Looking for a bank Looking for a bank - Page 3 - Talk of The Villages Florida

Looking for a bank

Closed Thread
Thread Tools
  #31  
Old 11-21-2022, 09:30 AM
Carla B Carla B is offline
Platinum member
Join Date: Mar 2008
Posts: 2,806
Thanks: 53
Thanked 726 Times in 390 Posts
Default

Wanting a safe deposit box is a good reason to line up a bank in advance...boxes are not always available. We secured ours at the closest bank to our house, early on when the bank had just opened and our neighborhood was being built.
  #32  
Old 11-21-2022, 09:54 AM
NewRealms's Avatar
NewRealms NewRealms is offline
Bronze Member
Join Date: Jul 2018
Location: Near Spanish Springs
Posts: 60
Thanks: 89
Thanked 34 Times in 19 Posts
Default

I would suggest a local credit union like Campus USA.
__________________
Rick
Life was meant to be experienced... all of it!
Suddenly A Senior FB Group
  #33  
Old 11-21-2022, 10:14 AM
RonGee RonGee is offline
Bronze Member
Join Date: Dec 2011
Location: Santo Domingo
Posts: 54
Thanks: 275
Thanked 15 Times in 9 Posts
Default

Quote:
Originally Posted by ComingfromCT View Post
We will be moving to TV early next year and I would like to get some thing set up ahead of time. It would be nice to have our bank picked out if possible before we get there.

Any recommendations? We will be living near Spanish Springs in the Santo Domingo neighborhood. We want online banking, a way to get cash easily and close by. No fees on a checking and savings account. Just the basics.

For us Citizens Bank has everything we need and more convenient than any other around. ATM’s at every postal station. The main branch is a mile and a half away from the Santo Domingo gate. We live in Santo Domingo. I don’t know what you expect from a bank however they have served our needs for 10 years.
__________________
Queens,NY - Nassau County,NY - The Villages
It's hard doing nothing...you never know when you are done!
  #34  
Old 11-21-2022, 10:29 AM
Dilligas Dilligas is offline
Silver Member
Join Date: Nov 2013
Posts: 428
Thanks: 0
Thanked 345 Times in 168 Posts
Default

Quote:
Originally Posted by ComingfromCT View Post
We will be moving to TV early next year and I would like to get some thing set up ahead of time. It would be nice to have our bank picked out if possible before we get there.

Any recommendations? We will be living near Spanish Springs in the Santo Domingo neighborhood. We want online banking, a way to get cash easily and close by. No fees on a checking and savings account. Just the basics.
If you are already banking online with a national bank, keep that and sign up with Citizen's First here in TV. Citizen's has ATM's in almost every Postal Station, and all over the squares....very quick and easy to get cash. I stayed with Bank of America when I moved here because my electronic checking and auto deposits were already set up and working well. I established a ACH link with BAC and Citizens and my stock broker so that I can easily move money around. This way when I travel, I have ATM cards with a national & worldwide bank (BAC). Been here 11 years and no problems.
  #35  
Old 11-21-2022, 11:10 AM
augustnotes augustnotes is offline
Newbie
Join Date: Feb 2020
Posts: 27
Thanks: 3
Thanked 52 Times in 16 Posts
Default

Citizen First Bank
  #36  
Old 11-21-2022, 11:39 AM
Deden Deden is offline
Silver Member
Join Date: Aug 2016
Posts: 187
Thanks: 447
Thanked 31 Times in 24 Posts
Default

BOA Bank of America, they are all over just about in every state traveling from North to south.
  #37  
Old 11-21-2022, 12:07 PM
JZawacki JZawacki is offline
Newbie
Join Date: Oct 2022
Location: DeLuna
Posts: 2
Thanks: 95
Thanked 2 Times in 2 Posts
Default We didn’t open a new account — just kept the old one.

You may want to stay with your current bank if they have branches in TV. We’ve been with BofA for 50+ years. When we moved to the villages earlier this year, we kept our old BofA account (from Virginia) so we didn’t have to go through the process of changing our on line banking (which includes automatic billing and auto pay), and getting new debit card, etc. The only think we did was order new checks with our new address. The downside is BofA does not have an atm on every corner. But with the ability to get (no fee) cash back when we food shop and the fact we go out several times a year anyway, that does not present a problem for us.
  #38  
Old 11-21-2022, 12:22 PM
OrangeBlossomBaby OrangeBlossomBaby is offline
Diamond Member
Join Date: Feb 2015
Posts: 12,795
Thanks: 10,564
Thanked 13,659 Times in 4,776 Posts
Default

Quote:
Originally Posted by Love2Swim View Post
I love the no fee ATM policy. And no foreign transaction fees on the debit card.
Just because your own bank doesn't charge an ATM fee, doesn't mean the owner of the ATM machine doesn't charge an ATM fee. There are several ATM machines around, that will charge a fee for every transaction you place in that machine, UNLESS you use one of THEIR authorized bank cards. The one in Walgreen's is an example of that.
  #39  
Old 11-21-2022, 12:58 PM
retiredguy123 retiredguy123 is online now
Diamond Member
Join Date: Feb 2016
Posts: 20,275
Thanks: 3,668
Thanked 18,694 Times in 7,603 Posts
Default

Quote:
Originally Posted by OrangeBlossomBaby View Post
Just because your own bank doesn't charge an ATM fee, doesn't mean the owner of the ATM machine doesn't charge an ATM fee. There are several ATM machines around, that will charge a fee for every transaction you place in that machine, UNLESS you use one of THEIR authorized bank cards. The one in Walgreen's is an example of that.
Almost all banks will allow their customers to use their ATM machines for free. But, some banks will allow their customers to use other ATM machines and the bank will pay the fee, so the customer pays nothing. I think that is what the poster meant by a "no fee ATM policy". One bank that has a no fee ATM policy is Schwab Bank. Most banks do not have the policy.
  #40  
Old 11-21-2022, 03:28 PM
Villages Kahuna's Avatar
Villages Kahuna Villages Kahuna is offline
Platinum member
Join Date: Jul 2007
Location: Seventeen-year Villager
Posts: 3,894
Thanks: 16
Thanked 1,134 Times in 420 Posts
Default

All the biggies have multiple offices here. But if you want a really friendly bank with even more offices, try Citizens First.

