Standing Seam Metal Roof

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Old 01-02-2025, 09:32 AM
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Default Standing Seam Metal Roof

With the recent laws going into effect, I called Community Standards about allowing standing seam metal roofs, both times the answer was let me get an opinion from legal. A month later no response. I called today to check and was told they have not heard back from legal.
Maybe we will be allowed to have them.
Thoughts?
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Old 01-02-2025, 09:41 AM
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Thoughts?
Waiting on legal……………
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Old 01-02-2025, 09:45 AM
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Originally Posted by Mikee1 View Post
With the recent laws going into effect, I called Community Standards about allowing standing seam metal roofs, both times the answer was let me get an opinion from legal. A month later no response. I called today to check and was told they have not heard back from legal.
Maybe we will be allowed to have them.
Thoughts?

Why not all developers commercial building have them. Roof is roof, who looks up at roofs anyway.
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Old 01-02-2025, 09:46 AM
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Originally Posted by Mikee1 View Post
With the recent laws going into effect, I called Community Standards about allowing standing seam metal roofs, both times the answer was let me get an opinion from legal. A month later no response. I called today to check and was told they have not heard back from legal.
Maybe we will be allowed to have them.
Thoughts?
According to the new law, I don't believe the Villages can stop you from getting a metal roof BUT they may have some requirements on which style and colors you need to choose from.

The law went into effect because there is reliable evidence that metal roofs will help minimize damage to your home from hurricanes.
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Old 01-02-2025, 09:49 AM
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Personally, I like the way Standing Seam Metal Roofs look.
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Old 01-02-2025, 10:01 AM
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I have posted on the issue of metal roofs in the past and drew all kinds of uninformed opinions on them. The new metal roofing now available can be stamped and made to look like asphalt shingles. Friends of mine had a metal roof installed on their house and at a distance you couldn't see any difference from a conventional asphalt roof. There were no raised portions or seams to be seen. The roof was insulated for noise, so no, there was no sound of rain drops or hail hitting the roof in a storm. Too many uninformed people are basing their opinion on the metal roofing used in the past on barns, other farm buildings and on commercial buildings.
There have been claims that the metal will fade over the years and become unsightly. The fading will take a number of years to happen, and do you not think some enterprising entrepreneur will come up with a re-coating process to restore the color? You can bet your last dollar that it will be considerably cheaper than a new asphalt roof that will fade over the years also. My friend's roof had a 50 year warranty. How many companies that make asphalt shingles will give you a 50 year warranty?
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Old 01-02-2025, 10:08 AM
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I have posted on the issue of metal roofs in the past and drew all kinds of uninformed opinions on them. The new metal roofing now available can be stamped and made to look like asphalt shingles. Friends of mine had a metal roof installed on their house and at a distance you couldn't see any difference from a conventional asphalt roof. There were no raised portions or seams to be seen. The roof was insulated for noise, so no, there was no sound of rain drops or hail hitting the roof in a storm. Too many uninformed people are basing their opinion on the metal roofing used in the past on barns, other farm buildings and on commercial buildings.
There have been claims that the metal will fade over the years and become unsightly. The fading will take a number of years to happen, and do you not think some enterprising entrepreneur will come up with a re-coating process to restore the color? You can bet your last dollar that it will be considerably cheaper than a new asphalt roof that will fade over the years also. My friend's roof had a 50 year warranty. How many companies that make asphalt shingles will give you a 50 year warranty?
I believe the problem with metal roofs are that most people here in the Villages will not pay the higher price to get one eventhough it will hold up way better and strengthen the structure during a hurricane. We will have to think a metal roof as an investiment increasing resale value of your home.
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Old 01-02-2025, 10:12 AM
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I believe the problem with metal roofs are that most people here in the Villages will not pay the higher price to get one eventhough it will hold up way better and strengthen the structure during a hurricane. We will have to think a metal roof as an investiment increasing resale value of your home.
I would love to get a metal roof. But until it’s seen whether or not insurance companies will still make you replace them within X number of years regardless of condition, I’ll hold off.
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Old 01-02-2025, 11:54 AM
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The two main reasons metal roofs may not be ideal here are the fading and heavy rains. Our sun can sometimes be brutal to paint and metal roofs do look rather ugly after a while. I’m not sure how faded one should become or how you would gauge this if you were Community Standards.

Another drawback would of course be the noise from rain. As most know our rains here can be exceptionally hard and lengthy in duration. Also for many there would be the speed the water drains from a metal surface and soil erosion. Perhaps some landscaping would need upgraded to serve the higher volume?

