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  #16  
Old 09-29-2022, 09:55 AM
RPDaly RPDaly is offline
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  #17  
Old 09-29-2022, 10:24 AM
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What “free” roofs are you talking about? The ones we pay a large premium for over the years that we have insurance and then when we make a claim, we pay a large deductible too? You’re calling that “free”?
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  #18  
Old 09-29-2022, 10:29 AM
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I cringe thinking what Ian will do you our rates going forward and even how many insurance companies will decide to leave Florida completely now.
we just dodged a major storm and people are in desperate situations and your worried about insurance rates AMAZING
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Old 09-29-2022, 10:34 AM
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we just dodged a major storm and people are in desperate situations and your worried about insurance rates AMAZING
Thank you
  #20  
Old 09-29-2022, 10:36 AM
MartinSE MartinSE is offline
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What “free” roofs are you talking about? The ones we pay a large premium for over the years that we have insurance and then when we make a claim, we pay a large deductible too? You’re calling that “free”?
Very true.

Sadly insurance seems to be necessary, but it is little more than a legalized scam.

Ever spend days arguing over a health insurance claim the company won't pay after authorizing the procedure - yeah, we pay to being SERVICED like that. (And I am using the not so complimentary meaning of SERVICED)
  #21  
Old 09-29-2022, 11:18 AM
Hape2Bhr Hape2Bhr is offline
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What “free” roofs are you talking about? The ones we pay a large premium for over the years that we have insurance and then when we make a claim, we pay a large deductible too? You’re calling that “free”?
Well, I guess all these roofs are truly defective. My car has a couple of nicks and scratches; but I'm sure the insurance company will not pay for a new car.
  #22  
Old 09-29-2022, 04:36 PM
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we just dodged a major storm and people are in desperate situations and your worried about insurance rates AMAZING
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Thank you
But it's perfectly cool to post about "Fun things to do during a Cat-5 Hurricane"...
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  #23  
Old 09-29-2022, 04:47 PM
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But it's perfectly cool to post about "Fun things to do during a Cat-5 Hurricane"...
theres a before and after a disaster humor
  #24  
Old 09-29-2022, 04:48 PM
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theres a before and after a disaster humor
I'm sure the people who lost everything appreciate the difference...
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  #25  
Old 09-29-2022, 10:24 PM
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Well, I guess all these roofs are truly defective. My car has a couple of nicks and scratches; but I'm sure the insurance company will not pay for a new car.
A car’s parts can be replaced on their own, try replacing part of a roof?
  #26  
Old 09-29-2022, 10:28 PM
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Default HO premiums

If you think HO premiums went up in the last year wait until the insurers and reinsurers factor in Ian. Plus a couple more insurer insolvencies which other insurers have to pay for.
  #27  
Old 09-29-2022, 10:36 PM
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If you think HO premiums went up in the last year wait until the insurers and reinsurers factor in Ian. Plus a couple more insurer insolvencies which other insurers have to pay for.
Insurance business is exactly like casino business, in my opinion. They are both in it to make money.
  #28  
Old 09-30-2022, 04:08 AM
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I thought making a profit was the way to run a business.
How things change!
  #29  
Old 09-30-2022, 08:24 AM
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A car’s parts can be replaced on their own, try replacing part of a roof?
You can easily patch part of a roof...
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  #30  
Old 09-30-2022, 08:42 AM
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You can easily patch part of a roof...
Yes, my cousin owns a roofing company up north. Patching works in the short run, and good luck against a hurricane. And patching looks bad, can’t match the old sun bleached shingles. There goes the value of your house. That is part of the reason why insurance companies don’t patch.
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