The equating of Viagra and birth control pill is also very predictable as I have heard it many times before. The issue is why should it be paid for by insurance companies. You haven't addressed that. People can buy their own birth control - it is inexpensive. They can show some personal responsibility. ED is a disease. I was raised Catholic. I don't need the little blue pill.

Originally Posted by Guest

I do equate them as medications..... But I knew I would be hit with the disease thing so predicable.

In my religious faith, Catholic, sex is for pro-creation only, being told that since I was knee-high to a grasshopper. So if your wife has already gone through the change you don't need the little blue pill.

Or you could look at this another way women go through the change no pill for that but when men go through the change OMG its a disease!

Think of birth control as an investment in not having to provide food and shelter for all those unwanted children.

Originally Posted by Guest

The equating of Viagra and birth control pill is also very predictable as I have heard it many times before. The issue is why should it be paid for by insurance companies. You haven't addressed that. People can buy their own birth control - it is inexpensive. They can show some personal responsibility. ED is a disease. I was raised Catholic. I don't need the little blue pill.

I don't understand why you keep saying birth control is PAID for by insurance companies. We buy insurance to offset the high cost of medications. We pay a monthly premium and a copay based on the tier of the drub.

Here are the costs without health insurance but only 80% of insurance companies cover birth control pills

Cost of Birth Control Pills - Consumer Information

Actually it is paid for by those who pay the premiums and that would be me. I object to paying for other peoples birth control as they can foot the bill themselves. You can try to weasel word it all you want.

Originally Posted by Guest

I don't understand why you keep saying birth control is PAID for by insurance companies. We buy insurance to offset the high cost of medications. We pay a monthly premium and a copay based on the tier of the drub.

Here are the costs without health insurance but only 80% of insurance companies cover birth control pills

Cost of Birth Control Pills - Consumer Information

Originally Posted by Guest

Actually it is paid for by those who pay the premiums and that would be me. I object to paying for other peoples birth control as they can foot the bill themselves. You can try to weasel word it all you want.

I'm confused.... I personally pay $98.00 monthly for my insurance and a copay for all prescriptions. How is it you think you pay anything for me.

Your joking right? Do you have any clue how actually insurance works? Apparently not.

Originally Posted by Guest

I'm confused.... I personally pay $98.00 monthly for my insurance and a copay for all prescriptions. How is it you think you pay anything for me.

Originally Posted by Guest

Your joking right? Do you have any clue how actually insurance works? Apparently not.

Yes I think I do....I pay my premiums for insurance. What about that don't you understand.

Originally Posted by Guest

I'm confused.... I personally pay $98.00 monthly for my insurance and a copay for all prescriptions. How is it you think you pay anything for me.

Jeez. Insurance premiums go into a big pool of money for insured. Sort of like our fees here in TV go into a pool to cover all amenities and improvements.

Sometimes one village gets more improvements than they've paid for that year, sometimes a patient gets more health services than they've paid for that year.

So, who picks up the slack for the high-usage patient? The other people who have insurance.

Just so you know, you are paying an extremely low premium. My premium, female age 58, is $450 per month, with a deductible of $5,800 per annum. Obviously not on medicare, and do not qualify for any subsidies.

Do you really think your $98 per month, a rough total of $1,200 per year, could possibly pay for your health services in a healthy year?

Originally Posted by Guest

Jeez. Insurance premiums go into a big pool of money for insured. Sort of like our fees here in TV go into a pool to cover all amenities and improvements.

Sometimes one village gets more improvements than they've paid for that year, sometimes a patient gets more health services than they've paid for that year.

So, who picks up the slack for the high-usage patient? The other people who have insurance.

Just so you know, you are paying an extremely low premium. My premium, female age 58, is $450 per month, with a deductible of $5,800 per annum. Obviously not on medicare, and do not qualify for any subsidies.

Do you really think your $98 per month, a rough total of $1,200 per year, could possibly pay for your health services in a healthy year?

$98.00 is for my drug premium NOT total medical monthly.....

I have never heard this absurd nonsense in regard to healthcare. You pay for you and I pay for me.

Originally Posted by Guest

$98.00 is for my drug premium NOT total medical monthly.....

I have never heard this absurd nonsense in regard to healthcare. You pay for you and I pay for me.

This is like talking to a rock.

"... The way it typically works is that the consumer (you) pays an up front premium to a health insurance company and that payment allows you to share ‘risk’ with lots of other people (enrollees) who are making similar payments. Since most people are healthy most of the time, the premium dollars paid to the insurance company can be used to cover the expenses of the (relatively) small number of enrollees who get sick or are injured..."


Quote from Stanford University: https://vaden.stanford.edu/us/healthinsurance/works

Originally Posted by Guest

Jeez. Insurance premiums go into a big pool of money for insured. Sort of like our fees here in TV go into a pool to cover all amenities and improvements.

Sometimes one village gets more improvements than they've paid for that year, sometimes a patient gets more health services than they've paid for that year.

