Talk of The Villages Florida - Rentals, Entertainment & More
Talk of The Villages Florida - Rentals, Entertainment & More
#61
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Kathy,
Everyone who has given you advice regarding Medicare Supplement plans are all correct. Supplement plans have a monthly premium, and are accepted by all doctors and hospitals that accept Medicare throughout the country. You'll have no copays for doctors and hospitals, etc. (The Villages Health Primary Care do not accept Supps, but The Villages Specialists do). If you run a comparison on Medicare.gov it will give you a list of companies in our area, and the premium costs. You'll find AARP Medicare Supplement is the least expensive now. Because you are leaving your husband's plan, you would have a guarantee issue, so you don't have to worry about any health problems. I am an independent agent, specializing in Medicare plans since 2005, and would be happy to talk to you any time. 352-350-7135 Donna |
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#62
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#63
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My advice. Go w medicare and good supplement (g is best)
Only limit in TV is on many primary care docs being locked in to the advantage deal. Specialists take reg medicare. Plenty of primary care docs on perimeter of TV. Leesburg, Ocala. Not a big issue |
#64
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I got in trouble about 4 years ago by signing up for a medigap plan. I had to cancel my old Medicare supplement plan F in order to switch to new plan. Then I found that none of my present doctors would accept the new plan. It took me nearly 4 months to get back to the original plan, during that time I had no medical coverage at all. You have to be very careful in switching
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. . .there is nothing better for people than to be happy and to enjoy themselves, and also that everyone should eat and drink, and find enjoyment in all his toil. . . Ecclesiasites 3:12 |
#65
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I am starting Medicare today with plan G coverage (PPO) and WellCare for prescriptions. My friends who have it love it. I asked my doctors what they preferred and they all liked this one, widely accepted. $198 medical deductible then I should see no bills after the $435 deductible. Overall a great cost reduction for me. I went with the PPO, I just like the large network coverage in and out of state and no referrals required.
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Yellowbird |
#66
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#67
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i have heard this too, but only when i lived in Ct., have not heard that down here,...yet
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#68
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#69
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For the best, unbiased info, go to SHINE. They have frequent meetings in The Villages (presumably virtual now). They are well worth your time and effort. Super knowledgeable!!
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#70
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Yes, Florida underwriting is not as extensive as other states. Plan F is no longer available. Plan G is the most benefit rich now. I can email you the Underwriting questions just to make sure. Just call and leave your email on my voicemail. If all the questions are "no", I would be happy to come to your home and meet with you all. 352-350-7135
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#71
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you would rather have a supplement than FEHB? |
#72
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The premiums are going up quite a bit. On a Self plus 1 plan, it costs me $271 a month to be the plus 1. Her cost is $175 a month. Then you add in Medicare Part B premiums times 2 and it all starts to add up quickly. We are both in excellent health and rarely go to a doctor.
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#73
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We have had traditional medicare plus a AARP supplement and have not had to reach in our pocket for anything other the premiums for over 20 years!!
Totally and complete satisfaction. The ability to choose any doctors or specialists without approval or referrals is a very huge factor. Coverage has been accepted anywhere and every where we have ever traveled to/from. |
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