Pre-existing Conditions

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  #46  
Old 09-17-2020, 09:06 AM
TheWarriors TheWarriors is offline
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Originally Posted by Bucco View Post
WOW.......I will pay for it myself, but will it be available ?? Everyone is not looking for a handout.....but this is one country....not two (rich and poor)

The oft promised “terrific,” “phenomenal” and “fantastic” new health care plan to replace the Affordable Care Act was to debut so many times since 2015 but never has surfaced in anyway.

We were told this week that the plan "is ready". While before the Supreme court the administration continues to fight to eliminate pre existing conditions in action taken since June we are told even so any plan will allow for pre existing conditions.

So, we shall see......always two or more stories it seems.

I opposed the ACA at the beginning but am getting tired of the same old story......lets tear it down one piece at a time and promise a better one.....but only the tearing down is happening.

The implication that I, or any american is looking for handouts is getting to be a tired old story. Everyone is not as blessed as many others. I am in good shape I think, but the vast and great majority are not blessed with company plans or the money to afford to 'self insure".
Always amazes me that those that aren’t too well off seem to have enough money for sporting events, concerts, Starbucks and attending peaceful protests while others go to work. Priorities matter, no one deserves anything but the right to succeed, only they hold themselves back despite what some will preach. As the saying goes, “the harder you work, the luckier you get!”
  #47  
Old 09-17-2020, 09:09 AM
Bonnevie Bonnevie is offline
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No one is turned away from the ER and there are free clinics available in most states

going to the ER is the most expensive type of medical care and people going there because they don't have insurance is one of the reasons our collective health care costs increase.

as to "free" health care clinics. I would like you to list the available free clinics that you think are in such abundance. even if they do exist, there are far too few for all who need them.
  #48  
Old 09-17-2020, 10:14 AM
MDLNB MDLNB is offline
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No one is turned away from the ER and there are free clinics available in most states

going to the ER is the most expensive type of medical care and people going there because they don't have insurance is one of the reasons our collective health care costs increase.

as to "free" health care clinics. I would like you to list the available free clinics that you think are in such abundance. even if they do exist, there are far too few for all who need them.

Actually, the reason for our insurance increasing is because since Obamacare, we have to pay for services that we do not require. We also have to pay for those that can stay on their parent's policy until they are 26yo. We also have to pay because doctors have to pay up to or exceeding a quarter million bucks a year for malpractice insurance. We also have to pay because doctors must perform many tests that we may not need, based solely on worrying about malpractice suits against them if they don't. WE also have to pay because we cannot shop over state borders. AND we also have to pay for "pre-existing" enrollees. And don't worry because this administration has no intention of eliminating the "pre-existing" feature.

My premiums have risen EVERY year since I have had insurance. Not due to any particular administration. But now, some wish to increase everyone's taxes so that we can reduce the quality of the majority of insured so that everyone can have a reduced quality health care. It won't be just the rich paying. It will be EVERY earner that will sacrifice greatly. Anyone ever try living on half of your pay check earnings? Get ready for it, because that is the way every socialized medicine country is paying for universal health care. And only the rich will be able to pay for the quality we have now.
  #49  
Old 09-17-2020, 10:22 AM
retiredguy123 retiredguy123 is online now
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Originally Posted by Marine1974 View Post
One might consider most people who worked paid 1.45% of there
FICA also matched by their employers for Medicare coverage which you can’t tap into until age
65 , unless your collecting social security disability. What exactly does one mean free ?
Not free, but the 1.45 percent plus the Medicare premiums after you turn 65 is nowhere near enough to pay for the health care costs.
  #50  
Old 09-17-2020, 11:42 AM
LoisR LoisR is offline
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Originally Posted by graciegirl View Post
Nothing is free. When the government is involved the wastage makes the cost astronomical. No one wants anyone denied health care because of pre existing conditions.

Too many want health care and have someone else pay for it.

Nothing is free.

We would all like for there to be simple answers and to blame others for problems based on greed, but the truth is that either you self insure or you buy insurance or you HOPE the government will cover you and other people's money doesn't run out.
Your Social Security is a hand out after about five years. That's when you received back all the money you paid in. Who do you think is now paying for it? I guess it's ok to take from people but not give to people. Sad. But true. Conservatively speaking of course.
  #51  
Old 09-17-2020, 11:51 AM
Bonnevie Bonnevie is offline
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my insurance increased every year I've had it which was long before Obamacare. and I'm pretty sure you'd find hard core republicans who've had children or grandchildren who have benefited by being able to stay on their parents insurance until they are 26. Most parents already had a family plan and nothing changed by keeping the kids on a few more years. as to the doctors and their malpractice...well, why haven't the republicans done something about it? they controlled the house and senate and presidency for the first two years of this administration. same with medicine prices....recent executive order was all for show. why can the VA negotiate prices for meds but medicare not? and it's pretty easy for someone on Medicare who doesn't have to worry about a pre-existing condition to complain about others who do.
  #52  
Old 09-17-2020, 11:59 AM
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Originally Posted by Dana1963 View Post
He’s trying not to be political your President is lying about replacement healthcare!
Mods, delete this poster. This is blatantly political.
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  #53  
Old 09-17-2020, 12:03 PM
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Here we go again with misinformation.

