[OnTrack]

Obviously, those in this thread who have stated that "they have never heard of any problems with closing by mail"....can no longer honestly say that.

Unless one discounts getting the packet two or less days from closing...as a problem.

That's cutting it awful close and unnecessarily adds to the stress level...IMHO.



To the OP...hope things work out for you.

.

[golf4me]

Some peoples posts are more credible than others. Some people like to whine and bash the businesses owned and run by the Morse family. Some complaints are true and others have a broader agenda.

I can see that this closing business is down to the wire and often last minute. Who has closing business like it in this country? Nobody.

Nobody does it better, and that goes for most of the stuff Sumter Inc. does in my view and I would say that the majority of people living here agree.

[tv2016]

I closed by mail last March. There were last minute adjustments with the sale; Citizens and McLin Burnsed got the mortgage and closing done within a week. As far as I can see, they know how to get it done.

[princesspat]

Taking hope from all of you. We close by mail on May 9th.

[debron911]

After owning 17 properties, can't remember cutting it this close to our "closing date" to get the package. McLin & Burnsted select the surveyor and the turnaround time is slow compared to another company recommended by our lender (not Citizens First). We are suppose to close by Thursday by mail (both us and seller). It would appear that the Villages selling reps have to do all correspondence by email through their sales manager, with McLin, rather than direct phone calls to help speed up the process. Nail biting doesn't cover it. Our lender had the survey back last Thursday, after calling them and explaining our closing deadline. Within hours the underwriter had our package and today underwriting will return it to the processor to forward to McLin. Through no fault of our lender, the delays have been on the other end. If we buy another house in TV, we will not use McLin. Not a good experience at all.

[stroglass]

What's involved in the closing if we are paying cash for our home
This is all new to me

[villager]

What many don't realize is there are different departments for closings in TV. If you are purchasing a newly built home with cash, it is the cash closing department affiliated with Citizens First Mortgage that you will deal with. If you are purchasing a previously owned home with cash, McLin and Burnsed usually will be the closer on that transaction. If you are purchasing a newly built home and financing it through Citizens First Mortgage, then the finance closing department with Citizens First Mortgage will be the closer. If you are purchasing a previously owned home but using an outside lender for financing, MacLin and Burnsed will be the closing agent. With outside lenders, many times McLin and Burnsed's hands are tied to get the closing packages out because of the restrictions/requirements of the outside lender or the lender has not been responsive and getting the documents to McLin and Burnsed timely. So you now see there are two different companies and four different closing agents in TV that could handle your closing. Whether you are closing by mail or in person will make no difference as to what department will handle your closing. So, when someone says their closing by mail was a terrible experience, unless they tell you more specifics, you don't know if their situation would apply to you.

[Erijo]

Ours went smoothly. All done thru mail. I cannot remember details, I was a bit nervous, LOL. I agree with Gracie, done nicely. Good luck !