KIN Insurance experiences? KIN Insurance experiences? - Talk of The Villages Florida

KIN Insurance experiences?

 
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Old 02-05-2026, 08:55 PM
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Default KIN Insurance experiences?

I have a quote from KIN that is 30% less than my renewal from ASI Progressive. I have heard KIN is known for low rates the first year, and then jumping up the next.

Does anyone have firsthand experience with them, their rates, claim processing, and renewals?
 
Old 02-06-2026, 09:06 AM
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I used them for 1 year, then my premium doubled.
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Old 02-06-2026, 11:39 AM
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Insurance is a yearly who’s got the best rate this year. We used Kin first year was $1100 less, Didn’t require us to replace a roof, that was 13yo, compared to current policy. Second year $241 increase with original roof. Can’t give you a third year..we sold the house.
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Old 02-06-2026, 09:07 PM
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Recently, we received a low-ball estimate from Kin.

The absence of auto, cart and umbrella coverage was a significant drawback.

These factors, coupled with feedback regarding potential future increases and concerns regarding the management of claims, led us to go elsewhere.

It is advisable to conduct your own thorough research specific to your situation before making any commitments.
 
Old 02-06-2026, 09:44 PM
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Really don’t know till have claim.
 
Old 02-07-2026, 07:16 AM
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The reality is you never know how good they are until you file a claim
 
Old 02-07-2026, 10:19 AM
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KIN is not a traditional Insurance Carrier. Check them out. I got a low price but after research went with a traditional carrier.
 

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kin, rates, claim, firsthand, jumping
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