[Russ_Boston]

I was just referring to the fact that The Shadow resurrected the thread by putting a 'bump' post out. (For any newbie, a bump is just a way of saying nothing but it puts the thread back with a new times-stamp so people will see it again.

There is no reason to bump this thread. We have numerous other threads about sink hole insurance. BTW my sinkhole coverage for 2012 only went up a couple of bucks from 2011.

[The Shadow]

Originally Posted by Russ_Boston

I was just referring to the fact that The Shadow resurrected the thread by putting a 'bump' post out. (For any newbie, a bump is just a way of saying nothing but it puts the thread back with a new times-stamp so people will see it again.

There is no reason to bump this thread. We have numerous other threads about sink hole insurance. BTW my sinkhole coverage for 2012 only went up a couple of bucks from 2011.

If you don’t like the one I bumped why don’t you bump one that you like so the people that are looking for information can find it?

See people Russ does not want to acknowledge that sink holes exist because the reality is viewed as a negative.

[Russ_Boston]

I would think any homeowner in TV knows that they can exist since the insurance company puts in an amount for coverage. At least mine did and I didn't ask them to. So even if I hadn't known about them I would have when I looked over my insurance coverage.

You must have some reason to bump a very old thread. I would just like it, for once, for you to bump a thread that wasn't just about the negative possible side of TV. That would be refreshing.

[The Shadow]

Originally Posted by Russ_Boston

I would think any homeowner in TV knows that they can exist since the insurance company puts in an amount for coverage. At least mine did and I didn't ask them to. So even if I hadn't known about them I would have when I looked over my insurance coverage.

You must have some reason to bump a very old thread. I would just like it, for once, for you to bump a thread that wasn't just about the negative possible side of TV. That would be refreshing.

Because people were looking for information on sink holes.

Post #6 yesterday buy SgtJohn a new guy with 12 posts said,

Is there a big problem with Sink Holes in TV ? I hadn't heard of any problems.

Courtyard Villas Homeowners insurance Costs

Plus sink holes appeared in other post. I hope this information helped SgtJohn. I think this should clear things up for you to Russ. I’m refreshed are you?

Then post #6 Sunshine Mary with 38 post said,

wow you learn so much on this site.I did not know about Sink Holes here .

I think she appreciated what I did.

Sink Hole Problems?

[graciegirl]

I said it and I erased it and I feel better.

[Moderator]

OK, let's get back to any questions or discussions about sinkholes in The Villages.

[Russ_Boston]

Originally Posted by Moderator

OK, let's get back to any questions or discussions about sinkholes in The Villages.

Ok back to sinkholes - Yes they exist.
And by the way we have hurricanes every now and then.
And it's humid in the summer.
And we have a few nights below freezing.

Oh guess what -It's Florida!

But if you are concerned with sinkholes you should contact your insurer and have them detail your coverage. It's not so big of an issue that you should consider not moving to TV (at least IMHO). And it's not a big coverup by anyone.

[Larry Wilson]

This area of Florida has many sinkholes. There are more sink holes in here than any one of us know. A whole row of homes had their air conditioning pipes go bad.
The pipes had to be relocated to the attics and run down the back of the homes to their air conditioner on the ground. Also there are cracks in the floors and walls. Sinkhole damage.
Like so many things, it isn't a problem until it happens to you.

[The Shadow]

Originally Posted by Russ_Boston

Ok back to sinkholes - Yes they exist.
And by the way we have hurricanes every now and then.
And it's humid in the summer.
And we have a few nights below freezing.

Oh guess what -It's Florida!

But if you are concerned with sinkholes you should contact your insurer and have them detail your coverage. It's not so big of an issue that you should consider not moving to TV (at least IMHO). And it's not a big coverup by anyone.

You forgot one thing, “Florida’s most friendly home town”.

[SunCity]

Originally Posted by The Shadow

You forgot one thing, “Florida’s most friendly home town”.

i don't know of any new community that hasn't had a minor sinkhole problem. someone said something about getting insurance.

[Bill32]

You may be able to get sink hole ins, on a brand new home but on my 6 year home I inquired with Geico ( my carrier) and another company, and was told it is very hard to get. You have to pay for an inspector to check your home and the area and homes around it. If there are any settling cracks ( my home is block and stucco) you will be declined and still have to pay the inspection fee. I told the agent that I have some small settling cracks in the garage floor and a few on the exterior block walls........he said no way they would insure.
If you check with TV building and warrantee dept. they will tell you this is normal and of no concern. So the moral is to get it on a new home and and never let it laps!
If any one knows of an insurance company that writes a homeowners policy with out trying to deny you let me know.

[Bill32]

Originally Posted by Plexer2

Does anyone know if there have been any documented sink hole problems in The Villages? I understand Insurance Companies now sell sink hole insurance for an additional premium. I suggest the 5000 plus members of TOTV toss in $100 to start our own sink hole protection fund. That would raise a cool $500,000 to start the fund off.

Good idea! I would be interested.

[red tail]

my cyv is 15 years old. i bought it last year. insured it with st johns with sinkhole ins...no prob

[Russ_Boston]

Originally Posted by Bill32

Good idea! I would be interested.

The legal implications of starting your own insurance fund are daunting. Not to mention financially dangerous to anyone who is willing to be the founder. I wouldn't touch that with a 50 foot pole!

[The Shadow]

Originally Posted by Bill32

You may be able to get sink hole ins, on a brand new home but on my 6 year home I inquired with Geico ( my carrier) and another company, and was told it is very hard to get. You have to pay for an inspector to check your home and the area and homes around it. If there are any settling cracks ( my home is block and stucco) you will be declined and still have to pay the inspection fee. I told the agent that I have some small settling cracks in the garage floor and a few on the exterior block walls........he said no way they would insure.
If you check with TV building and warrantee dept. they will tell you this is normal and of no concern. So the moral is to get it on a new home and and never let it laps!
If any one knows of an insurance company that writes a homeowners policy with out trying to deny you let me know.

If they are going to inspect the homes around the home to be insured I think they need a search warrant.