[jarodrig]

Originally Posted by RICH1

I thought the ground at every build site was treated and guaranteed termite free for 50 years …. Metal studs, concrete stucco and vinyl siding along with multiple gallons on insect killer sprayed on everyone’s lawns should deter subterranean termites… I figure a flying swarm of termites would seek some nice cool wooded area rather than one of our homes

The external studs to a vinyl sided home are wood . The internal non weight bearing studs are metal .

What about all of the wood plywood sheeting used on the entire external sides of the home ? Wood sheeting for the roof ? Wood trusses , etc , etc, etc…..

[Mrfriendly]

Originally Posted by dpmers

Massey was here today to let me know I had to either renew or be cancelled for termite protection. My home is 20 years old, we have had massey termite for 20 years. Now they want $449 plus $149 to treat and renew our policy.
Has anyone had any problems with termites? We live in Piedmont and have not heard of anybody with termite issues.
I said I did not want to spend that much money and he picked up his papers and left.

I just sold an investment property up in NJ and was told as a seller I need to provide terminate treatment and that mortgage companies require an inspection and treatment report on the house. Wouldn’t this be true in FL?

[retiredguy123]

Originally Posted by Mrfriendly

I just sold an investment property up in NJ and was told as a seller I need to provide terminate treatment and that mortgage companies require an inspection and treatment report on the house. Wouldn’t this be true in FL?

Most lenders will require a termite inspection to get a mortgage. But, Florida law does not require a termite inspection when a house is sold.

[villagerjack]

Originally Posted by dpmers

Massey was here today to let me know I had to either renew or be cancelled for termite protection. My home is 20 years old, we have had massey termite for 20 years. Now they want $449 plus $149 to treat and renew our policy.
Has anyone had any problems with termites? We live in Piedmont and have not heard of anybody with termite issues.
I said I did not want to spend that much money and he picked up his papers and left.

These “inspectors” they send around are merely salesman. If they won’t renew your contract just drop them. Sooner or later they will accept your $85 insurance premium but if they don’t another company will. I abhor spraying for termites when there is zero evidence of them.

[villagerjack]

Originally Posted by Mrfriendly

I just sold an investment property up in NJ and was told as a seller I need to provide terminate treatment and that mortgage companies require an inspection and treatment report on the house. Wouldn’t this be true in FL?

Only on sales do they require a Termite Inspection. Never heard of a mortgage company requiring a new treatment of poisonous chemicals if no evidence of termites.

[villagerjack]

Originally Posted by jarodrig

The external studs to a vinyl sided home are wood . The internal non weight bearing studs are metal .

What about all of the wood plywood sheeting used on the entire external sides of the home ? Wood sheeting for the roof ? Wood trusses , etc , etc, etc…..

You can easily spot evidence of termites by the tunnels they make long befithey get to your roof.

[villagerjack]

Originally Posted by jarodrig

The external studs to a vinyl sided home are wood . The internal non weight bearing studs are metal .

What about all of the wood plywood sheeting used on the entire external sides of the home ? Wood sheeting for the roof ? Wood trusses , etc , etc, etc…..

You can easily spot evidence of termites by the tunnels they make long before get to your roof.

[retiredguy123]

Originally Posted by villagerjack

These “inspectors” they send around are merely salesman. If they won’t renew your contract just drop them. Sooner or later they will accept your $85 insurance premium but if they don’t another company will. I abhor spraying for termites when there is zero evidence of them.

Note that Massey doesn't use an insurance company to guarantee repair work for termite damage. They depend on their own resources. But some pest control companies do use an insurance company to pay for repair work.

[saratogaman]

Originally Posted by dougjb

According to the posters here, there have been a few houses with termites. Some repeat anecdotal observations which could be posted by those selling termite protection plans.

I am interested in hearing about actual termite infestations.

I have never seen a house tented house in The Villages (unlike South Florida). I know lots pay for termite protection but, is it really needed if there are no infestations. Instead of an expensive subterranean plan sold by Massey or Dean, can one use the stakes sold at HD or Lowes instead?

A house here in Duval was tented last week. Owner said it was for termites.

[villagerjack]

Originally Posted by photo1902

This is a house just south of 466a. Termite damage is a real thing. The damage below the surface was much more extensive.

THAT does not look like termite damage at all Mr. Photo. Very suspicious but not termites IMO. I had termite problems up North and THAT does not look like it.

[retiredguy123]

Originally Posted by villagerjack

Only on sales do they require a Termite Inspection. Never heard of a mortgage company requiring a new treatment of poisonous chemicals if no evidence of termites.

A mortgage company may require a termite inspection, but Florida law does not.

[photo1902]

Originally Posted by villagerjack

THAT does not look like termite damage at all Mr. Photo. Very suspicious but not termites IMO. I had termite problems up North and THAT does not look like it.

If you’re an entomologist (I am not), I’ll defer to your expertise. I have no dog in this fight and was simply sharing photos I took of a friends home when she asked me for assistance.

She called Dean’s, with whom her recent deceased husband had fortunately renewed the protection plan.

The next day a tech came out and examined the damage. They agreed that it was termites and paid for the repairs and additional treatment. Again, I have no interest in this, financial or otherwise, and was simply sharing what I observed and learned.

That being said, a quick search of termite damage on moulding, revealed many images which were exactly what this lady experienced.

As other posters have mentioned, get the service or don’t. It’s a completely personal decision.

[BCKING]

Get Deans to renew. Brings a little sniffer dog, checks the whole house then charges 1/3 of Massey. We did this several years ago. Was told to never give up your termite coverage in Florida!

[ahrens fox]

Originally Posted by dpmers

Massey was here today to let me know I had to either renew or be cancelled for termite protection. My home is 20 years old, we have had massey termite for 20 years. Now they want $449 plus $149 to treat and renew our policy.
Has anyone had any problems with termites? We live in Piedmont and have not heard of anybody with termite issues.
I said I did not want to spend that much money and he picked up his papers and left.

They may not cover all types of termites. Be sure to ask. Based on personal experience.

[OhioBuckeye]

I do my own & never ever had a bug problem. But I’m sure they’ll tell you theirs is better! So if that’s true why is there bug spray on the market & why aren’t more people complaining!