1.) the ACA is INSURANCE. It is NOT health care.

2.) Health care is given to anyone in need at our hospitals whether they have insurance or not,

3.) NO ONE is saying let's eliminate pre existing conditions. That ship has sailed.

4.) The bigger concern should be the current shortage of over 10,000 Physicians in this country and growing. THAT will impact health care and no insurance plan can address that.
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  #54  
Old 09-17-2020, 12:06 PM
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Originally Posted by Bucco View Post
Not sure where you get your information, but hoping you will share it.

Center for Budget and Policy lays it out clearly so to understand what is going before the Supreme Court, but then again we have been promised an alternative over the past years.

Suit Challenging ACA Legally Suspect But Threatens Loss of Coverage for Tens of Millions | Center on Budget and Policy Priorities
That is a "progressive" group with an agenda.
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  #55  
Old 09-17-2020, 12:07 PM
Bucco Bucco is offline
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Originally Posted by Aloha1 View Post
Here we go again with misinformation.

1.) the ACA is INSURANCE. It is NOT health care.

2.) Health care is given to anyone in need at our hospitals whether they have insurance or not,

3.) NO ONE is saying let's eliminate pre existing conditions. That ship has sailed.

4.) The bigger concern should be the current shortage of over 10,000 Physicians in this country and growing. THAT will impact health care and no insurance plan can address that.
"3.) NO ONE is saying let's eliminate pre existing conditions. That ship has sailed."

So we are to ignore our attempt at the Supreme Court, still not decided ?
  #56  
Old 09-17-2020, 12:13 PM
MDLNB MDLNB is offline
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Lots of excuses, but no facts or suggestions. Just because someone "benefits" from a gov. program does not make it a good program. Blaming one political party or another is also an excuse but not a suggestion or a reason.
The subject is "pre-existing" conditions. No one is suggesting that we get rid of this requirement and the president has promised that "pre-existing" stays and won't be messed with. Believe him or not, you won't know until or if it changes.

Crying wolf has gotten to be a political ploy and the reason folks call "hoax" today is because it is done way too much by both parties to gain votes by fear. The only thing you should fear is when a politician wishes to gain votes by scaring you with his promises.

I am surprised that this thread is allowed since it is undoubtedly a politically themed subject. I found it very difficult to converse on this subject without acknowledging the political nature of the subject. I apologize in advance if I have violated the "political" rule of the forum. It was not my intention.

Last edited by MDLNB; 09-17-2020 at 12:21 PM.
  #57  
Old 09-17-2020, 12:21 PM
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Originally Posted by Bucco View Post
"3.) NO ONE is saying let's eliminate pre existing conditions. That ship has sailed."

So we are to ignore our attempt at the Supreme Court, still not decided ?
Do you honestly believe that Congress ( both houses) will allow that to happen? Of course they won't. If a law is deemed Unconstitutional, that's it. We move on and fix the problem. That's how our Constitutional Republic works.
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  #58  
Old 09-17-2020, 12:36 PM
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Originally Posted by Aloha1 View Post
That is a "progressive" group with an agenda.
The suit was filed by The United States Government.
  #59  
Old 09-17-2020, 12:54 PM
Dana1963 Dana1963 is offline
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Originally Posted by jbrown132 View Post
I believe the rates you pay for health insurance already have the cost of pre-existing conditions factored in. This is why the cost of health insurance went through the roof after the passage of the ACA when costs were supposed to have gone down. If they do not cover pre-existing conditions then I doubt anyone over 40 will ever be able to get health insurance. Would be bad business for the insurance companies.
The largest cause on personal Bankruptcies are due to medical bills. Hospitals sell your debit to collection companies they are the ones who come after you and thru the courts.
  #60  
Old 09-17-2020, 01:36 PM
davem4616 davem4616 is offline
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Originally Posted by LoisR View Post
Your Social Security is a hand out after about five years. That's when you received back all the money you paid in. Who do you think is now paying for it? I guess it's ok to take from people but not give to people. Sad. But true. Conservatively speaking of course.

"...after about 5 years" is not true...first that calculation doesn't factor in the impact of compounding interest on the monies that you actually paid in over a 40 - 50 year period of of continuous contributions...which is what most of us in TV have done

secondly, receiving more than what you paid in is no more of a handout than a monthly Annuity payment is once you've received more in payments than you paid in to fund it... lifetime payments was the contractual deal that was promised and agreed to.

at least with an annuity we had a choice to buy in...there was no choice with Society Security
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