[Jody Fisher]

I need to purchase golf cart insurance & need referrals as to the best companies, please. Thanks!

[bimmertl]

Your first option should be to check with the company who insures your car and home. Price wise all policies are similar. If you have multiple policies with the same company, there are usually multi line discounts available which will reduce the premium.

[Dan =^..^=]

Originally Posted by bimmertl

Your first option should be to check with the company who insures your car and home. Price wise all policies are similar. If you have multiple policies with the same company, there are usually multi line discounts available which will reduce the premium.

On the other hand, I've been told by some that it might be a good idea to get golf cart insurance from a different company than the one you have for house/car insurance. I think that the idea is that a golf cart claim won't count against your home/car insurance that way.

[bimmertl]

Originally Posted by Dan =^..^=

On the other hand, I've been told by some that it might be a good idea to get golf cart insurance from a different company than the one you have for house/car insurance. I think that the idea is that a golf cart claim won't count against your home/car insurance that way.

Accordingly, if you have two cars, a house, boat, golf cart, etc. are you supposed to insure them all with different companies in case you have a claim on one of them?

Most companies sur charge policies based upon the vehicle involved. If you get in a chargable accident with your Honda Accord, that policy gets surcharged, not all the household policies.

Best bet is to have a knowledgeable agent and check there first. Then decide if you need to look to other carriers.

[chuckinca]

Not much cost difference between golf cart insurance carriers. About $75/yr - not worth doing much shopping around.



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[Jody Fisher]

& their quote was outrageous. That's why I'm asking about other companies.

[billcolley]

It also depends if it is a street legal or LSV. If street legal then needs auto insurance and licensing with the state. If just a golf cart can be added to your home owners for very little.

[logdog]

Villages Insurance in Colonial Plaza got me a separate policy for the cart (not LSV). Only $60 per year. They also got us a home policy. A very painless transaction.

[chuckinca]

Got our Golf Cart insurance from AAA in La Plaza Grande.

Also have Home and Auto from them - they sold us three different insurance companies none of which is AAA.

(we have been with AAA in California for nearly 30 years).

.

[familyof4ga]

I am getting high quotes from different companies ($150 to 220). They tell me it is because of the year and what I paid for the unit.

[ivanhoe]

FOREMOST $51 cart paths only

[Bizdoc]

USAA attaches the golf cart to your car insurance policy. GEICO attaches it to your home owners insurance. (and guess which companies we use for which asset).

Ended up with AllState. The local agent also understood what a golf cart is used for in TV. Both GEICO and USAA seemed confused when I tried to explain that I have a "golf cart", not an LSV and that it can be driven on most streets in TV.

[tzangrilli]

Check the coverages and make sure it isn't for off road use only. If it says off road use, which is where most insurance companies expect golf carts to be used, your coverage ends at the end of your driveway.

[gomoho]

We have a 2012 Yamaha gas golf cart and are paying $160/year.

[Gerald]

older carts are cheaper just like older cars. Our new cart cost us about $150.00 for a separate policy.