[BrianL99]

Originally Posted by Flyers999

Why don't they give people the option of having a high deductable, for example $20k? Like auto insurance. I purchase home insurance to protect me from catastrophic events like fire, not to get a new roof.

As long as you don't have a mortgage, that's a perfectly reasonable approach and many people do it. You usually need to use a "specialty" insurer, like Lloyd's.

[dewilson58]

Originally Posted by Flyers999

Why don't they give people the option of having a high deductable, for example $20k? Like auto insurance. I purchase home insurance to protect me from catastrophic events like fire, not to get a new roof.

Exactly...............insure for what you can not afford.

The roof homeowners should be non-renewed............the owners are the scammers.

[Normal]

Originally Posted by Rainger99

The big reason Florida insurance companies are failing isn't just hurricane risk – it’s fraud and lawsuits

The big reason Florida insurance companies are failing isn't just hurricane risk – it’s fraud and lawsuits

Where have we heard the new roof scam before…lol. Those dumb enough to fall for the contractor scam deserve what’s coming to them. Ya, free new roofs aren’t so free, who knew?

I for one would rather pay half the price when the time comes by being legitimate in my dealings.

[justjim]

Originally Posted by Normal

Where have we heard the new roof scam before…lol. Those dumb enough to fall for the contractor scam deserve what’s coming to them. Ya, free new roofs aren’t so free, who knew?

I for one would rather pay half the price when the time comes by being legitimate in my dealings.

Most will not look a “gift horse”
In the mouth.