[Bill14564]

Originally Posted by retiredguy123

Not the golfer's fault. He just hit a bad shot. It happens. The OP's claim that the golfer's insurance company should pay is ridiculous.

Entirely the golfer's fault (unless a bird grabbed the ball and tossed it at the window). The golfer caused the ball to fly through the air, the golfer was solely responsible for the trajectory of the ball, it was the golfer's fault that the ball hit the window.

The golfer is not responsible for fixing the window. Errant golf balls are a risk accepted when purchasing a home on a golf course, just as alligators are a risk accepted when purchasing on water. The golfer has no obligation to fix the window.

[mtdjed]

Originally Posted by zummy

Our bedroom window was broken by an errant golf ball yesterday on the seventh hole on Bonifay Fort Walton. They had to know they did it and even apparently retrieved their golf ball. Their Home owners insurance will pay for the repairs. Everyone in their group had to be aware of this. Please step up and be a responsible adult and contact us or your insurance company to contact us anonymously. Tom and Teresa Zumbrook, 705 Bradford loop, the villages fl. 32163 thank you

315-247-0723

While I feel bad for your misfortune, I think your expectations are out of order. Houses built on golf courses are at risk and you the owner know that. You can mitigate your risk.

The golfer is the guest of the golf course. They do not bear responsibility unless negligent.

If I inadvertently broke a window, I absolutely would not go searching for the owner or even leave my address and name. Especially after I read your expectations. Too much chance of conflict. I would notify golf course ambassadors and let them do what they are trained to do.

It would seem that The Villages should put some warning/expectation into the covenants to alert buyers of golf course properties of these risks.

[Stu from NYC]

Before we bought our house rented one on a golf course. They had metal screens covering windows.

More than once heard a bang inside the house. Taught that is not where we want to be

[retiredguy123]

Originally Posted by Bill14564

Entirely the golfer's fault (unless a bird grabbed the ball and tossed it at the window). The golfer caused the ball to fly through the air, the golfer was solely responsible for the trajectory of the ball, it was the golfer's fault that the ball hit the window.

The golfer is not responsible for fixing the window. Errant golf balls are a risk accepted when purchasing a home on a golf course, just as alligators are a risk accepted when purchasing on water. The golfer has no obligation to fix the window.

Terminology. I would call it a mistake, not the golfer's fault.

"Mistake is generally used when something wrong happens inadvertently and there was no prior intention to do the 'mistake'. Fault is generally used to communicate the idea that wrong action was done with intention and possibly, malice."

[Two Bills]

Living on golf course is same as having grass lawn in front of house.
$hit happens!

[Rwirish]

You live on a golf course.

Move on.

[Sandy and Ed]

Originally Posted by dewilson58

Unfortunately, I believe you assume the risk being the last on the golf course.

Who was there first???

Golf course first, Golfers second, Homeowner last.

As long as there was no intent by the golfer.

Agree but some might say that if the golfer knew he broke the window perhaps he should have made some effort to contact the owner. Some might also remember what they might have done as irresponsible kids when their baseball went through neighborhood house window. Think about it. What would you have done?? Any altruists out there??

[Sandy and Ed]

Originally Posted by mtdjed

while i feel bad for your misfortune, i think your expectations are out of order. Houses built on golf courses are at risk and you the owner know that. You can mitigate your risk.

The golfer is the guest of the golf course. They do not bear responsibility unless negligent.

If i inadvertently broke a window, i absolutely would not go searching for the owner or even leave my address and name. Especially after i read your expectations. Too much chance of conflict. I would notify golf course ambassadors and let them do what they are trained to do.

It would seem that the villages should put some warning/expectation into the covenants to alert buyers of golf course properties of these risks.

well said !!!!

[Bill14564]

Originally Posted by retiredguy123

Terminology. I would call it a mistake, not the golfer's fault.

"Mistake is generally used when something wrong happens inadvertently and there was no prior intention to do the 'mistake'. Fault is generally used to communicate the idea that wrong action was done with intention and possibly, malice."

Absolutely. There is no indication the golfer intended to hit the house (actually, there is no indication of anything other than a window was broken). A mistake.

[josephchiro]

It IS the golfer's "fault"....he's just not liable

[josephchiro]

It IS the golfer's "fault" however, the golfer is not liable

[dewilson58]

Originally Posted by Sandy and Ed

Agree but some might say that if the golfer knew he broke the window perhaps he should have made some effort to contact the owner. Some might also remember what they might have done as irresponsible kids when their baseball went through neighborhood house window. Think about it. What would you have done?? Any altruists out there??

1st: I was sharing the legal prospective. OP didn't seem to understand.
2nd: "Irresponsible kids"..........probably not, could be jus as an accident as well.
3rd: Living on a golf course vs. baseball in a neighborhood.........very different.

Altruist..........Probably not that snowy white, but would pay for the window,
(except that guy on #4 Destin)

[banjobob]

Hazards of a “golf course” view you expect it to happen !

[RedWingNut]

Common courtesy would be the golfer accepts responsibility for his errant shot, leaves a note or goes back to the home after the round. Why do so many people take such joy in others misfortune with smart replies is beyond me.

[dewilson58]

Originally Posted by RedWingNut

Why do so many people take such joy in others misfortune with smart replies is beyond me.

U have been on the site for 10 years.

Looks like "many" are expressing opinions & facts...........not taking joy.