]

We went with HH insurance in St Pete on the advice of a friend in TV. They are an indepentent agency and work with over 40 companies. They gave us 3 options, sort of a good, better, best thing.
Our house was built in 09 and has the original roof. The insurance company we selected sent an inspectior out. He looked inside and out and said we were good to go. So far we're happy.

[Packer Fan]

Originally Posted by Wondering

Why hasn't the governor and State legislature done anything about insurance companies price gouging?

What does that even mean? Insurance companies are HIGHLY regulated and are not exactly money making machines. Rates have to go past the state regulation board. From what I see, the insurance rates on my 2 houses in TV are about equivalent to Wisconsin rates. Remember that we are being Gouged with high inflation everywhere and home values are way up as well so insurance has to go up to cover all this. People screwing the insurance company to get a free roof don't help the situation.

[keepsake]

2021 was $2500/year
2022 is $3500/year
2023 renewal quoted in at $7500/year

[Flyers999]

Originally Posted by snbrafford

I contacted State Farm and agent said would not write the policy due to age of my roof so I went with AAA. Once I get my new roof put on via AAA, I'll be shopping around again.

You won't be able to do that for five years. Once you submit a claim, that's how long you'll be blackballed.