Best homeowners insurance co for villages I was referred to villagers they seem high

Closed Thread
Thread Tools
  #1  
Old 01-25-2022, 11:21 PM
spark291@comcast.net spark291@comcast.net is offline
Junior Member
Join Date: Sep 2021
Posts: 14
Thanks: 11
Thanked 2 Times in 2 Posts
Default Best homeowners insurance co for villages I was referred to villagers they seem high

Homeowners insurance any reference villagers seem high
  #2  
Old 01-25-2022, 11:34 PM
Topspinmo's Avatar
Topspinmo Topspinmo is online now
Sage
Join Date: Dec 2012
Location: Somewhere over the rainbow
Posts: 14,941
Thanks: 7,496
Thanked 6,169 Times in 3,172 Posts
Default

Quote:
Originally Posted by spark291@comcast.net View Post
Homeowners insurance any reference villagers seem high
I shopped around and AAA bundle was best for me.
  #3  
Old 01-26-2022, 12:38 AM
Garywt Garywt is offline
Soaring Eagle member
Join Date: Apr 2016
Posts: 2,013
Thanks: 4
Thanked 2,003 Times in 721 Posts
Default

We have the Village Ins Co for our house and golf carts. They just dole us our home insurance is going up $57 to $902 for the year because our replacement value was increased. The looked at our gold carts and offered us a new policy which was cheaper but I will not use Progressive for anything so I passed.
  #4  
Old 01-26-2022, 06:22 AM
Dana1963 Dana1963 is offline
Gold member
Join Date: Jan 2019
Posts: 1,295
Thanks: 3,174
Thanked 1,446 Times in 580 Posts
Default

Quote:
Originally Posted by spark291@comcast.net View Post
Homeowners insurance any reference villagers seem high
Try “Southern Insurance Group” (352) 243-9000, Clermont, Fl.
Easy to work with over the phone home, auto, business
  #5  
Old 01-26-2022, 06:24 AM
dewilson58's Avatar
dewilson58 dewilson58 is offline
Sage
Join Date: May 2013
Location: South of 466a, if you don't like me.......I live in Orlando.
Posts: 12,780
Thanks: 1,005
Thanked 10,972 Times in 4,181 Posts
Default

Quote:
Originally Posted by spark291@comcast.net View Post
Homeowners insurance any reference villagers seem high
Do a search on this site, there are threads asking the same question.
__________________
Identifying as Mr. Helpful
  #6  
Old 01-27-2022, 09:44 AM
laryb's Avatar
laryb laryb is offline
Veteran member
Join Date: Feb 2010
Location: Buttonwood, formerly Dartmouth, Ma
Posts: 864
Thanks: 64
Thanked 110 Times in 56 Posts
Default

Just looked at my new homeowners policy online from Tower Hill. On my next policy renewal in May, my home valuation will go up a little over 7%, and my premium will go up 74%. We've been here 12 years and have never had a claim. I called The Villages Insurance, and they will get back to me to see if there is another company with a better rate, but I don't expect much. Since 2016 my premiums have gone up 300%. We bought the home new, and it will 12 years old in June
__________________
"I ain't as good as I once was,
But I'm as good once as I ever was!" Toby Keith

Last edited by laryb; 01-27-2022 at 10:22 AM.
  #7  
Old 01-27-2022, 10:22 AM
kkingston57 kkingston57 is offline
Soaring Eagle member
Join Date: Mar 2020
Posts: 2,114
Thanks: 62
Thanked 927 Times in 538 Posts
Default

Quote:
Originally Posted by laryb View Post
Just looked at my new homeowners policy online from Tower Hill. On my next policy renewal in May, my home valuation will go up a little over 7%, and my premium will go 74%. We've been here 12 years and have never had a claim. I called The Villages Insurance, and they will get back to me to see if there is another company with a better rate, but I don't expect much. Since 2016 my premiums have gone up 300%. We bought the home new, and it will 12 years old in June
And these rises are going to continue to rise faster than normal inflation, especially if Florida gets hit by a hurricane. Florida dodged a bullet in 2019 when hurricane decimated Freeport.
  #8  
Old 01-27-2022, 10:27 AM
shut the front door shut the front door is offline
Veteran member
Join Date: Apr 2020
Posts: 927
Thanks: 297
Thanked 1,906 Times in 549 Posts
Default

