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Talk of The Villages Florida - Rentals, Entertainment & More
Talk of The Villages Florida - Rentals, Entertainment & More
Talk of The Villages Florida - Rentals, Entertainment & More
Talk of The Villages Florida - Rentals, Entertainment & More
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#61
03-06-2013, 07:44 AM
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As I do respect all the posts and replies--it happened to me--THE FHA NIGHTMARE and it has happened to others as well. I have found out first hand, others learned during the signing of the contract.
Pushy realtors? Really is anyone surprised? Saved money and planned to live here? Well- the Cat is out of the bag. I came here in 2007 to visit my mom and bought my first rental home. Moved here fulltime in June 2012 at the age of 38!! I am a fulltime 20% under age 55 living right here- participating in all the activites that I pay for daily/weekly/monthly. I have been snubbed by the "55 or older" only community representatives--but I am here to tell you-IT IS THE LAW to allow me the "choice" to live here.  Before anyone starts huffing and puffing about me being a "youngin". I am too young for the BABY BOOMERS club and I would certainly love to be in it! If you had the "choice" to move here when you were 38, why the heck wouldn't you??? Before anyone jumps in--nope no kids here. They live fulltime in Virginia in COLLEGE and will not be joining me in my new home, not even for the summers. They both have homes in Virginia, I will not be sneaking any of my kids in the sports pool, I will not be skinny dipping (where I am not supposed to be), I do not have loud parties--I'm a Villager--I am usually leaving town square at 9pm and in bed by 10pm
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#63
03-06-2013, 09:08 AM
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Afetr reading all the posts on this thread,I would have to say this was a mistake on the part of the lender and partly on the realtor with not being savvy enough to know this type of lending was not allowed. I live in a condo complex that doesn't approve of FHA loans so one buyer was rejected much to my dismay so I can see Tracy's point of view in that I would have been p***ed off if this happened to me.
As far the other post, No one or nothing in life is perfect. To demand that it is, sets someone up to be sick. We should never be naive but never be totally cynical. I think that looking at all the positives of living in TV would make one grateful to be able to enjoy a great lifestyles. Just like driving a car is a privledge, not a right to be taken lightly. I personally can't wait to get to TV and avoid the snowfall due today. Where is a transporter when you need one. 
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"It doesn't cost "nuttin", to be nice".  MOMI just want to do the right thing! Uncle Joe, (my hero). |
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#64
03-06-2013, 02:02 PM
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It's not like VA loans have not been discussed many times on these boards.
Veterans jump in here...VA Loans??? no V.A. loans Re Va Loans VA Loan Certificate In Process
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North of Pgh and OBX |
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#65
03-06-2013, 02:24 PM
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Quote:
Hey Look Here Jack,, They sold you the house, so it is of no concern to anyone else that you live here.... But the Skinny Dipping thing is another story.. 
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#66
03-06-2013, 02:44 PM
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Quote:
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#67
03-06-2013, 06:26 PM
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Quote:
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#68
03-07-2013, 06:34 PM
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Welcome to the Villages, however old you are! Considering we are fast approaching 92, 000+ people. the complaints are very few and far between. There will always be some isolated cases, but as I have read this entire thread, I feel most of the fault lies with the agent who did a poor job for their client. Information that was needed was not provided. I think most of our agents did a superb job, or we would be hearing about it.
The developer is running a family business, the main goal of which is to make money selling a fair product. If not, they quickly go out of business. In any business, there will always be the occasional problem. Possibly more of these problems occur in the 20% who are not of retirement age with savings to spend, and who need creative financing. I don't know for sure, but I do know this is a unique situation and it bears paying attention to. I don't think it is the developers fault that it occured...I think it is the agent and the lender, who are supposed to be helping the buyer, and clearly did not do an adequate job. I love this place, and I also think there are many 55+ developments that are not nearly as well maintained, and do not have nearly as many amenities for their people to enjoy. That's a big part of the reason they are selling as many homes each month as they are, and also why TraceyMooreRN decided to buy here. There are undoubtedly other places that would be happy with FHA loans. It is important to research where you want to live and why and hope you don't get poor information or no information from those whose job it is to help you. |
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#69
03-13-2013, 08:57 PM
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Update
Okay Ladies and Gents--I'm DONE---CLOSED 03-13-2013 in Village of Gilchrist (newest section) with what began as an approved FHA new construction loan with 25,000 down--turned out to actually be 75,000 down and conventional due to all the mistakes in this transaction.
BE WARNED--IF YOU ARE GOING TO OBTAIN FHA/VA FINANCING--YOU WILL NOT CLOSE ON A NEW PROPERTY IN THE VILLAGES!!!  The builder was WONDERFUL for the walk-thru....answered all my questions and I was actually rushing him so I could go get those keys!!! This has been the most stressful 4 weeks of my life!!   Now back to packing and enjoying my life as a 20% resident under the age of 55--see you at the sport pools, golf course, country clubs, square and riding to work in my golf cart! Hubby and I survived!
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#70
03-13-2013, 09:10 PM
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congrats tracey and hubby! glad ya survived! better days are in front of ya now! and the days behind ya are a lesson for all.
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Not sure if I have free time...or if I just forgot everything I was supposed to do! |
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