[MSGirl]

Originally Posted by RoboVil

I haven't met with Shine and hope they are more honest than a similar organization which I attended one of their meetings outside of TV. This other organization gets paid by insurers of Medicare Advantage plans, and seemed to me were gently pushing everyone towards a Medicare Advantage plan. I presume Shine gets paid the same way, and hopefully they disclose how they get paid up front.

VOLUNTEERS! They do not get paid!

[Kalani]

Great Advice, what type of information does one need to bring to Shine when discussing options?

[Ltwise3500]

Where are they located and phone number?

[Mrprez]

Originally Posted by Ltwise3500

Where are they located and phone number?

Google is your friend!

SHINE - Home

[Jack58033]

If you are residents now can you have coverage from another State?

[JMintzer]

Originally Posted by kingofbeer

You selected a medicare advantage plan NOT original medicare. Villages Health only accepts specific Medicare Advantage plans.

No I didn't. I have traditional Medicare and AARP UHC as my secondary insurance.

Nowhere in my post did I state, nor imply, that I had ANY care @ The Villages Health...

[Gingerstar]

Where is Shine in The Villages and what is the contact number

[Whoaboy]

Originally Posted by JRcorvette

This is true… Florida supplements on traditional Medicare is much higher then many other States. Since we started Medicare when we were not yet residents in Florida we kept the supplement company from out of State and are paying Far Less than any company here in Florida.

Me too. This appears to be something a lot of folks don't know and they change when they become Florida residents , not realizing you can keep what you had if you signed up in another state and at that price which in my case was $70 less a month!

[Deden]

Yes, Call Champ VA, they told me do not get Medicare (D) or you will not get prescriptions from Champ VA

[HappyTraveler]

Originally Posted by Michael 61

I’m relatively healthy now, but I want to make this decision looking down the road 20 and 25 years from now, as to which type of coverage would be best for me in old age — not just looking at my current state of health. I look to my parents who were both relatively healthy in their 60s, but faced severe health issues in their 80s.

If Medicare enrollees have the option to change plans during the Open Enrollment period near the end of each year -- why would anyone choose a plan at age 65, and in good or decent health, based on what their health might be like 15 or 20 years down the road?

Especially if choosing a plan that might be better if one is later sickly but, is much more costly now? Thanks...

[Mrprez]

Originally Posted by HappyTraveler

If Medicare enrollees have the option to change plans during the Open Enrollment period near the end of each year -- why would anyone choose a plan at age 65, and in good or decent health, based on what their health might be like 15 or 20 years down the road?

Especially if choosing a plan that might be better if one is later sickly but, is much more costly now? Thanks...

Once you get past 65 1/2, you are out of the “must issue” time frame. Meaning that you are guaranteed coverage in a Medigap plan with no health questions. Once you get past that age, you are subject to underwriting where they can deny coverage depending on your health. Medicare Advantage plans have no such qualifications and you can switch plans during open enrollment.

Waiting until you are older with potential health issues will pretty much guarantee that you will be denied coverage under any Medigap plan.

[HappyTraveler]

Mrprez - I have tried to post a reply, twice, and both times it has been vaporized. I do not understand why. No links, etc. were included.

Moderator: Care to chime in here?

[Mrprez]

Originally Posted by HappyTraveler

Mrprez - I have tried to post a reply, twice, and both times it has been vaporized. I do not understand why. No links, etc. were included.

Moderator: Care to chime in here?

Floridashine.org

[JMintzer]

Originally Posted by Gingerstar

Where is Shine in The Villages and what is the contact number

They meet at several Rec centers, several times/month.

It states "walk ins welcome", but it's best to make an appointment to ensure you'll be seen...

[judylovesflamingos]

I agree that the people who work (volunteer?) with SHINE were helpful and very friendly as well. We had questions about Part D drug plans and coverage for very specific drugs that can be pricey, and the person we met with was able to answer all our questions and provide phone contacts for setting up our coverage. I'm glad we took the time to meet with them.