If it makes a difference to you, know that Citizens First is owned by the Developer.
__________________
Politicians are like diapers--they should be changed frequently, and for the same reason.
  #41  
Old 11-21-2022, 04:14 PM
virtualcynthia virtualcynthia is offline
Bronze Member
Join Date: Nov 2014
Posts: 84
Thanks: 139
Thanked 48 Times in 26 Posts
Default

I use online only banks for savings. Getting 3% and 4%z. I use Synchrony and Marcus by Goldman Sachs. For brick & mortar, I use TD. I’ve been there twice in 8 years.
  #42  
Old 11-22-2022, 07:04 AM
ComingfromCT ComingfromCT is offline
Newbie
Join Date: May 2021
Posts: 43
Thanks: 32
Thanked 14 Times in 11 Posts
Default Thank you everyone

What a great community where people are so willing to help! The advise I have been able to receive on this forum in this and other matters is priceless! Thank you all so much!!!!
  #43  
Old 11-22-2022, 09:07 AM
PugMom's Avatar
PugMom PugMom is offline
Platinum member
Join Date: May 2019
Location: Village of McClure
Posts: 2,902
Thanks: 15,843
Thanked 2,217 Times in 1,125 Posts
Default

Quote:
Originally Posted by OrangeBlossomBaby View Post
Good ole Bank of America. If you use direct deposit for your Social Security check (or other regular source of income) there are no fees and you can link the checking and savings accounts together.

There's a branch of BoA right on 441 across from Michael's and Carrabba's restaurant, which has drive-through and ATM service only at the moment I believe. There's also a full-service branch (including mortgage services) on 466A, just past the Bonifay rec center across the street from Culver's. And of course BoA ATM cards are accepted at pretty much every ATM machine everywhere and are part of the CIRRUS network.

Best part is that there are BoAs all over the USA, so if you're traveling and need to actually go to a branch and speak face-to-face with someone, it's a good chance you'll be able to do that.
not to start an argument here, but i was VERY upset the way boa treated me when 2 of the accounts were 'hacked' by a fraudulent zelle transaction. the people working @ the bank were very caring & understanding, but the overall experience with the managing of the accounts was awful. 1st thing they told me was it's very common for zelle to 'hacked' for lack of better word. it's also common to expect a 50/50 chance of getting our money back after any disputes. they told me i was compromised by a gasoline pump scanner: the info of the card in question was used to get access to the accounts. despite my many inquiries, the only help i REALLY got was from the wildwood police, who told me i need to give their fraud team the full 45 days to investigate, then come back to them if funds are not replenished. here's the catch-boa absolves themselves by stating zelle is a 3rd party app., & not responsible. so i find out who owns zelle, & it's BOA, Wells fargo, Truist, Capital One, JPMorgan Chase, PNC Bank, U.S. Bank. something fishy here, so now i'm curious to know if anyone else here has gone thru the same thing?? Citizen's handles fraud by scanning transactions, & if an 'odd' charge shows up, they shut the entire acct down until a new card is issued. when all is said & done, i'm sticking with citizens
  #44  
Old 11-22-2022, 10:36 AM
JMintzer JMintzer is offline
Diamond Member
Join Date: Feb 2021
Location: Where Eagles Dare to Soar...
Posts: 12,433
Thanks: 491
Thanked 9,191 Times in 4,844 Posts
Default

Quote:
Originally Posted by RonGee View Post
For us Citizens Bank has everything we need and more convenient than any other around. ATM’s at every postal station. The main branch is a mile and a half away from the Santo Domingo gate. We live in Santo Domingo. I don’t know what you expect from a bank however they have served our needs for 10 years.
Every Postal Station? Not any more...

I saw one on Hillsborough, but there are none farther south that I've found...

Last edited by JMintzer; 11-22-2022 at 03:20 PM.
  #45  
Old 11-22-2022, 11:15 AM
Dusty_Star's Avatar
Dusty_Star Dusty_Star is offline
Gold Member
Join Date: May 2022
Posts: 1,362
Thanks: 10
Thanked 921 Times in 460 Posts
Default

Hi, I am also from Connecticut. What I did was research which banks were in my Connecticut town & which were also in The Villages. I found several, & I chose Bank of America. I closed out my local Connecticut bank accounts after opening new accounts at a Bank of America office. A good reason for doing this ahead of time is that Banks these days have 'know your customer' regulations, they don't impact us much, but for accounts less than 90 days on their books they do delay the availability of deposited checks. Also, if you take care of automated deposits ahead of time it relieves some of the 'to do' items during moving, plus if you get checks you will have the time to receive the new checkbooks. Good luck in your new house.
Closed Thread

Tags
bank, online, neighborhood, domingo, springs


You are viewing a new design of the TOTV site. Click here to revert to the old version.

All times are GMT -5. The time now is 07:16 AM.