[Arctic Fox]

I have received a reasonably-priced home insurance quote from Universal Property.

What is your experience of this company?

Thank you

[villagetinker]

OP, if you have a financial advisor, ask them to investigate the company, he should have access to tools that you and I cannot get to. This will tell you the financial stability of the insurance company and their ability to withstand a large scale event (hurricane), Here you will probably get some comments with regard to payments, how quickly people were paid, etd.

[Arctic Fox]

Originally Posted by villagetinker

OP, if you have a financial advisor, ask them to investigate the company, he should have access to tools that you and I cannot get to. This will tell you the financial stability of the insurance company and their ability to withstand a large scale event (hurricane), Here you will probably get some comments with regard to payments, how quickly people were paid, etd.

Thank you for the suggestion, VT

[Bay Kid]

Pure insurance has fantastic coverage.

[davem4616]

You might want to get a quote from Triple A also....we found their coverage to be exactly what we had, we bundled the home policy with our auto and reduced our total insurance cost by over a third

[Carla B]

We once had Universal Property years ago. It was the only company that would write insurance in our area because the location was hurricane-prone. We never had a claim so can't say how good the policy was but the fact that they were willing to cover properties when no one else would says something about their risk tolerance.

[Arctic Fox]

Originally Posted by Bay Kid

Pure insurance has fantastic coverage.

Thank you, Bay Kid. Per their website they only seem to cover high-end properties. Our lowly den would not be of interest to them.

[Arctic Fox]

Originally Posted by davem4616

You might want to get a quote from Triple A

Thank you, davem

I went to their website, had to enter my zip code on three separate pages then, having filled in all of the details to get a quote, their website crashed. I have no intention of wasting another twenty minutes of my life on them.

[Arctic Fox]

Originally Posted by Carla B

We once had Universal Property years ago. It was the only company that would write insurance in our area because the location was hurricane-prone. We never had a claim so can't say how good the policy was but the fact that they were willing to cover properties when no one else would says something about their risk tolerance.

Thank you for sharing your experience, Carla B

[Bay Kid]

Originally Posted by Arctic Fox

Thank you, Bay Kid. Per their website they only seem to cover high-end properties. Our lowly den would not be of interest to them.

Sorry. They were fantastic when my daughters property was hit by a tornado last month.

[SharonW]

Universal of North America Or
Universal Property & Casualty

Universal NA is excellent A+ AM Best Company