[Bogie Shooter]

Originally Posted by CSwofford147@comcast.net

If people were told who were buying resale's in the villages that they could not insure there homes against all perils would they buy there homes. Why does the villages give people sinkhole insurance on new home sales but not on resale's. Why does the District Manger Janet Tutt talk about golf cart safety and golf cart insurance and never mention CSST which has caused fires here and fires and explosion and deaths, class action law suits all over the country. CSST and Sinkhole insurance our just as important as Golf cart safety and Golf cart insurance. Is it not convenient to talk about these very real issues or it is because Janet Tutt works for the developer and not the Villagers if Janet Tutt has a problrm talking about these impediment to home sales I would be happy to meet her at the next welcome Wednesday meeting if she is really concerned about the Villagers she should have no problem discussing this. I have nothing to hide does she. This subject needs to be talked about and I think Janet Tutt should be the one to talk about.

So, go talk to her!

[Bogie Shooter]

Originally Posted by CSwofford147@comcast.net

There are thousands and thousands of people who have tried to get insurance but received this result but Janet Tutt does not think that this is important. You get insurance if you buy a new home but not a resale after 2011. driving your golf cart is far more important than insuring your home. If Janet Tutt is right and every one in the Villages home is properly insured then have her prove it. If she is concerned about the safety and welfare of the villagers them help them with this problem.

Why are you slamming Janet Tutt?

[perrjojo]

I would think buying a resale would be contingent on getting financing...getting financing is contingent on getting insurance. Yes, you may pay a higher premium but that is not the fault of the developer.it is just a fact of life. No one in our neighborhood has been denied insurance on a resale. I think there is a lot of misinformation on this thread. Almost anyone can get insurance on anything, anywhere, but the premiums reflect the risk....higher risk..higher premiums.

[KEVIN & JOSIE]

Just can't get sinkhole insurance.

[rubicon]

Originally Posted by Mleeja

It seems to me the OP's anger is misplaced.. The Villages or Janet Tutt does not sell insurance or set policy on coverage. His issue is with the insurance companies.

The OP is bothered and is taking issue with Janet Tutt's claim that sinkhole insurance is available . What we really don't know is if his objection is personally or proprietary based?

[tuccillo]

Since apparently only the OP was present to hear Janet T's comments, we don't really know exactly what she said. Perhaps she was referring to the fact that all new homes are able to get the optional non-catastrophic sink hole insurance or perhaps she was referring to all home can get home owner's insurance (that does, by default, cover catastrophic sink hole damage). It is well known that resales probably won't be able to get optional non-catastrophic sink hole coverage. I suspect she did not say that all homes, new and resales, can get the optional non-catastrophic sink hole coverage. Regardless, it is what it is.

Originally Posted by rubicon

The OP is bothered and is taking issue with Janet Tutt's claim that sinkhole insurance is available . What we really don't know is if his objection is personally or proprietary based?

[asianthree]

I do not understand why a new house can get sinkhole insurance and yet the next owner can't on the same house. Just like the warranty on the heating and cooling system does not transfer.

[outlaw]

The best deal for insurance in Florida is earthquake insurance. It's only $50. Unfortunately, the sinkhole insurance fraud is what eventually caused sinkhole coverage to evaporate. It is similar to what happened with hurricane insurance in Florida. Not too many years ago, deductibles for hurricane wind damage was the same as your overall deductible for any claim. Then many, many people started waiting to replace their very old and leaking roofs until AFTER a hurricane came through. Lo and behold! My roof was damaged by the hurricane! After a few fraudulent seasons of hurricane claims, the insurance companies changed the hurricane caused damage deductible to 3 or 5% of your coverage amount. That really changed the hurricane claims for new roofs.