[Average Guy]

Originally Posted by goodtimesintv

I doubt any individual has to worry about where these community average credit scores are obtained.

My first guess would be thru insurance rating bureaus of the locales.

They used TransUnion data. This is a quote from the Methodology section cited on their website:

"In order to identify the cities with the highest and lowest credit scores, WalletHub’s analysts compared the average credit scores of residents in each of 2,570 U.S. cities as of September 2015, based on TransUnion data. A rank of “1” corresponds with the city with the highest credit score. With regard to our sample, please note that “city” refers to city proper and excludes surrounding metro areas."

https://wallethub.com/free-credit-score/#methodology

[jblum315]

I'm not sure that this is about residents' credit scores. I think it may be about the developers' credit scores. Am I right or wrong?

[toeser]

Originally Posted by tkret

https://wallethub.com/free-credit-score/

Thank you for that. Reviewing the list of over 2500 cities was quite interesting.

[OhioBuckeye]

I think these credit scores have a little bit to do with where people came from. I'm from the mid west & the far East, N.Y, Maryland, Delaware, ect.ect. lived spent there money differently & they spend differently her too. So it doesn't surprise me about the stats. I always said, buy on NEEDS, not WANTS.