[swimdawg]

Originally Posted by gustavo

I'm just the opposite. $1600 in Southwest airline points with a Soutwest Visa card signup bonus. I get 3% off gas on Amex, 2% off Amazon purchases on Amazon Visa, 1.5% off everything on Capital One plus a $100 bonus for using it, and 5% off all purchases with a Target CC. I hardly ever use cash even for a dollar menu purchase, and I don't have to do anything out of my way to get the discounts. CCs rule.

I'm with you. I use my CC for everything.....even at The Dollar Store! I have had so many free flights ( yes, Southwest) and other gift certificates. I just switched to a JetBlue CC to get more free flights. Life is good.

BTW, I check ALL my bank and CC accounts every morning of the year. And the key is to pay off your CC accounts every month. Never ever carry over balances. I was taught at an early age: If you can't afford to pay it this month, how do you think you're going to afford to pay it off next month?