I got quotes from The Villages and Progressive was the best. I then went to Progressive (online) and got the same policy for a few hundred dollars cheaper. If you can't get quotes or apply for insurance online, then pay the extra and have an agency do it for you.
  #9  
Old 01-27-2022, 10:47 AM
Dana1963 Dana1963 is offline
Gold member
Join Date: Jan 2019
Posts: 1,295
Thanks: 3,174
Thanked 1,446 Times in 580 Posts
Default

Quote:
Originally Posted by shut the front door View Post
I got quotes from The Villages and Progressive was the best. I then went to Progressive (online) and got the same policy for a few hundred dollars cheaper. If you can't get quotes or apply for insurance online, then pay the extra and have an agency do it for you.
The Villages Insurance is not your friend.
  #10  
Old 01-27-2022, 11:42 AM
Babubhat Babubhat is offline
Platinum member
Join Date: May 2021
Posts: 1,943
Thanks: 307
Thanked 1,750 Times in 787 Posts
Default

Keep shopping. Need at least 6 quotes. No rhyme or reason for the pricing. Varies wildly. Villages insurance should give you a few choices to start
  #11  
Old 01-27-2022, 06:07 PM
splashes splashes is offline
Senior Member
Join Date: Jul 2007
Posts: 257
Thanks: 0
Thanked 150 Times in 65 Posts
Default

Try Allstate Been very happy with them service and price
  #12  
Old 01-27-2022, 07:15 PM
davem4616 davem4616 is offline
Sage
Join Date: Apr 2017
Posts: 2,659
Thanks: 545
Thanked 4,155 Times in 1,328 Posts
Default

Quote:
Originally Posted by Topspinmo View Post
I shopped around and AAA bundle was best for me.

ditto for me...but will certainly shop around again when the new bills come in
  #13  
Old 01-27-2022, 07:27 PM
EdFNJ EdFNJ is offline
Sage
Join Date: Nov 2016
Posts: 4,395
Thanks: 1,376
Thanked 3,102 Times in 1,341 Posts
Default

Quote:
Originally Posted by spark291@comcast.net View Post
Homeowners insurance any reference villagers seem high
That's like asking "where is the best pizza" or "what is the best flavor ice cream." You will get 1000 "so and so is the best or cheapest." Spend a few hours getting quotes. We had quotes from $700 to $2000 for the identical "apples to apples" coverage for a 2/2 just north of 466A. For us AAA was among the highest amd Travelers was the lowest. Comparing other posters prices without knowing EXACTLY what coverage, size of home, location etc they have is meaningless. Homeowners insurance in FL is a disaster in and of itself.
__________________
.
.
"I think the scariest person in the world is the person with no sense of humor."

Michael J. Fox
  #14  
Old 01-27-2022, 11:26 PM
Garywt Garywt is offline
Soaring Eagle member
Join Date: Apr 2016
Posts: 2,013
Thanks: 4
Thanked 2,003 Times in 721 Posts
Default

Quote:
Originally Posted by laryb View Post
Just looked at my new homeowners policy online from Tower Hill. On my next policy renewal in May, my home valuation will go up a little over 7%, and my premium will go up 74%. We've been here 12 years and have never had a claim. I called The Villages Insurance, and they will get back to me to see if there is another company with a better rate, but I don't expect much. Since 2016 my premiums have gone up 300%. We bought the home new, and it will 12 years old in June
Interesting, we are with Tower Hill and as said above, going up $57 this year.
  #15  
Old 01-28-2022, 09:32 AM
MrFlorida MrFlorida is offline
Platinum member
Join Date: Feb 2021
Posts: 1,887
Thanks: 100
Thanked 2,591 Times in 930 Posts
Default

Give KIN insurance a try, good rates, all my neighbors use them. Go here for a free quote :
http://ref.kin.com/michael486
Closed Thread

Tags
homeowners, insurance, villagers, high, villages


You are viewing a new design of the TOTV site. Click here to revert to the old version.

All times are GMT -5. The time now is 07:50 PM.