Originally Posted by Posh 08

Your BS

Wow, I do not think that is proper protocol around here.

Originally Posted by Loveithere

Wow, I do not think that is proper protocol around here.

I never inhaled

I guess you can't always judge a book by it's cover

Lets open a hunting season on the unemployed, grind up their bodies for dog food. That would cut down on the evil ones that don't pay into the TAX pool.

Originally Posted by KatzPajamas

I guess you can't always judge a book by it's cover

Hahahahaha

Originally Posted by The Villager II

Lets open a hunting season on the unemployed, grind up their bodies for dog food. That would cut down on the evil ones that don't pay into the TAX pool.

Need a better plan...this one won't benefit me since I don't have a dog. Too busy logging miles on my Cannondale Synapse...870 miles so far this year!
Welcome back!

Originally Posted by Posh 08

I thought is was the mortgage brokers/bankers. A buck was to be made.

Even with the mortgage brokers/bankers being crooks, in the end, the home buyer/mortgagee signed the promissory note in light of their income and all other living expenses.

We've met people many times who told us that when they got pre-qualified to buy a home, they were told by lenders that they could afford a house tens and hundreds of thousands more than they KNEW they could afford. They had the sense and morals to not sign onto so much mortgage debt as the lenders were luring them into.

The old adage, "Buyer beware" still applies, in any lender/borrower transaction!

Originally Posted by The Villager II

Lets open a hunting season on the unemployed, grind up their bodies for dog food. That would cut down on the evil ones that don't pay into the TAX pool.

I love the smell of Soylent Green in the morning.

Originally Posted by KatzPajamas

Need a better plan...this one won't benefit me since I don't have a dog

Ya caught me just as I was sending my permit request off to Washington. OH Well, I will come up with something else.

Originally Posted by ilovetv

Even with the mortgage brokers/bankers being crooks, in the end, the home buyer/mortgagee signed the promissory note in light of their income and all other living expenses.

We've met people many times who told us that when they got pre-qualified to buy a home, they were told by lenders that they could afford a house tens and hundreds of thousands more than they KNEW they could afford. They had the sense and morals to not sign onto so much mortgage debt as the lenders were luring them into.

The old adage, "Buyer beware" still applies, in any lender/borrower transaction!

Yes, so I was curious why folks said it was the Governments fault?

Fannie Mae...Freddie Mac.

Originally Posted by KatzPajamas

I believe that the American Dream is the Right to Life, Liberty and the pursute of Happiness.
I was always taught that meant that you could work and hard, enjoy the fruits of your own labor, and pretty much be master of your own destiny. The government didn't dumb down the loan officer that granted me a loan to buy a home. No banker in their right mind gives out a loan to someone who cannot pay it back...duh.
BTW, I'm starting to wonder what is being inhaled in Virginia this afternoon.

so all those "toxic loans" I heard about came from where? Oh BTW, I didn't want ti imply that had built a home that I couldn't afford or a loan like that. My gripe is it's not worth what it was and I can't sell it and come down there and join the fun.

That's right, the benevolent hand of the government got the better of a FEW people who aren't smart enough to know better...Kinda like most of the democratic social programs that have people suckered in.
How is much different from this-Uncle Sam takes my money to invest for my retirement, because it's soooo nice of the government to look out for little ole me who doesn't have sense to look out for myself. OH, that's right, that's not working out so well either...

Originally Posted by The Villager II

Lets open a hunting season on the unemployed, grind up their bodies for dog food. That would cut down on the evil ones that don't pay into the TAX pool.

Once again you are a dollar short and a day late. Season is already open, only the ones they are hunting are the working stuffs.

Originally Posted by Posh 08

so all those "toxic loans" I heard about came from where? Oh BTW, I didn't want ti imply that had built a home that I couldn't afford or a loan like that. My gripe is it's not worth what it was and I can't sell it and come down there and join the fun.

I hear ya!