[Shimpy]

Originally Posted by Doodlegirl

It was $4,500 and I expected a tax rebate OR a change in my Homeowner's.
Not. I was sorry to leave those when I moved a month or so ago. The only window I didn't cover was a Hurricane Rated very thick metal and glass door.
Apparently by not covering that I missed the lowered HO policy insurance fee. Every window must be covered. And the door itself was over $2,000.
House was built 30 years ago and was 1800 feet.

I have experienced Hurricanes in South FL for 30 years. I doubt we could or would be missed here in TV if we were in a storm path. I wish in my closing packet I had obtained information on the safest room in this cyv. Guessing I have my eye on it, brought all my Hurricane supplies, so I'm as ready as I can be. However, this is the first frame house I've lived in since moving to FL.
That makes me a little shaky if you know what I mean. I'm seriously thinking of retrofitting the master closet...I know and have seen the damage Hurricanes cause. Mother Nature can really get angry.

Apparently this part of the state doesn't have the highest building codes for hurricanes (the famous Dade County Code) since it hasn't experienced billion dollar damage hurricanes. I now live in a frame house and I too am a little uneasy since they are rare in S. Fla. I also have a big concern that the front door of my home opens IN. That is not allowed by Dade County code. A door that opens in is only held by the latch locking the door. A door that opens out has the whole frame to keep it from being blown in. Once a door or window is open the wind and water will destroy the inside of the home and the roof could be blown off. I'm counting on the past record of hurricanes not making a direct east or west hit on the coast near us, instead entering the coast far down south and coming across on an angle that would weaken it.

[Doodlegirl]

it is said by the weather folks that we are in a bit of a vortex, goes up toward Thomasville, GA and down to us in a triangle out into the gulf. For whatever
reason, we have been lucky with hurricanes in this 'triangle'. My guess is "luck" is actually what it is all about. Steering winds, the jet stream, nothing has so
far really attempted a full fledged onslaught to our area. I think, after living in South Florida for many, many years, it is luck of the draw. Any hurricane
coming onshore in Melbourne or Daytona, Tampa or above, given the right
circumstances and winds could slam the Villages. However, if that 'vortex' has something to it, then maybe we will be spared...for another season. I am as prepared here as I can be, however, if the roof blows it will be a mess.