Maybe the villages should consider them because of the shortage of labor that could be coming? There is the idea of the federal government fining those who employ illegal immigrants to defray costs and fund deportation costs. Perhaps a roofing contractor here has or had some working for them?
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Old 01-02-2025, 12:13 PM
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The two main reasons metal roofs may not be ideal here are the fading and heavy rains. Our sun can sometimes be brutal to paint and metal roofs do look rather ugly after a while. I’m not sure how faded one should become or how you would gauge this if you were Community Standards.

Another drawback would of course be the noise from rain. As most know our rains here can be exceptionally hard and lengthy in duration. Also for many there would be the speed the water drains from a metal surface and soil erosion. Perhaps some landscaping would need upgraded to serve the higher volume?

Maybe the villages should consider them because of the shortage of labor that could be coming? There is the idea of the federal government fining those who employ illegal immigrants to defray costs and fund deportation costs. Perhaps a roofing contractor here has or had some working for them?
At my previous home, I built a pavilion in my back yard and used metal roofing, the ones with ribs, from Lowe's for the roof. It is typical metal roofing everyone knows about, not fancy or decorative, just functional. This isn't roofing most people would use on their home. After 10 years there was no fading of the color. This was in Tennessee and the summer sun there is quite intense.
Did you not read my previous post on noise from metal roofs? You can have insulating material under the metal that negates the noise from rain and hail.
As far as water erosion, have you not heard of rain gutters? My house in TV didn't have gutters when we bought it, so I had them installed to negate any water problems with the slab foundation. Even with asphalt shingles you should have gutters.
Yes, there should be a lower labor cost as a metal roof is much faster to install. Do real research on the new metal roofing being used, this ain't 1940.
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Old 01-02-2025, 12:27 PM
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Default I had a metal roof also

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Originally Posted by Number 10 GI View Post
At my previous home, I built a pavilion in my back yard and used metal roofing, the ones with ribs, from Lowe's for the roof. It is typical metal roofing everyone knows about, not fancy or decorative, just functional. This isn't roofing most people would use on their home. After 10 years there was no fading of the color. This was in Tennessee and the summer sun there is quite intense.
Did you not read my previous post on noise from metal roofs? You can have insulating material under the metal that negates the noise from rain and hail.
As far as water erosion, have you not heard of rain gutters? My house in TV didn't have gutters when we bought it, so I had them installed to negate any water problems with the slab foundation. Even with asphalt shingles you should have gutters.
Yes, there should be a lower labor cost as a metal roof is much faster to install. Do real research on the new metal roofing being used, this ain't 1940.
To be clear I’m not for or against the more expensive option. I lived farther north in Michigan and also had a metal roof. The paint did fade after about 4 years, but we had a dark gray. I’m just wondering how a roof would be determined to be too faded here. Our major issue was ice dams, it was the reason we had it installed. Yes, our roof was louder but our home was almost 4,000 square feet too. I’m not sure if it was because they placed it over our shingles or not.

Metal roofs would be OK I guess if you paid the extra for some insulation it mitigated the noise problem. Also all homes that had the roofing could be forced to install 6 inch gutters. That would be a good thing. For sure though we don’t need mix matched neighborhoods with all different styles. Either the whole neighborhood is metal roofed or it isn’t. I suspect that would be your main sticking point with Community Standards.
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Old 01-02-2025, 12:35 PM
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I would love to get a metal roof. But until it’s seen whether or not insurance companies will still make you replace them within X number of years regardless of condition, I’ll hold off.
I don't see a leg the insurance company can stand on in regards to making a homeowner replace a metal roof within X number of years. It is pretty common knowledge asphalt shingles deteriorate in a short time becoming brittle and less able to handle severe weather. It is understandable that an insurance company will require a new roof if the existing one is old, they don't want to have to pay to replace it in 5 years. Most metal roofs have a 50 year warranty, something that no asphalt shingle manufacturer will provide. The sun doesn't harm the metal to where it deteriorates in any form other than some fading after a number of years. Rust, tornados and hurricanes are the only things that will damage the metal. I have seen houses and farm buildings with the old style, flat metal roofing that have been on houses that are 50 years + old, that even though faded are still repelling rain.
In Florida, how many asphalt shingle roofs will be needed in a 50 year span? This is something the insurance companies should get behind, save them a bunch of money long term.
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Old 01-02-2025, 12:53 PM
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To be clear I’m not for or against the more expensive option. I lived farther north in Michigan and also had a metal roof. The paint did fade after about 4 years, but we had a dark gray. I’m just wondering how a roof would be determined to be too faded here. Our major issue was ice dams, it was the reason we had it installed. Yes, our roof was louder but our home was almost 4,000 square feet too. I’m not sure if it was because they placed it over our shingles or not.

