Ally Bank

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  #16  
Old 12-05-2019, 08:07 AM
toeser toeser is offline
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Default Long Time Customer

I have had savings accounts and CD's with them since they were GMAC. No problems whatsoever.
  #17  
Old 12-05-2019, 08:38 AM
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CFrance CFrance is offline
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Originally Posted by Jdmiata View Post
Thinking of opening an account with them.
Anyone have any experience / opinions with them ?
I've had three accounts (one joint with husband and two joint with adult children) and a savings account with them for close to ten years. I've never had a problem. One negative... Their debit card charges a fee for overseas usage, over and above the currency exchange rate. Even American Express has stopped doing this. So I don't use their debit card outside of the US.
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  #18  
Old 12-05-2019, 09:24 AM
GEOLIN GEOLIN is offline
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Default Ally

Been using them for a very long time for MM and CDs. No complaints. Good service. Rates are very competitive. On CDs they give a CD renewal bump.
  #19  
Old 12-05-2019, 09:38 AM
edwardt6 edwardt6 is offline
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I get monthly statements for a account i closed 4 year ago quit calling just throw in trash
  #20  
Old 12-05-2019, 10:02 AM
Two Bills Two Bills is offline
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Originally Posted by Robbie0723 View Post
The negative reviews I could find were related to loans and fee based products, not savings?
Sorry, but even if the complaints were only about the cleanliness of the restrooms it would put me off.
When negatives outway positives, whatever the cause, I will look elsewhere.

Many posters are more than happy with their service, so maybe/probably I am wrong. I would still pass though. JMO.
  #21  
Old 12-05-2019, 10:20 AM
OhioBuckeye OhioBuckeye is offline
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Quote:
Originally Posted by Jdmiata View Post
Thinking of opening an account with them.
Anyone have any experience / opinions with them ?
Actually I’ve never heard of them. The thing I would be concerned with would be will they protect me if any of my accounts got compromised & how they protect you. Personally I would do my banking at a bank that’s been around & nationally known. I use CHASE & so far in 15 yrs. they’ve done a great job! Sorry I can’t tell you anything about ALLY Banks!
  #22  
Old 12-05-2019, 10:30 AM
edlynette@cs.com edlynette@cs.com is offline
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Default Don't go to BB&T

Quote:
Originally Posted by Jdmiata View Post
Thinking of opening an account with them.
Anyone have any experience / opinions with them ?
Don't go to BB&t

Their customer service is horrible
  #23  
Old 12-05-2019, 11:21 AM
jacksonbrown jacksonbrown is offline
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Nearly two years with Ally and am 100% satisfied. Saving's rate was 2%, now Annual Percentage Yield is 1.70%. Occasionally, their system would be down when I tried depositing a paper check using their iPhone app. No bother, simply tried again in a few hours. I needed a few more checks, Ally sent them promptly.
  #24  
Old 12-05-2019, 12:08 PM
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CFrance CFrance is offline
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Quote:
Originally Posted by jacksonbrown View Post
Nearly two years with Ally and am 100% satisfied. Saving's rate was 2%, now Annual Percentage Yield is 1.70%. Occasionally, their system would be down when I tried depositing a paper check using their iPhone app. No bother, simply tried again in a few hours. I needed a few more checks, Ally sent them promptly.
I haven't had to order checks in over a year, so my information may not be current, but their checks have always been free.


Ally has been around for some time. We had a car loan through them in 2005. That's what led to my opening the joint bank accounts with my kids. Our main bank is Schwab, but my husband and I also have a joint account with ally that we have SS checks deposited into and pay bills from. So three checking accounts and a savings account, and no problems in the last 8 years.
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  #25  
Old 12-25-2019, 10:23 PM
Jdmiata Jdmiata is offline
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Thanks for the input. I have opened an account.
  #26  
Old 12-25-2019, 10:43 PM
maybe maybe is offline
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I have had no problems with Ally. You might also consider online CIT Bank. It is not CITI Bank.
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