So, who picks up the slack for the high-usage patient? The other people who have insurance.

Just so you know, you are paying an extremely low premium. My premium, female age 58, is $450 per month, with a deductible of $5,800 per annum. Obviously not on medicare, and do not qualify for any subsidies.

Do you really think your $98 per month, a rough total of $1,200 per year, could possibly pay for your health services in a healthy year?

Very well explained.

Originally Posted by Guest

Why does taxpayer money fund Planned Parenthood when it is clear that it operates primarily as an elimination machine for fetuses?

Your facts are just a bit off

Planned Parenthood

As the name Planned Parenthood suggests the primary mission of this organization is to help women with their reproductive goals.

Honestly I would like to understand your reasoning on this statement you made:

Why should any insurance policy cover any aspect of birth control and abortion?

Why shouldn't insurance cover birth control pills? If a women is being proactive to prevent a pregnancy why are you against that? How many women have heard "I'm to big to wear a condom?"

Do you also believe that insurance should cover the cost of Viagra? A ***** pump?

Dear Guest:

Planned Parenthood's stated mission to assist woman in their reproductive goals is correct. How and to what extent this is interpreted and applied by its employees is the subject of the videos being on television and the internet. Once again may I remind you that the euphemism the Nazi's used was Jewish solution

As to the issue of insurance and birth control and abortion let me first say that I studied and worked all lines of insurance and was a CPCU, CLU. Obamacare is not health care it is a directive to all health care providers to ignore their underwriting criteria and insure everyone for everything. Its akin to the government telling banks (Fannie and Freddie) to let anyone buy a house and ignore whether they can pay for their loans. We saw how that worked out and we are still suffering for it.

People are going to get sticker shock when they see the increases for healthcare policies this enrollment period. By the way Obama also wants to include expenses for transgender operations, etc.

Both the housing issue and the health insurance issue are actuarial unsound
Anything that can be insured but an actuary will predict the likelihood of losses and their cost and the more likely the more premium required. Its why insurance companies won't insure damages from a war.

what I have learned while in insurance is people actually believe the money is coming from the insurance company and since they have plenty of it well........... insurance companies can't be victims; except its money actually coming from premiums you paid or taxes you and I paid.

so now I don't want to insure your birth control or abortions and as one guest said birth control pills are very inexpensive


Personal Best Regards:

Originally Posted by Guest

This is like talking to a rock.

"... The way it typically works is that the consumer (you) pays an up front premium to a health insurance company and that payment allows you to share ‘risk’ with lots of other people (enrollees) who are making similar payments. Since most people are healthy most of the time, the premium dollars paid to the insurance company can be used to cover the expenses of the (relatively) small number of enrollees who get sick or are injured..."


Quote from Stanford University: https://vaden.stanford.edu/us/healthinsurance/works

Yes you are rated in a risk pool that doesn't mean you are paying for my drugs. I have paid for car insurance for years without an accident there is no difference here.

Originally Posted by Guest

Dear Guest:

Planned Parenthood's stated mission to assist woman in their reproductive goals is correct. How and to what extent this is interpreted and applied by its employees is the subject of the videos being on television and the internet. Once again may I remind you that the euphemism the Nazi's used was Jewish solution

As to the issue of insurance and birth control and abortion let me first say that I studied and worked all lines of insurance and was a CPCU, CLU. Obamacare is not health care it is a directive to all health care providers to ignore their underwriting criteria and insure everyone for everything. Its akin to the government telling banks (Fannie and Freddie) to let anyone buy a house and ignore whether they can pay for their loans. We saw how that worked out and we are still suffering for it.

People are going to get sticker shock when they see the increases for healthcare policies this enrollment period. By the way Obama also wants to include expenses for transgender operations, etc.

Both the housing issue and the health insurance issue are actuarial unsound
Anything that can be insured but an actuary will predict the likelihood of losses and their cost and the more likely the more premium required. Its why insurance companies won't insure damages from a war.

what I have learned while in insurance is people actually believe the money is coming from the insurance company and since they have plenty of it well........... insurance companies can't be victims; except its money actually coming from premiums you paid or taxes you and I paid.

so now I don't want to insure your birth control or abortions and as one guest said birth control pills are very inexpensive


Personal Best Regards:

You have never paid for birth control nor an abortion for me and as I am no longer at risk for procreation you never will. But I will say again I don't want to pay for your ED medication or a ***is pump either. But you had nothing say on that.

Sorry sweetheart, that is not how it works. The money goes into a pool to pay for claims. How is it possible that you don't know this?

Originally Posted by Guest

$98.00 is for my drug premium NOT total medical monthly.....

I have never heard this absurd nonsense in regard to healthcare. You pay for you and I pay for me.

Originally Posted by Guest

Yes you are rated in a risk pool that doesn't mean you are paying for my drugs. I have paid for car insurance for years without an accident there is no difference here.

Sigh. I surrender. It is a rock.