[bcloudman]

Originally Posted by asianthree

Water higher rate, trash $3 more. If you can get cable and net for that price take it and run. Wildwood and Lake taxes higher.
PV about $1000. Per month
Cottage/ ranch about $1200-1300
Designer $1400

Lot size makes a difference, and the lawn maintenance is missing.
Anywhere from $35 to $150 a month
We have all three categories, and that’s roughly what each house runs per month in Sumter

This is more accurate quote then Village one based on owning a Ranch size home and not being a Fl resident, taxes are higher then other quote. Maintenance on corner lot with pool puts us in about $1300 a month since we have to pay to have everything maintained. When we bought 4.5 years ago it was under about $1100 but have had to add other lawn services and the basics have all increased.

[DAVES]

Originally Posted by OrangeBlossomBaby

Our lawn gets the pesticides from the treatment guy, he's $50/month. We mow our own lawn and do our own gardening and trimming and edging.

The "basic cable" in the OP's post we swapped out with Internet service; we cut the cord and pay for YouTubeTV, which is an extra $70 I think, now.

Our taxes are a little higher since our home is less valuable overall but we live in Lake County.

The OP's list is about right for us, give or take $100 a month. Our electricity averaged at $90/month this past year. Last month was high because we had the heat on almost every day.

So much per month? A recent conversation with a friend not in the villages. He lives in a similar kind of place. I don't recall his home. Truth I do not look. I just wish everyone well not like too many people my home is bigger, my car is etc. I truly do not care.

He is needing a new roof. Reminder his home is average-whatever that means.
He figures 25,000 for a roof. He figures what investments he will sell to raise that.
Selling investments, will cost him dividends-money coming in. Budget? I do not either.
People do not usually BUDGET for a 25,000 roof or AC replacement not sure and debate is a waste of time-about 7,000. A true cost per month everything has a life span.

[newgirl]

Mine is nowhere near that high, depends on where you live, size of house , usage etc.

[asianthree]

Originally Posted by DAVES

So much per month? A recent conversation with a friend not in the villages. He lives in a similar kind of place. I don't recall his home. Truth I do not look. I just wish everyone well not like too many people my home is bigger, my car is etc. I truly do not care.

He is needing a new roof. Reminder his home is average-whatever that means.
He figures 25,000 for a roof. He figures what investments he will sell to raise that.
Selling investments, will cost him dividends-money coming in. Budget? I do not either.
People do not usually BUDGET for a 25,000 roof or AC replacement not sure and debate is a waste of time-about 7,000. A true cost per month everything has a life span.

Guess we are different, 2 of our homes were new, so budget little different than the preowned we bought. I budgeted for new roof, new HVAC (just replaced) new flooring, paint, and adding larger birdcage. But then again any house anywhere will need the same budget, except maybe a birdcage

[Tom52]

Made me go check my costs for 2020. We live on a corner lot, designer home, just over 2000 sq. ft. Estimate home value just around 400k. Our average was $1,317.32 per month. This dies not include anything outside original post except lawn maintenance costs and internet.

[yankygrl]

Originally Posted by LMBNY

Don't know if this is current, but it's from the Villages website... Do you feel like this is pretty accurate?

Thanks!

Average monthly costs for Villagers:

$164.00 Contractual Amenities Fee
60.00 Sewer
31.00 Water
148.00 Average Gas / Electric
19.00 Trash Collection
60.00 Basic Cable Television
100.00 Insurance
239.17 Average Taxes
191.00 Development District Assessment

$1012.17 Total Per Month*

Cost dependent on how many living in home, if you leave lights on etc, how much you water lawn and on and on. The only thing I’m sure of with your estimate is the amenities fees are correct.

[stanley]

Man the living is good here in "Clampettville"!

[Pairadocs]

Originally Posted by JohnN

all in all, pretty darned close. I could question a couple items up or down a tad, but it's not a bad estimate. I consider my circumstances as middle-of-the-road.

Depending on what you spend on the home, taxes could go far higher, insurance too.

