Using Your Bank to Pay Bills Using Your Bank to Pay Bills - Page 2 - Talk of The Villages Florida

Using Your Bank to Pay Bills

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  #16  
Old 03-06-2022, 05:00 AM
jimbomaybe jimbomaybe is offline
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What I find very nice is that in many cases you pay a "convivence fee" to put money directly into their account, no paperwork for them, saves the utility some money, very convenient for them I guess , it was suggested to me that you could send them a check, add a few cents to your payment causing them to refigure your account every month, if everyone did this they might decide to give the customer a discount
  #17  
Old 03-06-2022, 06:35 AM
Worldseries27 Worldseries27 is offline
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Default The postman always rings twice

Quote:
Originally Posted by jebartle View Post
i'm the one in line at the register everyone hates, writing a check, i know, i know, it's hard to teach an old dog, new tricks, besides i'm perenoid.
no the wait is not that bad, it's the pony express hitched to the handicap parking that causing the ruckus
rolling rolling rolling
keep those doggies rolling ( in the carts)
  #18  
Old 03-06-2022, 06:37 AM
westernrider75 westernrider75 is offline
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I use a cash back credit card to pay most bills then pay that credit card online. Great way for bonus money just for doing what you have to do anyway!
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Old 03-06-2022, 06:40 AM
bowlingal bowlingal is offline
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absolutely not...do not trust anyone....hackers everywhere. I also pay cash for my gas....never credit/debit card
  #20  
Old 03-06-2022, 07:27 AM
DaleDivine DaleDivine is offline
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Quote:
Originally Posted by coralway View Post
Yes, haven't written a paper check in probably 10 years.
Absolutely. Only use checks for grand daughters birthdays and Christmas.
  #21  
Old 03-06-2022, 07:39 AM
noslices1 noslices1 is offline
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Originally Posted by Michael G. View Post
Do you use your bank to pay your monthly utility bills or other transactions?

Just curious
Always! Easy peasy.
  #22  
Old 03-06-2022, 07:42 AM
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TNLAKEPANDA TNLAKEPANDA is offline
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Default Verizon Bank?

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Originally Posted by villagetinker View Post
Only one account, Verizon since it saves $30/month, and this is on a separate account so when they get hacked, the most someone will get from me is a couple of hundred dollars, everybody else is by check.
I have never hear of Verizon Bank???
  #23  
Old 03-06-2022, 07:52 AM
retiredguy123 retiredguy123 is offline
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Quote:
Originally Posted by TNLAKEPANDA View Post
I have never hear of Verizon Bank???
I think he means he pays his Verizon phone bill with a separate bank account, not the Verizon bank.
  #24  
Old 03-06-2022, 07:55 AM
mk1126 mk1126 is offline
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Default Pay utility bills

U.S. Mail!
  #25  
Old 03-06-2022, 08:04 AM
OhioBuckeye OhioBuckeye is offline
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I do because then I don’t have to worry about paying a late fees because we’re gone a lot.
  #26  
Old 03-06-2022, 08:20 AM
LG999 LG999 is offline
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Yes. Auto pay is an easy & efficient way for pat recurring bills like utilities. Plus the payments are never late.
  #27  
Old 03-06-2022, 08:25 AM
talonip talonip is offline
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For the last twenty years I have paid via autopay. Everything is on autopilot. I use USAA bank. If the company I am paying will let me use AMEX I do that. That way I get hotel points.
  #28  
Old 03-06-2022, 08:36 AM
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I keep the Cash under the mattress and drive to the location to pay on site with Cash and I get a receipt.

Seriously? No method of payment protects you from being 'Hacked' as you might fear. If you keep your money in any institution everything is done electronically. Are you Writing Checks to protect hundreds of dollars while you have investments / savings accounts in the 10's of thousands (or more) floating in the electronic system? When you hand Cash or a check to a vendor or other institution what do you think they do with it? Unless you use the Cash method above you're in the electronic system. The money you spent to use bank checks and postage to mail checks out is probably more than anyone has lost due to their electronic funds being hacked. You might also think about how you receive money. Do you get checks in the mail or cash handed to you or do you get electronic deposits to a bank account?

But .... its OK to be paranoid.
  #29  
Old 03-06-2022, 08:42 AM
rsmurano rsmurano is offline
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I have been paying my bills from my banks online bill pay for over 22 years. I used to use quicken which also went thru my bank but stopped that over 15 years ago. So easy to do, many features like autopay and you can see what you paid.
  #30  
Old 03-06-2022, 08:46 AM
retiredguy123 retiredguy123 is offline
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I rarely use paper checks. But, I recently got some new checks and they are totally different from the old checks I had. They almost look like currency and they have 7 different security features. So, I assume that scammers are doing something to copy or forge paper checks. If you use a lot of paper checks, I would suggest ordering some of the new high security ones and destroy the old ones.
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