[Pairadocs]

[QUOTE=Girlcopper;1853268]Few dollar increase. No big deal. And hopefully most people have a nest egg besides SS after working their entire life[/QUOTE

Hopefully, yes, but sadly not everyone has, or even been able to, work their whole life, many reasons from constant moving for work, children, illness of one partner or another, having to care for parents or children at home, etc. Not "arguing", just pointing out, it is really difficult once on a fixed income, and of course probably what ? 30%, 40% of the people in these retirement communities have two people who have worked all their lives and were able to save in addition to their S.S., that's all I'm pointing out. It is a huge deal for many unfortunately. We ALL need to try to impress this on our grown children...but will we be successful when they are trying to buy homes, pay 50K a year in college tuition, make two car payments so they can both work (when and IF there is work again....hopefully). Anyway, no "argument", but the auto and home insurance is really out of sight here.

[CFrance]

Originally Posted by Girlcopper

Few dollar increase. No big deal. And hopefully most people have a nest egg besides SS after working their entire life

That's not the point. The point is the insurance company doubling the rate. That's highway robbery. Why should the consumer put up with that?

[tophcfa]

Originally Posted by CFrance

That's not the point. The point is the insurance company doubling the rate. That's highway robbery. Why should the consumer put up with that?

You got that right, and even though each individual expense in itself is not that big of a deal, they all add up, health insurance, homeowners, golf cart, car, groceries, property taxes, utilities, trash removal, etc.......

[bilcon]

Wow! Mine went up almost $800 a year and I didn't get a new roof or any other claims. What a screw. I looked around and found one company for $300 less and I tried Progressive, but they are not writing new policies.

[tophcfa]

Originally Posted by bilcon

Wow! Mine went up almost $800 a year and I didn't get a new roof or any other claims. What a screw. I looked around and found one company for $300 less and I tried Progressive, but they are not writing new policies.

What company?

[Topspinmo]

Amazing in my yard doing yard work yesterday and the same fraud roofing front guy hit me up for roofing inspection again. This guy has been to my house three times in last 6 months. I immediately recognized him and before he could utter a word I said no, you been here three times move on. He said so-so company can get me free roof just let them inspect it. Geez, they never give up. And no I won’t name the company.

[Topspinmo]

Originally Posted by tophcfa

You got that right, and even though each individual expense in itself is not that big of a deal, they all add up, health insurance, homeowners, golf cart, car, groceries, property taxes, utilities, trash removal, etc.......

Not only that take the little hike and times it by hundreds of thousands ( maybe millions?) and you can see how they get there money back and them some.

[asianthree]

Ours with AIG went up $1300, and have to sigh a waiver that new deductible is $25,000 wind damage. 0r increase could be up to $2500. Insurance with the Villages agency.
Start looking tomorrow. Anyone happy with their agent or insurance names would be appreciated

[Velvet]

I have Coastal through TV and my premium stayed pretty close to last year’s. The deductible for sink hole is high, I think 10% but I bought where I think sinkholes are less likely to be a problem.

[Topspinmo]

Originally Posted by Velvet

I have Coastal through TV and my premium stayed pretty close to last year’s. The deductible for sink hole is high, I think 10% but I bought where I think sinkholes are less likely to be a problem.

Do you have water mains and street drains close? IMO 90% of sink holes are man made problems?

[Velvet]

No mains or street drains close but that was by luck. I didn’t think of that.

[Garywt]

Mine goes to the bank around March.

[tophcfa]

Just changed from American Integrity, through the Villages Insurance, to Farmers through an independent agent in Leesburg. Not only saved lots of $$ by switching to Farmers, but also have better coverage and very much like dealing with the smaller agency than dealing with The Villages Insurance.

Since I have been a loyal customer of the Villages Insurance for several years now, I gave them every possible opportunity to retain me as a client. However, they didn't seem to care in the least that I was considering shopping away from them, and in fact almost pushed me out the door. When my auto and golf cart insurance policies come up for renewal, those will be switched away from The Villages Insurance as well.

[John_W]

Originally Posted by Velvet

I have Coastal through TV and my premium stayed pretty close to last year’s. The deductible for sink hole is high, I think 10% but I bought where I think sinkholes are less likely to be a problem.

I had American Integrity since my home was new in 2011, the CYV started at $505 and by 2018 it had gone up to $985, five increases in 8 years without even submitting a claim. I called Villages Insurance snd I went with Coastal for $565 in 2019, an over $400 savings. This year it went up about $30.

[CFrance]

Originally Posted by tophcfa

Just changed from American Integrity, through the Villages Insurance, to Farmers through an independent agent in Leesburg. Not only saved lots of $$ by switching to Farmers, but also have better coverage and very much like dealing with the smaller agency than dealing with The Villages Insurance.

Since I have been a loyal customer of the Villages Insurance for several years now, I gave them every possible opportunity to retain me as a client. However, they didn't seem to care in the least that I was considering shopping away from them, and in fact almost pushed me out the door. When my auto and car insurance policies come up for renewal, those will be switched away from The Villages Insurance as well.

Consider Farmers for your auto as well. If you bundle, you get a discount on both. We didn't wait. We switched both auto and homeowners over to Farmers at the same time. Got a refund from both AIG and Allstate in a week+-