[CharlesNT]

No it does not. I have cars insured with the same company in FL and NH. When I registered the car in FL there was no impact on my insurance in NH.

Make sure you are compliant with FL law as noted in some of the other posts. People all over the country ignore rules as noted by Babubhat, and I'm not sure of the consequences. I have a friend who lives in FL and comes to NH for the summer for 2-3 months. In NH, you need to register the car in NH if you are there 30 days. There is no requirement to have car insurance in NH, which could open a whole can of worms if you come from a state like that and spend months in FL.

[mkjelenbaas]

Originally Posted by Gigi3000

Does just owning property in Florida as a snowbird make your auto insurance increase? Even if you're not bring your vehicle to Florida when you come?

Don’t know but thanks for asking - just wondering what the insurance company said when you called them?

[charlieo1126@gmail.com]

Whatever insurance you have make sure it’s good , every year Fl. is on the top ten list for uninsured , it’s hovering about 20% uninsured right now

[Topspinmo]

Originally Posted by Babubhat

Most people who live in Alabama and Georgia and work in Florida are not doing it. Keep adequate coverages and get on with it. Bicycles in TV blow through stop signs a hundred times a day and there is a law against that.

You can drive with no insurance or license here and get a slap on the wrist.

Time to worry about something more important

I don’t see just cause I work in one state and live in another has anything to do with residency.

[Topspinmo]

Originally Posted by charlieo1126@gmail.com

Whatever insurance you have make sure it’s good , every year Fl. is on the top ten list for uninsured , it’s hovering about 20% uninsured right now

When I was stationed in New Mexico many moons ago uninsured was close to 50%. Then, insurance in that state was outrageous, cause half was paying for the other half.

[laboutj]

Originally Posted by mkjelenbaas

Don’t know but thanks for asking - just wondering what the insurance company said when you called them?

Don't you get bored with typing that response every time?

[Gigi3000]

Originally Posted by thevillages2013

Are you a snowbird who’s car insurance increased and you are trying to figure out why or are you just planning?

Planning.

[charlieo1126@gmail.com]

Originally Posted by Gigi3000

Planning.

instead of listening to all the legal opinions on here , why not just call the villages insurance and they will help you and for those who are going to tell you how bad they are then just call any major company , it’s not rocket science it’s just insurance, and good insurance doesn’t always mean cheap

[wisbad1]

Originally Posted by Babubhat

Non-Resident

The vehicle you own must have a Florida registration and license plate and be insured with a Florida policy when a non-resident:

accepts employment or engages in a trade, profession or occupation in Florida; or
enrolls children to be educated in a Florida public school.
You must obtain the registration certificate and license plate within 10 days after beginning employment or enrollment. You must also have a Florida certificate of title for your vehicle unless an out-of-state lien holder/lessor holds the title and will not release it to Florida.

From Florida dmv

It is near impossible to have coverages that don’t meet FL minimum standards. They are pathetically low

Not true, only if you drive it more than 90 days

[LianneMigiano]

Many snowbirds cheat by not being covered by "vacant home insurance" - 6 mo. here and also the other 6 wherever "there" is - either! Pipes leak/burst anytime, and storms can create all kinds of damage - just to name a few examples. When there are no 24/7 occupants, those types of costly damage makers get a big head start. All insured homeowners rates are subsidizing those who cheat. It's NOT just those who received "free" roofs!

[retiredguy123]

Originally Posted by LianneMigiano

Many snowbirds cheat by not being covered by "vacant home insurance" - 6 mo. here and also the other 6 wherever "there" is - either! Pipes leak/burst anytime, and storms can create all kinds of damage - just to name a few examples. When there are no 24/7 occupants, those types of costly damage makers get a big head start. All insured homeowners rates are subsidizing those who cheat. It's NOT just those who received "free" roofs!

If that is true, I would say that the insurance companies are also cheaters for paying fraudulent claims for roofs that are not weather damaged, and paying for damage to houses that don't have vacant home insurance. Why would they pay bogus claims and pass the cost onto other homeowners?