[OrangeBlossomBaby]

My house here in The Villages has a metal roof. We love it. We have to get the screws "sealed" every couple of years, which prevents water getting in under it. As for noise - we're in a double-wide. Lower-pitched roof, no attic or crawl-space over the ceiling. We don't hear the noise that people think of, when it's torrential downpours. I mean obviously we can tell that it's raining, but it's more like a rumbling sound, not bullets against metal. What I DO hear - is when the rain hits the skylight in the bathroom. That - can sound pretty ominous even when it's just a brief but heavy downpour.

Couldn't help you with insurance - ours is for manufactured homes only, no normal insurance company will offer any policy at all.

Our roof isn't attractive, but it's also around 20 years old, possibly older than that. It's held up incredibly well, has no dents or bent edges that we can see from the street or from our yard. Zero leaks. The laundry shed does leak, but whoever put the metal roof on THAT - didn't line it up properly with the house it was attached to, so water seeps in one of the seams and we have to put down drip pans if it's raining really hard for more than a few minutes. But that is because of the person who put the roof over the laundry shed and is no reflection on the workmanship or quality of the roof over the house.

[PJOHNS2654]

Originally Posted by Mikee1

With the recent laws going into effect, I called Community Standards about allowing standing seam metal roofs, both times the answer was let me get an opinion from legal. A month later no response. I called today to check and was told they have not heard back from legal.
Maybe we will be allowed to have them.
Thoughts?

The Villages installed my metal roof over twenty years ago. I am in a Townhome in Spanish Springs. There are several Metal, Shingle and Barrel tile roofs in our 47 unit complex. My Metal Roof is green and has only faded slightly in all these years.

[CarlR33]

Originally Posted by Topspinmo

Roof is roof, who looks up at roofs anyway.

Most likely, Karen?

[wwwson]

Originally Posted by Mikee1

With the recent laws going into effect, I called Community Standards about allowing standing seam metal roofs, both times the answer was let me get an opinion from legal. A month later no response. I called today to check and was told they have not heard back from legal.
Maybe we will be allowed to have them.
Thoughts?

I would place an application with the ARC in your area. I believe they have a turn around time for response.

[La lamy]

I have leaks from my aluminum roof on shed. A buddy has recommended going to White’s Aluminum in Leesburg for very expensive special metal roof caulk, but I also have been offered the use of this roof caulk. Has anyone used it, and if so, was it effective?
Pic is in next post

[La lamy]

Here is the pic

[motherflippinpicker]

Originally Posted by Number 10 GI

I don't see a leg the insurance company can stand on in regards to making a homeowner replace a metal roof within X number of years. It is pretty common knowledge asphalt shingles deteriorate in a short time becoming brittle and less able to handle severe weather. It is understandable that an insurance company will require a new roof if the existing one is old, they don't want to have to pay to replace it in 5 years. Most metal roofs have a 50 year warranty, something that no asphalt shingle manufacturer will provide. The sun doesn't harm the metal to where it deteriorates in any form other than some fading after a number of years. Rust, tornados and hurricanes are the only things that will damage the metal. I have seen houses and farm buildings with the old style, flat metal roofing that have been on houses that are 50 years + old, that even though faded are still repelling rain.
In Florida, how many asphalt shingle roofs will be needed in a 50 year span? This is something the insurance companies should get behind, save them a bunch of money long term.

One of the main reasons we moved to TV earlier in life (55) was because we were being forced by the insurance companies to replace our tile roof that had no damage. The roof was a 100 year roof. No need to replace. We had two wind mitigations done on our roof and presented that information to the insurance company, they promptly dropped us because we failed to replace our perfectly excellent condition roof. We didn't even have a cracked tile that needed replacing. We were then forced to go to citizen's and our rates were 1000/mo for insurance.

That's their leg to stand on, do it or else. The insurance companies control the housing market in this state. I will never pay for a metal roof until laws are changed because you will be replacing that roof every 10 years, regardless.

[Romad]

I’m hoping the Legislature passes the new laws that ban asphalt shingles, but only if it prohibits the insurance companies from requiring home owners to replace perfectly serviceable roofs. I would like them to ban roof age as an insurance factor.

[ridge]

I lived in south Florida for 15 years and saw many homes go from tile or shingle roofing to metal. Most were not painted / powder coated. Plain galvanized metal. Noise was not a factor nor was fading on the colored ones. Some were a dark color but didn't appear to fade. I think there was a warranty on fading but not sure how long...think 30 years.

[Andyb]

Originally Posted by Kenswing

I would love to get a metal roof. But until it’s seen whether or not insurance companies will still make you replace them within X number of years regardless of condition, I’ll hold off.

Insurance premiums will be less with metal roofs. They never need replacement in your or my lifetime. I doubt insurance companies will ever require replacement, unless damaged some how.

[villagetinker]

Originally Posted by La lamy

Here is the pic

I am guessing the leaks are probably at the screws (nails) that hold the roof in place, you MAY be able to simply seal these with a similar product in a caulk gun tube. I would go to ACE hardware and see what they recommend. NOTE: aluminum is notoriously hard to work with and there will probably be specific instructions on how to clean the area before the application of any sealer, follow these. If you need to use a metal brush DO NOT EVER USE A STEEL BRUSH, use only stainless-steel brushes.

[Bay Kid]

I have been around metal roofs all my life. I would never put on the tin roofs of old like Grandma had. They had to be painted every 3 to 5 years. What a pain because she had me help with that job, never again.

Later in life they are the best. My aluminum roof has been on my VA. home fronting on the Chesapeake Bay for over 25 years. Never a problem and I'll fall asleep with the 1st raindrops.

[Carlsondm]

Can a metal roof install meet the 150 plus mph design standards. That is the answer I need. I see too many news reports where metal roofs blow off. Not my fav projectile. Perhaps this is an issue because of housing density.

[eyc234]

Originally Posted by Carlsondm

Can a metal roof install meet the 150 plus mph design standards. That is the answer I need. I see too many news reports where metal roofs blow off. Not my fav projectile. Perhaps this is an issue because of housing density.

Simple quick answer is yes. Look up Miami-Dade building codes for metal roofing. Lots of info from the metal roof industry.

[OrangeBlossomBaby]

Originally Posted by Carlsondm

Can a metal roof install meet the 150 plus mph design standards. That is the answer I need. I see too many news reports where metal roofs blow off. Not my fav projectile. Perhaps this is an issue because of housing density.

It depends on the pitch, the quality of the metal, the quality of the screws, the workmanship of the roofers, the structural integrity of your house, whether or not you have soffits and/or gutters, or trees with branches that hang over the roof and might "catch" on an edge, etc. etc. etc. Same as any other roof.

Here in The Villages it's not likely you'll ever see 150mph gusts. Oddly enough, a neighbor had a metal roof over their lanai, and it ripped completely off the corner of the lanai. However, it was a house that had been abandoned for many years and was in horrible shape when the new owners bought it. They've completely gutted and renovated the house but hadn't gotten to the roof yet when the storm came.

Meanwhile across the street at my house, we had one soffit edge dislodged, and it took around 5 minutes to put it back in place. The roof was fine, no damage of any kind. The house next door to use had damage to the gutters on the side of their house, one of them was dangling down to the ground. Two streets over, some lady lost half her membrane roof. It just folded right back against the other half.

This was all around 80mph gusts, if I remember right. Steady wind didn't go over 50.