[Buckeyephan]

The Medicare stores in the town squares will only try to sell you the insurance accepted by the Villages Health System. That would be UHC Advantage Plan. You were wise to meet with the reps from SHINE to get honest comparisons of available plans that will best meet your needs.

[CFrance]

Originally Posted by NYGUY

This is why you NEVER go to an insurance company to get advice on insurance. Those medicare stores are owned by United Healthcare. What insurance do you think they are going to promote and recommend....Aetna? It's like going to a Ford dealer to get their advice on a Chevy....

That's true, but the name of the "store" itself is deceiving. I can see where it might mislead someone into thinking it's a government agency designed to give you advice on Medicare. OP saw through it, but others might not.

[Allegiance]

Originally Posted by CFrance

That's true, but the name of the "store" itself is deceiving. I can see where it might mislead someone into thinking it's a government agency designed to give you advice on Medicare. OP saw through it, but others might not.

Don't you love it when you get mail that tries to deceive you and imply it's official govt business.

Medicare store... lol... scum for using that name.

[billethkid]

Traditional medicare plus a supplement offers complete flexibility, choice and location of doctors or specialists.

Since turning 65 (many years ago!) with traditional medicare and our supplement we have not had to reach in our pocket for one dime for some pretty exclusive surgical and post surgery procedures.
With doctors and specialists in multiple states.

[billybye]

Originally Posted by billethkid

Traditional medicare plus a supplement offers complete flexibility, choice and location of doctors or specialists.

Since turning 65 (many years ago!) with traditional medicare and our supplement we have not had to reach in our pocket for one dime for some pretty exclusive surgical and post surgery procedures.
With doctors and specialists in multiple states.

What is monthly cost of supplement? Isn't this reaching into your pocket?

[bagboy]

Originally Posted by billybye

What is monthly cost of supplement? Isn't this reaching into your pocket?

We travel quite a bit, my wife has a plan F supplement from Blue Cross/Blue Shield. This is great when medical care is needed away from home. You can shop for a plan F supplement, you'll find a variety of prices but you should expect to pay less than $200 a month, over and above your Medicare coverage. Remember, a plan F is a plan F regardless of what insurer you buy it from. Be cost conscience.

[capecoralbill]

I am 70 and my Florida Blue Plan F is 210.20 month.

[manaboutown]

I just turned 76 and my NM UHC plan F moved up a few bucks to $213/ mo.

It pays whether I use it in NM or in CA where I have a second home and I prefer to see to my medical needs when possible as I believe the doctors there are better. Never been a problem. Oh, and I have used it in FL a few times and in MD, TX and AZ.

[JoMar]

Have the advantage plan, so far (3 years) no issues and because of that, significantly less that Plan F. Have no problem when traveling since they have a Passport Plan but haven't had a need to use it. This year, headed for a hip replacement which of course will carry deductibles.....so will see how it all shakes out since this is the first step outside the usual stuff. Stay tuned.

[perrjojo]

Sometimes people deliberately mislead us. Sometimes they just aren’t good employees. I would talk to management at United Health Care and let them know your disappointment. We have had The Villages Advantage plan since it’s inception and have never paid more out of pocket than our previous insurance premiums. This year my husband had over $300,000 of expenses and we still did not reach the out of pocket amount which is about 4600.00. I don’t recall the exact amount. We have also been out of state and needed medical care with no problem. I’m sure it’s not the plan for everyone but it has served us well.

[trichard]

Originally Posted by billybye

They were just trying to help you. Advantage plan is best for 95% of people on medicare. I would worry if they tried to sell you a suplement

Do you work for the Villages health? This simply is not true.

[billybye]

Originally Posted by trichard

Do you work for the Villages health? This simply is not true.

NO I do not work for anyone. It is a fact that most medicare recipients are enrolled in an advantage plan. I recently switched to uhc because you do not need referrals and they have the most specialists available when needed.
A lot of people are afraid of what they do not know enough about.
I merely stated what is best for MOST people, not everyone.

[biker1]

It appears that about 33% of Medicare recipients are enrolled in an Advantage Plan, a bit higher in FL. This is hardly "most". You are not in a position to state what is "best" for most people. It depends on individual circumstances.

Originally Posted by billybye

NO I do not work for anyone. It is a fact that most medicare recipients are enrolled in an advantage plan. I recently switched to uhc because you do not need referrals and they have the most specialists available when needed.
A lot of people are afraid of what they do not know enough about.
I merely stated what is best for MOST people, not everyone.

[trichard]

Originally Posted by billybye

NO I do not work for anyone. It is a fact that most medicare recipients are enrolled in an advantage plan. I recently switched to uhc because you do not need referrals and they have the most specialists available when needed.
A lot of people are afraid of what they do not know enough about.
I merely stated what is best for MOST people, not everyone.

Wrong again. Most Medicare recipients are not enrolled in a Medicare Advantage Plan.

[trichard]

Originally Posted by biker1

It appears that about 33% of Medicare recipients are enrolled in an Advantage Plan, a bit higher in FL. This is hardly "most". You are not in a position to state what is "best" for most people. It depends on individual circumstances.

Correct!