[jjombrello]

That's because the parent included the child on the account.

[Shadow8IA]

Our bank up north will let you endorse it under your wife’s endorsement. But in that case they know both of us.

[Shadow8IA]

Originally Posted by Rosie1950

This is all silly. Poster could have just deposited the check into his own account then withdraw the same amount. Don’t really see the need for 2 days worth of discussion.

Some banks now require a check to be deposited for several days before you can withdraw it.

[Topspinmo]

Originally Posted by Garywt

Seems right, if the check was made out to you. People do things for various reasons but I would not survive without a debit card plus we have had a joint account since before we were married. To each his own.

I got debit card but ONLY use in case of emergency, so far that hasn’t happened. I would NEVER give my debit card to waiter or let them walk out of site with it.

[Topspinmo]

Originally Posted by Shadow8IA

Some banks now require a check to be deposited for several days before you can withdraw it.

Just love how they get you to give them you’re money, then hold you hostage.

[Topspinmo]

Originally Posted by Get real

What is a "check"?

I seen canx one in phone booth yesterday…

[nevjudbaker]

Originally Posted by Michael G.

Couple things I learn from our bank that's not allowed.

Wife needed cash from her checking account from the same bank we both have our checking accounts at.

She wasn't able to go along, so she wrote a signed check out from her checking acct.
for "cash", at the same bank and I had her ID along.

We don't want or own debit cards for many reasons.

I went to the teller, she said: " They can't cash the check because my wife wasn't present."
Even though I had my ID along, the head of the household and had my checking account at the same bank.



Must be "Homeland Security" at work.

Good. Who knows now days if husband is taking money from wife forcefully or the other way around. Husbands are killing wives & maybe kids. Wives killing husbands. In todays world one can not be to careful.

[Shadow8IA]

Originally Posted by Michael G.

The teller at the bank did say by using their check and writing "cash" on it, it's telling
the bank I'm giving the bank the cash instead of with drawing cash.

Our bank requires us to write it to cash if we want cash.

[Michael G.]

Originally Posted by nevjudbaker

Good. Who knows now days if husband is taking money from wife forcefully or the other way around. Husbands are killing wives & maybe kids. Wives killing husbands. In todays world one can not be to careful.

WOW your reply is worse then the 6 o'clock news

[Michael G.]

Originally Posted by Shadow8IA

Our bank requires us to write it to cash if we want cash.

Yes ours did to until now.
Their changing the rules in the name of bank security.

[Jolson]

Originally Posted by Michael G.

Couple things I learn from our bank that's not allowed.

Wife needed cash from her checking account from the same bank we both have our checking accounts at.

She wasn't able to go along, so she wrote a signed check out from her checking acct.
for "cash", at the same bank and I had her ID along.

We don't want or own debit cards for many reasons.

I went to the teller, she said: " They can't cash the check because my wife wasn't present."
Even though I had my ID along, the head of the household and had my checking account at the same bank.



Must be "Homeland Security" at work.

The teller was wrong. I have worked in banks for over 30 years. A check payable to cash is a bearer instrument meaning anyone that has the check in their hand can negotiate that check. It’s no different than leaving the payee blank. Anyone can cash that check too.

[retiredguy123]

///

[jimlambert]

Originally Posted by Michael G.

Couple things I learn from our bank that's not allowed.

Wife needed cash from her checking account from the same bank we both have our checking accounts at.

She wasn't able to go along, so she wrote a signed check out from her checking acct.
for "cash", at the same bank and I had her ID along.

We don't want or own debit cards for many reasons.

I went to the teller, she said: " They can't cash the check because my wife wasn't present."
Even though I had my ID along, the head of the household and had my checking account at the same bank.



Must be "Homeland Security" at work.

I hate to inform you but Head of the Household is on its way out. Makes it sound like you’re wife stays home barefoot and pregnant.

[skippy05]

You need to get over the Debit card fears and get one but know how to protect it. For maximum safety, only use it at your own Bank's ATM, and be sure no one has attached a stick-on skimmer to the outside each time. With this approach, you'll likely never have any issues. I used a Debit card exclusively for all purchases for many years with no issues. Then, it got frauded out 3x in one year. I got a new Debit card and started only using it at my Bank's ATM. ALL other purchases go on American Express and paid for each month in full. American Express security is far more advanced that all these other bank cards. I have never had American Express card frauded out on me. I'll stick with this plan until I have any issues again. The added benefit is American Express gives me cashback which I use to apply to paying off statements in full from time to time. Now, that does not happen with Debit Cards or Cash!

[retiredguy123]

Originally Posted by Jolson

The teller was wrong. I have worked in banks for over 30 years. A check payable to cash is a bearer instrument meaning anyone that has the check in their hand can negotiate that check. It’s no different than leaving the payee blank. Anyone can cash that check too.

Shouldn't the teller use discretion? Maybe the teller didn't feel comfortable cashing the check and decided to err on the safe side. We don't even know the amount of the check or the account balance.