[cndlou3]

There was a post yesterday or maybe day before about renting your home without a golf cart. Due to Liability issues. Could someone please clarify this. I am thinking of putting ours up for rent this winter and was trying to decide whether to rent with or without golf cart. TYIA

[Chatbrat]

The owner of any vehicle is just as liable as the driver in any accident

[Packer Fan]

Originally Posted by cndlou3

There was a post yesterday or maybe day before about renting your home without a golf cart. Due to Liability issues. Could someone please clarify this. I am thinking of putting ours up for rent this winter and was trying to decide whether to rent with or without golf cart. TYIA

There is always liability if you are renting out your place. I have 2 houses I rent, both with carts. The liability thing is WAY overblown. You should have a good personal liability umbrella anyway - they cost about $7.00 a month per million dollars....

If you are really worried, you can get renter golf cart insurance from the Villages insurance.

Believe me - Golf Cart MAINTENANCE is a much bigger issue. Amazing what can go wrong with a cart when renters are driving it.

My take - good luck renting it without a golf cart.... you will have to drop your price VERY low. Nobody wants a place without one.
Ed

[cndlou3]

Thank you, if you have any other advice on renting I am open to suggestions. Thank you

[Chatbrat]

My wife's nephew inherited a villa in Hialeah--he rents it @ least 9months a year--no golf cart

[Dan9871]

Originally Posted by Packer Fan

You should have a good personal liability umbrella anyway - they cost about $7.00 a month per million dollars....

Are you sure your personal liability covers you for a golf cart you have rented out? It certainly should cover you if you let a neighbor use it or you let a guest (not a renter) use it. But it does not seem like a personal liability policy would cover business risks.

When we had a business we had a personal liability umbrella but we needed a separate liability policy for things that might happen in our business. Maybe your umbrella is different though.

[Chatbrat]

Very correct-keep business separate from your personal exposure--maybe establish a LLC for the golf cart rental

[Laker14]

Originally Posted by Chatbrat

My wife's nephew inherited a villa in Hialeah--he rents it @ least 9months a year--no golf cart

as a renter, I'll tell you I'd much prefer to find one with a golf cart, rather than rent one without. However, if I were a long-term renter, I would probably buy my own cart, and that may be what has happened in your wife's nephew's place.

As a renter I will also say, not having a cart would not be a deal breaker. Personally, I think the trend will be for more places to be rented without a cart, however a cart will make your place more attractive.

I'm sure the liability issues are manageable.

[Kirsten Lee]

We use to rent our property with a golf cart, we have not the last three years. We have dropped our rental price based on what it costs for the golf cart rental. We have no problem renting and we pay less sales tax on the rental income.

[pauld315]

Call The Villages Insurance. They started writing policies this year covering you when you let a renter use your golf cart.

Golf Car Insurance - The Villages Insurance Partners

[Fraugoofy]

Originally Posted by Chatbrat

Very correct-keep business separate from your personal exposure--maybe establish a LLC for the golf cart rental

This is what we did. Easy to set up...

Sent from my SM-N920R4 using Tapatalk

[cndlou3]

Another question do those of you who rent with the golf cart put a clause in contract in case any damage is done? Or have them pay a deposit for such damage? I don't know just asking.

[Chatbrat]

Damage to the cart is a minor issue--if you rent and a cart is included and you don't have proper protection you could be sued into bankruptcy

[valuemkt]

Respectfully disagree that concerns about renting your home with golf cart included are overblown. It's not a problem until the renter (or their grandchildren) get into a serious accident.. You will then likely become a third party in a nasty lawsuit. I also have had no problems renting without a cart.

[rustyp]

Can anyone site a case here in TV that the landlord was sued and convicted for liability of their renter in a golf cart accident. Name, Date, Place, Circumstance, Fine, and documented proof. I have never heard of one. Reminder a friend of a friend equals hearsay.