Metal roofs would be OK I guess if you paid the extra for some insulation it mitigated the noise problem. Also all homes that had the roofing could be forced to install 6 inch gutters. That would be a good thing. For sure though we don’t need mix matched neighborhoods with all different styles. Either the whole neighborhood is metal roofed or it isn’t. I suspect that would be your main sticking point with Community Standards.
Asphalt shingles fade also. What is the community standards policy on faded asphalt shingle roofs? As far as mix matched neighborhoods, you had to be up really close and look really hard at my friend's house with the metal roof to see that it wasn't asphalt shingles. Their house's roof did not stand out at all in our neighborhood, and this was a subdivision where the houses had been built within a two year period. Community Standards could specify what styles would be acceptable. Do the current standards dictate regular flat shingles or the architectural style shingle. They are definitely visibly discernable as to their style. Is that a mix matched neighborhood?
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Old 01-02-2025, 01:03 PM
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True facts (the downside last):
I had Jackson Rib installed 2 years ago in my Georgia home. Panels are 36" wide, with about a 2" overlap on rib. Panels are cut for any length, so there is no piecemealing things together. It was 26 gauge, up in strength from 29 gauge. The cost was just over 48% increase that of shingles, but came with a 50 year warranty life and this covers color fade too. The temperature on the metal roof in Georgia was hitting in excess of 146 degrees on my temp gun in July at one point. May have been higher on another day. It was installed over one layer of asphalt shingles which is code compliant. The attic is still same temp as before, brown shingles and now green metal roof. Had a large limb in a storm hit roof and bend the end that hung off by the gutter. They came out with a 16' single sheet panel, unscrewed 30+ screws, slid the bent one off and slid new one in. Put screws back. 1 hour 10 minutes. Metal was recycled or cut for smaller repairs, either way, no shingles thrown into landfills. So there was no "dump charge" to me and asphalt shingles are the second most expensive thing that is taken to landfills. Tires being #1. Repair was $45 parts and $225 labor. I also had gutters installed to avoid any drainage issues. It's extremely quiet when it rains unlike my barns which are very noisy with no insulation or OSB panels to deaden the sound.

The reason TV won't install metal panels on new builds is due to cost. Shingles require little to no experience to install by laborers. Approval for homeowners to change will be delayed by months or years because nobody making the decisions ever had metal. It's the old business statement that has plagued many a business, "well, that's the way we've always done it."

As for insurance..well I have had USAA for 38 years and never made a claim. But they reduced my monthly once I installed it. It's wind, fire and impact resistant (hail) for them. I guess if there was a forest fire, the metal would not allow embers to start a fire, of course I have no forest issues.

Would I install it on TV home when the time comes. Probably. As oil prices rise, so does asphalt prices. Tear-off and disposal prices are huge for the homeowner, just usually hidden in fees. Can it be repainted? Yes there are companies, but fade is not an issue. There are houses down by our lake that had cheaper products installed and it's faded bad. Did my research and I am happy. I could have opted for a more expensive design, but only went with the thicker metal to keep cost down.

It's approved Miami-Dade wind
It's approved Texas heat

Downside: You can't walk on it if it's sloped too much. I have about a 7/12 pitch or 30 degree slope. If I am not careful and paying attention with tennis shoes on, I will slide right down like a kid's slide. Luckily one time it was onto the deck roof, but it was still scary. I only go up there to get to the two chimneys. Half the house is 2 story, so I use two ropes tied to my truck and a tree on either side of the house when I check that chimney, but it's still scary. Once I'm down, it's time for a celebratory cigar!

Last edited by MarshBendLover; 01-02-2025 at 04:07 PM.
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Old 01-02-2025, 02:45 PM
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Our lake house has metal roof. Going on 10 years. It’s the light grey, straight line. But because of peaks and valleys it definitely has that cottage feel. Haven’t noticed any fading, but pine trees sometimes leave a stain. We have more snow than sun, plus Shade from giant pines. This was before noise insulation, light to medium rain not a big deal. Thunder storm, the upstairs bedrooms might as well head to the kitchen for a coffee.

Our insurance guy said we wouldn’t have to replace in 5 years, but our first premium was around $440 this year renewal is $2815. Just under 3600sf, with new heating system. No ac, because have never needed it. Zero fire hydrants, just drop the pump hose in the lake, so we get a big discount for the free water.
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