[GatorFan]

Companies do a filing with the State of Florida on what deductibles they will offer for sinkhole coverage. Most companies have chosen 10% but some companies elected to offer the all perils deducitible for sinkhole. Example: if you have a $500.00 all perils deductible then your sinkhole deductible would be $500.00. $1000 deductible then sinkhole is $1000.00.

If you have a 10% sinkhole deductible and Coverage A dwelling coverage is $200,000 the sinkhole deductible would be $20,000.

If a company wants to change coverage deductible they have to do a filing through state for approval.

[Chellybean]

Talk to Debbie at Nathan Thomas State farm insurance on 301. 352-748-5272
Family owned business and she is the owners mom and was a underwriter for years for State farm and knows her stuff.
Being in a 10% sinkhole coverage doesn't sit well with me unless your a gambler.