We have Sumter Co. designer/hibiscus, 3 BR, inside laundry, etc.. Taxes run $2600 but year round residents so homestead. Have never found insurance for $100 except first year or two after building, from then on, up to present which is $195 mo. for American Integrity (not a highly rated company actually, but best we could find), electric in Sumter is a co-op so (according to friends) our bills are much lower than theirs in Marion Co. Runs about $78-$82 in the AC months, in the "winters" when heat is necessary at night, average bill is $60-$65. Have Comcast basic plus, no "extras" like HBO, Disney, etc., do have DVR, and have two outlets (use Roku in other rooms), and internet. Also have 2 cell phones with Comcast on the initial offer plan so never pay more than $11(often nothing extra) a month for the two phones, not each. Bill for all is $152 a month IF we don't cancel, change plans, etc. We inquired and internet alone is over $60 if you do not take any TV, phone, etc. services so with the cell phone unlimited talk and text for 2 phones, and staying within the free data most months, we have kept the present plan we've had for years now. Amenities are less $160, and only two people so water is quite a bit lower than the figure given by the poster, but waste water used on lawn, drinking water, sewer, garbage, are all on one monthly bill that runs $181 a month most months. It's really difficult to get averages as we've found which of the three counties you live in makes quite a difference, as does homestead exemption for full time Florida residents.

[Pairadocs]

Originally Posted by asianthree

Water higher rate, trash $3 more. If you can get cable and net for that price take it and run. Wildwood and Lake taxes higher.
PV about $1000. Per month
Cottage/ ranch about $1200-1300
Designer $1400

Lot size makes a difference, and the lawn maintenance is missing.
Anywhere from $35 to $150 a month
We have all three categories, and that’s roughly what each house runs per month in Sumter

For those trying to estimate, "lawn maintenance" can be GREATLY reduced with little imposition. Most lots are small, even with designer plans (or end lots which are much more to maintain). A self propelled mower is at the very most a 30 min. job, usually less. The hardware stores all sell VERY effective insect, weed, feed, and disease self contained bottles that simply attach to your hose and takes less than 15 minutes to apply with no mess or mixing, or fuss ! Lawn disease here is most often spread by lawn services, almost none "disinfect, or spray the equipment" to prevent this, though the university ag people have told me they TRY to have workshops for folks who do commercial yard work but it's not been practiced we were told. The new, clean, quick hose applicators run $9-$15, at 4 applications a year, very effective. Another neighbor also tipped us off to a very easy and powerful house wash product in it's own application bottle you simply dispose of when done. No power washer needed and it works very well on the mold we get in Florida ! Dr. reminded us that by walking behind a self-propelled mower for a few minutes we get some exercise benefit, though not like going to the gym...LOL ! Anyway, for those trying to construct a retirement budget, you may see many mentions of various expenses that can easily be eliminated or greatly controlled is all I wanted to point out.

[asianthree]

Originally Posted by Pairadocs

For those trying to estimate, "lawn maintenance" can be GREATLY reduced with little imposition. Most lots are small, even with designer plans (or end lots which are much more to maintain). A self propelled mower is at the very most a 30 min. job, usually less. The hardware stores all sell VERY effective insect, weed, feed, and disease self contained bottles that simply attach to your hose and takes less than 15 minutes to apply with no mess or mixing, or fuss ! Lawn disease here is most often spread by lawn services, almost none "disinfect, or spray the equipment" to prevent this, though the university ag people have told me they TRY to have workshops for folks who do commercial yard work but it's not been practiced we were told. The new, clean, quick hose applicators run $9-$15, at 4 applications a year, very effective. Another neighbor also tipped us off to a very easy and powerful house wash product in it's own application bottle you simply dispose of when done. No power washer needed and it works very well on the mold we get in Florida ! Dr. reminded us that by walking behind a self-propelled mower for a few minutes we get some exercise benefit, though not like going to the gym...LOL ! Anyway, for those trying to construct a retirement budget, you may see many mentions of various expenses that can easily be eliminated or greatly controlled is all I wanted to point out.

True, but you will find many residents are not capable of doing their own lawn maintenance. I would say in our neighborhood 1/2 could not walk behind a mower, much less edge, and trim bushes..Up north we have 1 acre of lawn, to maintain, I take care of that with a self propelled for 1/3, and tractor for the rest. Altogether it takes 3 to 4 hours every 5 days. Then the snow takes its place.
I gladly pay here, for someone to mow, trim all the bushes, palms, edge, and weed the beds.


As far as pest, we bought a home that was a do it yourself pest control. Had to have Daisy from deans to check on house for termites, before closing. $400, plus treatment. Home inspection caught the issue, and the seller paid all costs. If termites were present, we would have backed out of the deal.

[cj1040]

Progressive has it in the homeowners policy...shop Westgate Jones or the Villages Ins.